topic Cap1 Upgrade in Credit Cards

Cap1 Upgrade

Anonymous — Thu, 22 Aug 2013 16:06:02 GMT

I have been reading on here for about a month now and trying to rebuild my credit. I saw that people were able to upgrade there cards so I just called to day and they said we can move you up to a Cap1 Quicksilver card with no AF. Im really excited now but my credit limit is staying the same only $500.

Re: Cap1 Upgrade

coldnmn — Thu, 22 Aug 2013 16:09:21 GMT

Congrats!

Re: Cap1 Upgrade

Anonymous — Thu, 22 Aug 2013 16:20:35 GMT

My scores are pretty low but i have had perfect payment history with them. I really want a CLI.

Re: Cap1 Upgrade

tonyjones — Thu, 22 Aug 2013 17:26:23 GMT

I just a CLI to $1500 on my Platinum Visa, should I wait to ask for a upgrade to Quicksilver with no AF?

Re: Cap1 Upgrade

missjae — Fri, 23 Aug 2013 02:43:53 GMT

@tonyjones wrote:
I just a CLI to $1500 on my Platinum Visa, should I wait to ask for a upgrade to Quicksilver with no AF?

You can go ahead and ask for the upgrade now.

Re: Cap1 Upgrade

mikey78 — Fri, 23 Aug 2013 03:53:10 GMT

could be a soft pull to upgrade but never hurts to ask EO

Re: Cap1 Upgrade

djc1puno — Fri, 23 Aug 2013 03:54:46 GMT

Congrats!

Re: Cap1 Upgrade

jasonkm1 — Fri, 23 Aug 2013 09:00:18 GMT

""I have been reading on here for about a month now and trying to rebuild my credit. I saw that people were able to upgrade there cards so I just called to day and they said we can move you up to a Cap1 Quicksilver card with no AF. Im really excited now but my credit limit is staying the same only $500

What number did you call? The one on the back of the card?

Re: Cap1 Upgrade

azguy13 — Fri, 23 Aug 2013 11:10:40 GMT

When I requested a CLI through the EO last month the nice gentleman made sure I understood that it would be a SP from the underwriters. So, it does not hurt at all to try.

Re: Cap1 Upgrade

Anonymous — Fri, 23 Aug 2013 11:40:00 GMT

The same thing happened to me. I kept my $500 limit after PCing to the Quicksilver. Same APR and credit limit. The LUV button got me to 1000. did they keep yours a Mastercard too?

Re: Cap1 Upgrade

missjae — Fri, 23 Aug 2013 12:01:44 GMT

@Anonymous wrote:
I have been reading on here for about a month now and trying to rebuild my credit. I saw that people were able to upgrade there cards so I just called to day and they said we can move you up to a Cap1 Quicksilver card with no AF. Im really excited now but my credit limit is staying the same only $500.

When I spoke with the rep from the EO, they told me to try using the love button for CLI first and if that didn't work, to call back and go from there. I did that and she processed the changes. I didn't get the CLI because it was an Orchard card.

FWIW, I've had my first card since 2004 (not Orchard/HSBC) and had the hardest time getting the limit increased. If you want to keep the card, just be patient.

Re: Cap1 Upgrade

Joebunaga — Fri, 23 Aug 2013 15:02:54 GMT

Seems funny that my first post would be in regards to Cap 1, but considering I was just messing around with this last night it seems timed perfectly. I have a low limit Plat MC that I'm debating whether I want to keep(because of the low limit, fairly high APR, and Cap1s crappy customer service). If I could turn it into something more useful, I'd keep it. Talked to a CSR last last year, nothing they could do for me. A little later, hit them up in chat. They still couldn't do anything for me. Earlier in the month(8/17) I saw people were having success using the luv button so I gave it a try, BINGO $500 increase. No great shakes, but at least something!

Tried chat again yesterday, still no help.

I started dorking around with my account settings, and noticed there was no employment or payroll info... figuring that might explain why the CSRs are being unreceptive I fill in the blanks. Then, WTH, I hit the luv button again and got the 7-10 days message.

I figure I'll wait for the letter and then hit them on FB and go through the EO process. I'm shooting to upgrade the card to no fee Plat Prestige or QS and maybe get an additional CLI bump.

Re: Cap1 Upgrade

Anonymous — Fri, 23 Aug 2013 15:43:48 GMT

I hit the luv button like two weeeks ago, and got the 7 to 10 days message. Of course I got denied. Then I contacted them through FB. I just got a call today that they can switch me to a QS card with no AF. My platinum card never had a AF, so I don't know if that matters. They will call me next week to see if I can get a credit increase, since it's a manual review. So I would definetely go the FB route.

Re: Cap1 Upgrade

Anonymous — Tue, 27 Aug 2013 00:30:01 GMT

I didn't want to start a new thread. But I finally got a credit increase, from $750 to $3000. And was able to get the the Quicksilver. All thanks to this forum.

Re: Cap1 Upgrade

Irisa — Tue, 27 Aug 2013 00:43:48 GMT

@Anonymous wrote:
I didn't want to start a new thread. But I finally got a credit increase, from $750 to $3000. And was able to get the the Quicksilver. All thanks to this forum.

Wow, nice CLI. Congrats!

Re: Cap1 Upgrade

djc1puno — Tue, 27 Aug 2013 01:05:26 GMT

Wtg! Congrats!

Re: Cap1 Upgrade

Anonymous — Tue, 27 Aug 2013 01:43:51 GMT

Thanks @Irisa and @djc1puno!

Re: Cap1 Upgrade

Anonymous — Sun, 15 Sep 2013 01:45:25 GMT

Got a letter from Cap1 today telling me that my Cash Rewards card was migrating to Quicksilver on 11/10/13. They said they would add the 50% I have earned to this point to my account shortly after that. CL stays the same and they are not issuing new plastic.

Re: Cap1 Upgrade

vagrants — Sun, 15 Sep 2013 01:50:29 GMT

@Anonymous wrote:
Got a letter from Cap1 today telling me that my Cash Rewards card was migrating to Quicksilver on 11/10/13. They said they would add the 50% I have earned to this point to my account shortly after that. CL stays the same and they are not issuing new plastic.

On my 2x letters (VISA & MC), they said that they'll send me new QS cards when my No Hassle Cash cards expire.

Re: Cap1 Upgrade

kayvee_ — Sun, 15 Sep 2013 02:59:04 GMT

@Anonymous wrote:
Got a letter from Cap1 today telling me that my Cash Rewards card was migrating to Quicksilver on 11/10/13. They said they would add the 50% I have earned to this point to my account shortly after that. CL stays the same and they are not issuing new plastic.

When I called today, they told me I would get a new card in the mail but the account number would stay the same.