topic Re: Chase AU in Credit Cards

Chase AU

corymcd88 — Mon, 19 Aug 2013 23:22:37 GMT

Does Chase report a CC when you are an AU?

Re: Chase AU

pizzadude — Mon, 19 Aug 2013 23:25:50 GMT

@corymcd88 wrote:
Does Chase report a CC when you are an AU?

Yep, they do.

Re: Chase AU

Alkalinem0n0 — Mon, 19 Aug 2013 23:25:59 GMT

Yes! I'm an AU on my wife's Chase amazon card and it reports

Re: Chase AU

TG76 — Mon, 19 Aug 2013 23:27:09 GMT

Yes. My DW is an AU on my Marriott Premier and it reports on her CR.

Re: Chase AU

maiden_girl — Tue, 20 Aug 2013 00:29:47 GMT

Of course. I have my mom as an AU on my Chase account.

Re: Chase AU

Kenny — Tue, 20 Aug 2013 01:40:11 GMT

Couple of questions re AUs:

1.) Is this beneficial for the AU?
2.) Is there a benefit for you adding an AU to your account? Can it be used by the company you're lending from if the AU has a subpar credit history?

Thank you to whomever answers!

Re: Chase AU

pizzadude — Tue, 20 Aug 2013 02:21:46 GMT

@KennyS2006 wrote:
Couple of questions re AUs:

1.) Is this beneficial for the AU?
2.) Is there a benefit for you adding an AU to your account? Can it be used by the company you're lending from if the AU has a subpar credit history?

Thank you to whomever answers!

1) It depends. If the account helps their average age of accounts, utilization, and doesn't have any late payments, then yes it generally helps.

2) No impact to you as the cardholder adding an AU.

Re: Chase AU

Kenny — Tue, 20 Aug 2013 02:27:47 GMT

@pizzadude wrote:
@KennyS2006 wrote:
Couple of questions re AUs:

1.) Is this beneficial for the AU?
2.) Is there a benefit for you adding an AU to your account? Can it be used by the company you're lending from if the AU has a subpar credit history?

Thank you to whomever answers!

1) It depends. If the account helps their average age of accounts, utilization, and doesn't have any late payments, then yes it generally helps.

2) No impact to you as the cardholder adding an AU.

Awesome! thanks for the response! Further question related to #1 -- does the AU pick up the whole history of the card or simply from that moment onward? Just curious. Thank you all so much!

Re: Chase AU

pizzadude — Tue, 20 Aug 2013 04:27:17 GMT

WIth most AU accounts, the authorized user will inherit all of the credit history of the account.