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    <title>topic Re: Capital One QuickSilver in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2384655#M674250</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/575101"&gt;@linux007969&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;So my upgrade to QuickSilver is complete, my card arrived in the mail today and activated it! I'm glad i kept trying for an upgrade now i should be able to use the card more if i want to buy something that would regularly get me 1% no matter what card i use, now it will get me 1.5% when i use Capital One!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The card has nothing embossed and its a matt finish, and its slightly thinner than my orgional and slightly smaller in length as well but only a tiny bit... lol.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thankfully they upped my expiration date to 2016, my orgional was going to expire in 2014 so they were smart by upping my expiration date to renew my account rather than have to send me another one out later in 2014.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So Capital One has really turned around since last year and i hope they keep improving and keep being even generous more and more so they can keep making us all happy and earning their trust once again! I really appreciate Capital One being there for me when i needed to start building credit and they were able to grow with me with some help and persistance but it grew and with no hard pulls either which was nice!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Still not as nice as Discover or Bank of America but they are getting there! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I WANT the Visa QuickSilver so bad! But according to their website, "excellent credit" requires having an account of at least 3 years old &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sadly, my oldest account is my WellsFargo Cash Back credit card from Nov 2011, so I have to be patient and wait just a little longer. Watchout Cap1 QuickSilver 'cause in Dec 2013 I'm coming out of the gardent just for you!&lt;/P&gt;</description>
    <pubDate>Tue, 20 Aug 2013 01:30:19 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2013-08-20T01:30:19Z</dc:date>
    <item>
      <title>Capital One QuickSilver</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2384565#M674218</link>
      <description>&lt;P&gt;So my upgrade to QuickSilver is complete, my card arrived in the mail today and activated it! I'm glad i kept trying for an upgrade now i should be able to use the card more if i want to buy something that would regularly get me 1% no matter what card i use, now it will get me 1.5% when i use Capital One!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The card has nothing embossed and its a matt finish, and its slightly thinner than my orgional and slightly smaller in length as well but only a tiny bit... lol.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thankfully they upped my expiration date to 2016, my orgional was going to expire in 2014 so they were smart by upping my expiration date to renew my account rather than have to send me another one out later in 2014.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So Capital One has really turned around since last year and i hope they keep improving and keep being even generous more and more so they can keep making us all happy and earning their trust once again! I really appreciate Capital One being there for me when i needed to start building credit and they were able to grow with me with some help and persistance but it grew and with no hard pulls either which was nice!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Still not as nice as Discover or Bank of America but they are getting there! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 20 Aug 2013 01:03:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2384565#M674218</guid>
      <dc:creator>linux007969</dc:creator>
      <dc:date>2013-08-20T01:03:30Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One QuickSilver</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2384573#M674220</link>
      <description>&lt;P&gt;Congarts&lt;/P&gt;</description>
      <pubDate>Tue, 20 Aug 2013 01:05:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2384573#M674220</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-08-20T01:05:09Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One QuickSilver</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2384655#M674250</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/575101"&gt;@linux007969&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;So my upgrade to QuickSilver is complete, my card arrived in the mail today and activated it! I'm glad i kept trying for an upgrade now i should be able to use the card more if i want to buy something that would regularly get me 1% no matter what card i use, now it will get me 1.5% when i use Capital One!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The card has nothing embossed and its a matt finish, and its slightly thinner than my orgional and slightly smaller in length as well but only a tiny bit... lol.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thankfully they upped my expiration date to 2016, my orgional was going to expire in 2014 so they were smart by upping my expiration date to renew my account rather than have to send me another one out later in 2014.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So Capital One has really turned around since last year and i hope they keep improving and keep being even generous more and more so they can keep making us all happy and earning their trust once again! I really appreciate Capital One being there for me when i needed to start building credit and they were able to grow with me with some help and persistance but it grew and with no hard pulls either which was nice!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Still not as nice as Discover or Bank of America but they are getting there! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I WANT the Visa QuickSilver so bad! But according to their website, "excellent credit" requires having an account of at least 3 years old &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sadly, my oldest account is my WellsFargo Cash Back credit card from Nov 2011, so I have to be patient and wait just a little longer. Watchout Cap1 QuickSilver 'cause in Dec 2013 I'm coming out of the gardent just for you!&lt;/P&gt;</description>
      <pubDate>Tue, 20 Aug 2013 01:30:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2384655#M674250</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-20T01:30:19Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One QuickSilver</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2384975#M674354</link>
      <description>&lt;P&gt;They were a little too lax on security when i called in to activate it though, it was all automated it only asked for the last 4 of my card number and the last 4 of my social and that was it it said it was activated, no transfer to a rep to ask me any security questions or anything.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyone else notice that happen to them when they activated their QuickSilver upgrade?&lt;/P&gt;</description>
      <pubDate>Tue, 20 Aug 2013 03:06:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2384975#M674354</guid>
      <dc:creator>linux007969</dc:creator>
      <dc:date>2013-08-20T03:06:08Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One QuickSilver</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2384989#M674359</link>
      <description>&lt;P&gt;Congratz, I got my upgrade to QS One&lt;BR /&gt;it's still gonna stay SD.. and when it's time for&amp;nbsp; me to fork up the AF i'll ask for a waiver if not BYE BYE &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 20 Aug 2013 03:17:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2384989#M674359</guid>
      <dc:creator>mikey78</dc:creator>
      <dc:date>2013-08-20T03:17:05Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One QuickSilver</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2385009#M674364</link>
      <description>If you don't use or pay af, I bet they will welcome you canceling as they aren't making anything from you.</description>
      <pubDate>Tue, 20 Aug 2013 03:25:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2385009#M674364</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-20T03:25:52Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One QuickSilver</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2385015#M674365</link>
      <description>&lt;P&gt;Imma use it for cup of coffee once amonth or so &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 20 Aug 2013 03:28:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2385015#M674365</guid>
      <dc:creator>mikey78</dc:creator>
      <dc:date>2013-08-20T03:28:03Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One QuickSilver</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2385209#M674448</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/729729"&gt;@mikey78&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Imma use it for cup of coffee once amonth or so &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They better give you that AF refund or 0 AF then.&lt;/P&gt;</description>
      <pubDate>Tue, 20 Aug 2013 04:51:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2385209#M674448</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-20T04:51:34Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One QuickSilver</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2385219#M674453</link>
      <description>&lt;P&gt;Wish there was a LIke or Thumbs up button for that &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/729729"&gt;@mikey78&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Imma use it for cup of coffee once amonth or so &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They better give you that AF refund or 0 AF then.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 20 Aug 2013 04:53:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2385219#M674453</guid>
      <dc:creator>mikey78</dc:creator>
      <dc:date>2013-08-20T04:53:08Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One QuickSilver</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2385715#M674643</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/575101"&gt;@linux007969&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;They were a little too lax on security when i called in to activate it though, it was all automated it only asked for the last 4 of my card number and the last 4 of my social and that was it it said it was activated, no transfer to a rep to ask me any security questions or anything.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyone else notice that happen to them when they activated their QuickSilver upgrade?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Many cards activate this way.&amp;nbsp; It's not unusual.&amp;nbsp; There's been speculation and anecdotal reports that the cards may in fact arrive already activated, and by calling in, you're simply advising them (via automation) that you've received the card.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 20 Aug 2013 14:36:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QuickSilver/m-p/2385715#M674643</guid>
      <dc:creator>thom02099</dc:creator>
      <dc:date>2013-08-20T14:36:12Z</dc:date>
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