topic Re: Target CLI? in Credit Cards

Target CLI?

masscredit — Thu, 22 Aug 2013 23:53:21 GMT

I don't see any posts about Target CLIs. Do they grant them? I might try after I hit the one year mark if it's a soft pull.

Re: Target CLI?

jeffery581 — Fri, 23 Aug 2013 00:01:12 GMT

They wouldn't raise my limit so I closed them. Plus the target around here has such long lines.... I ain't got time for that.

Re: Target CLI?

FinStar — Fri, 23 Aug 2013 00:19:08 GMT

@masscredit wrote:
I don't see any posts about Target CLIs. Do they grant them? I might try after I hit the one year mark if it's a soft pull.

They do happen, but only auto-CLI it seems. Some folks have reported CL movements lately. However, I don't believe anyone has had any success with requesting one directly by contacting them. My Target Visa received two auto-CLIs in the last 7 months. I think there was a poster on here who contacted their EO channel to request one but it was going to be about 30 days for them to review/provide any decision... and thus far, no update.

Re: Target CLI?

masscredit — Fri, 23 Aug 2013 00:35:10 GMT

Maybe I'll just leave mine alone. It's not broke and working fine so why fix it...

Re: Target CLI?

RushXTC — Fri, 23 Aug 2013 00:36:36 GMT

@masscredit wrote:
I don't see any posts about Target CLIs. Do they grant them? I might try after I hit the one year mark if it's a soft pull.

They don't have an option to request CLI... I was stuck at $200 for about 6-7 months even though I used it a lot and paid them more than average and way before it was due.

I was then bumped up to $700, But that's not much either way... I'd only use it if it had a $2,000+ limit to keep the UTL low.

Re: Target CLI?

FinStar — Fri, 23 Aug 2013 06:29:53 GMT

@masscredit wrote:
Maybe I'll just leave mine alone. It's not broke and working fine so why fix it...

Exactly... and based on your siggy, it appears you have a decent CL for having the store (non-Visa) version. To put things in perspective, for every individual that is stuck or has a $200 CL, you easily have 15x that amount

Re: Target CLI?

azguy13 — Fri, 23 Aug 2013 06:40:06 GMT

@jeffery581 wrote:
They wouldn't raise my limit so I closed them. Plus the target around here has such long lines.... I ain't got time for that.

Aint nobody got time fo' that

Re: Target CLI?

bk510 — Sun, 25 Aug 2013 01:38:20 GMT

@masscredit

i logged in just now and noticed that target raised my limit to 400.

i just got my 5th statement bout a week ago.

this is a very good sign that maybe TD bank will offer us target visa sometime down the road.

Re: Target CLI?

zerobacan — Sun, 25 Aug 2013 01:50:52 GMT

Im still waiting 30 days due next week

Re: Target CLI?

texasman07 — Sun, 25 Aug 2013 02:08:52 GMT

Funny I just hit my 4th statement and got a bump from 200 to $400.!

Re: Target CLI?

masscredit — Sun, 25 Aug 2013 02:47:09 GMT

I applied for my card in the store. The girl gave me a piece of paper as a temperory card and told me the limit was $3000. I asked again because I didn't think I heard her correctly. She said $3000. again. I smiled for the rest of the night. Totally do not understand why I received that limit but am not complaining. It was my highest limit as of Sept last year.

Re: Target CLI?

lithium78 — Mon, 26 Aug 2013 01:19:41 GMT

I got a Target Redcard five years ago and I got one CLI from $200 to $1000 after a year or so and I've never gotten another CLI. I guess I can't complain too much, because I buy most big ticket items at other retailers that have better quality. The 5% off comes in handy when buying casual clothes (since there is no sales tax on clothing where I live). It's also nice to get free shipping when buying from Target.com.

The biggest item I have bought at one time was a 40" flatscreen HDTV for a little over $400, so the credit limit hasn't been much of an issue.

Re: Target CLI?

n777ua — Mon, 26 Aug 2013 02:55:21 GMT

My limit was $200 when I opened the account in 2008. My current limit is $200.

Re: Target CLI?

MsLadyRover — Mon, 26 Aug 2013 13:01:42 GMT

When I opened my card in 2008, it started with a $200 CL. A month later, they increased it to $500.

Five years later and I'm still at $500.

Re: Target CLI?

newmomnewme — Mon, 20 Jan 2014 19:48:43 GMT

Wow. I was wandering around the site today after paying my bill...couldn't find the "credit line increase" button anywhere. I guess it doesn't exist. FYI, I had the Target Red card before it was TD Bank, closed by credit grantor. I think my limit was $300. I was approved for $200 in October 2013 and was just hoping I could find out when/how to request an increase. I guess I will just sit on it. What can I do with a $200 target cc??? Other than put in my sock drawer.

Re: Target CLI?

CreditMagic7 — Mon, 20 Jan 2014 20:07:04 GMT

Had the RedCard almost exactly 1 year. Used it maybe 4 months in the year, rolled 50% balance for attention, the PIF.

It's easily overlooked with only a weak 500 limit compared to my other cards, including oddly enough, new comenity catalog store cards.

If there's no auto-cli sometime this month it's just as well.