topic Re: What was you first 2k+ limit card? in Credit Cards

What was you first 2k+ limit card?

Anonymous — Sun, 18 Aug 2013 01:01:16 GMT

I have received my two first 'non-toy/secured' cards in August (1K and 1.5K). Hopefully they grow. For those that were in a building or re-establishing phase, how long did it take to get your first serious limit cards? Or did you CLI the ones you already had?

Re: What was you first 2k+ limit card?

CREDITSURFER — Sun, 18 Aug 2013 01:04:44 GMT

took me 5 months with secured cards to get citi $4500, Discover IT $2500 and Lowes $3000 in my app spree last week.

Re: What was you first 2k+ limit card?

icloud2525 — Sun, 18 Aug 2013 01:04:44 GMT

Mine was discover it. Secured boa $1000 to unsecured. Cap 1 300 to 1000. Then the it at $4500.

Re: What was you first 2k+ limit card?

missjae — Sun, 18 Aug 2013 01:05:39 GMT

@Anonymous wrote:
I have received my two first 'non-toy/secured' cards in August (1K and 1.5K). Hopefully they grow. For those that were in a building or re-establishing phase, how long did it take to get your first serious limit cards? Or did you CLI the ones you already had?

Amex was the first one to put me over 2K. They gave me $3K or $3.5K. It was a revolving card and I loved it. Wish they'd let me back in. Anyhow, In 2004 I started cleaning my credit up. I obtained some store cards as well as Capital One. I didn't get the Amex until 2009. However, I think I gave up on credit for awhile and that's why it took so long for me to obtain better bankcards. Wish I knew about myFico several years ago!

Re: What was you first 2k+ limit card?

icloud2525 — Sun, 18 Aug 2013 01:05:56 GMT

Oh. And took about a year before starting to get the limits I have now.

Re: What was you first 2k+ limit card?

eddie84 — Sun, 18 Aug 2013 01:06:40 GMT

The first highest CL that I got was from Dell Financial Service (DFS) back in '02 and that was my first $5k limit.

Re: What was you first 2k+ limit card?

Kenny — Sun, 18 Aug 2013 01:11:50 GMT

Amex BCE

Re: What was you first 2k+ limit card?

mikey78 — Sun, 18 Aug 2013 01:12:35 GMT

My First 2k CC and I kinda dont like to say it but it was Cap One
i still have the card and got it upgraded to QS One and it still has that ridiculous AF that I want to get rid of

If memory serves me correct I started out with a 350 CL and I read somewhere that if i continue to make payments for 6 months they will always review to give me CLI

which i made really sure i made payments on time or sooner and within a few months it grew from 350 to 700 to 2500 and 7 years later still stood at 2500

I asked for my first ever CLI with them this past month and got rejected and i emailed EO thru facebook to complain about the AF n CLI
I closed my 2nd cap one cause they wouldn't CLI it and id idn't know about EO at the time

Re: What was you first 2k+ limit card?

knoregs — Sun, 18 Aug 2013 01:14:28 GMT

Discover More (now IT) gave me $2k starting limit 6 months after my first BOA secured card.

~kn

Re: What was you first 2k+ limit card?

tdrjustus3 — Sun, 18 Aug 2013 01:22:43 GMT

My first was my local CU @5K then Citibank @3K and Cap1@2.5k. I started my serious credit building in March of this year but I had the Cap1 since 07 with the same CL until this year.

Re: What was you first 2k+ limit card?

Anonymous — Sun, 18 Aug 2013 01:33:44 GMT

THanks for the responses! I got the Disco IT @ 1.5K, maybe after a year I can shoot for a CLI. Someone told me the next card to shoot for in about a year is an AMEX revolver (BCE), that should easily push me over.

Re: What was you first 2k+ limit card?

Anonymous — Sun, 18 Aug 2013 01:37:38 GMT

@KennyS2006 wrote:
Amex BCE

Same here. I was stuck ~1k on a few cards untill I app'd for BCE, they are still by far my highest limit but I now have several cards above 2k

Re: What was you first 2k+ limit card?

CBTS — Sun, 18 Aug 2013 01:53:17 GMT

Barclays gave me a CL of 2k after 8 months with a CITI Secured $500 CL

Re: What was you first 2k+ limit card?

creditnocash — Sun, 18 Aug 2013 02:05:39 GMT

my macys card went on an auto cli from 100 too 2k after a year, and i cli to 3.5k by calling the back door number.

but technically after being denied cards upon cards, my mom and i jointly applied for a best buy card and got a 2k limit that auto cli to 2.5k (around 2010)

Re: What was you first 2k+ limit card?

CreditScholar — Sun, 18 Aug 2013 02:08:31 GMT

Mine was a BofA Visa Gold with a 4k limit. I was 19 at the time.

Re: What was you first 2k+ limit card?

youngandcreditwrthy — Sun, 18 Aug 2013 02:09:21 GMT

Needless to say my first $2k+ line was a GECRB acct! Lol

Re: What was you first 2k+ limit card?

Shogun — Sun, 18 Aug 2013 02:12:09 GMT

Barclay NFL card. $2500. Then did an auto CLI to $4700 6 months later.

Re: What was you first 2k+ limit card?

Irisa — Sun, 18 Aug 2013 02:14:22 GMT

Mine was Discover It. They gave me a $7000 CL when I applied earlier this year (February), and this month they gave me a $1400 auto CLI.

Re: What was you first 2k+ limit card?

FocusedAndDetermined — Sun, 18 Aug 2013 02:19:23 GMT

Didn't have secured cards. My first "big" CL was Discover It at $6500, still my highest card. Hoping to get it to 5 figs by next summer.

Re: What was you first 2k+ limit card?

Anonymous — Sun, 18 Aug 2013 02:23:21 GMT

@FocusedAndDetermined What were your first cards?