topic Re: experian plus 683 in Credit Cards

experian plus 683

umut — Sat, 17 Aug 2013 17:00:18 GMT

What is the real fico with experian plus 683 if anyone has idea could u answer me please

Re: experian plus 683

Countingpennies — Sat, 17 Aug 2013 17:07:31 GMT

There is no set answer to this, as everyone's CR is different. Just based on my own experience, currently, my fakos are all 30-80 points higher than my actual Ficos, and the biggest spread is EX.

If it's critical to know your EX Fico now, you can always purchase it from MyFico, but that might also differ from the model a particular lender may pull.

Re: experian plus 683

umut — Sat, 17 Aug 2013 17:15:37 GMT

So its Luke lets say 633

Re: experian plus 683

Shogun — Sat, 17 Aug 2013 17:24:55 GMT

I'm the exact opposite. My FICOs are all higher than my FAKOs. It impossible to determine what it would be. Plus, is the lender pulling a FICO score or are they using a different score. Not "all" lenders pull FICO. Plus, there are different variations of FICO scores, is auto, CC, mortgage enhanced?

Re: experian plus 683

simi_go — Sat, 17 Aug 2013 17:38:55 GMT

USAA has me at 520 myFico is 615, everyones is different

Re: experian plus 683

umut — Sat, 17 Aug 2013 18:00:22 GMT

Tux for teplies

Re: experian plus 683

b_seeker — Sat, 17 Aug 2013 19:03:16 GMT

PLUS is really a worthless indicator. Mine have not moved in 6 months for any report dispite new accounts and inquiries reporting after I had signed up earlier in the year. And my PLUS are lower on EX/EQ FICO. TU PLUS is higher then FICO. As of the last accurate numbers I had for FICOs.