CLI for BofA secured card?

Anonymous — Thu, 22 Aug 2013 21:05:12 GMT

DH is planning on moving to the US so he's starting his credit from scratch. In December 2012, he got a BofA secured card for $500. Utilization has been pretty low, and always paid in full. Today he noticed that he had the option for requesting a CLI online. We're not sure what to do since he has such a young history. I added him as an AU onto one of my other cards with a 9-10 year history, but I'm not sure how/if that will be a factor.

We can't pull his credit report because he doesn't have a SSN. He's also planning on getting a car loan once he moves here (with me as cosigner), so we want to make any risky moves. Thoughts on next step? Should we go for the CLI/call for early graduation/wait it out? Thanks!

Re: CLI for BofA secured card?

Anonymous — Thu, 22 Aug 2013 21:07:40 GMT

I've been learning a lot lately, but I honestly don't feel qualified to answer the question. I can however ask what general area you're moving to in the US, and say warm welcome! We're crazy here, but it's fun

From Indiana myself.

topic CLI for BofA secured card? in Credit Cards

CLI for BofA secured card?

Re: CLI for BofA secured card?