topic Re: Why?? Please help me understand... in Credit Cards

Why?? Please help me understand...

jennylocha — Fri, 23 Aug 2013 18:42:41 GMT

Why is my CSP showing as $5000 total credit limit and $0 available credit? Am I missing something??

Re: Why?? Please help me understand...

09Lexie — Fri, 23 Aug 2013 18:43:19 GMT

Has it been activated yet?

Re: Why?? Please help me understand...

jennylocha — Fri, 23 Aug 2013 18:53:08 GMT

No, the cards are showing on my online acct summary for my checking. Is it NPSL?

Re: Why?? Please help me understand...

09Lexie — Fri, 23 Aug 2013 18:54:24 GMT

From what I can remember, once its activated the available CL changes.

Re: Why?? Please help me understand...

jennylocha — Fri, 23 Aug 2013 18:56:03 GMT

Oh lord I hope so. I will wait for my new plastic then.

Re: Why?? Please help me understand...

Laugh — Fri, 23 Aug 2013 18:57:29 GMT

+1 Lexie

I had the same experience. The available credit will jump back to 5k before you receive the card or when you activate it. Don't worry

Re: Why?? Please help me understand...

jennylocha — Fri, 23 Aug 2013 19:00:50 GMT

Great! I'm so excited!

Re: Why?? Please help me understand...

09Lexie — Fri, 23 Aug 2013 19:01:44 GMT

Since its expedited, you should have it Monday.

Re: Why?? Please help me understand...

jennylocha — Fri, 23 Aug 2013 19:02:58 GMT

I didn't request for it to be expedited.....is that the norm?

Re: Why?? Please help me understand...

09Lexie — Fri, 23 Aug 2013 19:08:56 GMT

For CSP, it was unless they changed their policy. Call and double check.

Re: Why?? Please help me understand...

Laugh — Fri, 23 Aug 2013 19:31:03 GMT

Actually I had to ask for mine to be expedited. The recon specialist (stupid me applied with EXP frozen so I unfroze it and she automatically approved) said your card will arrive in 7 to...and then I cut her off to asked for the card to be expedited.

Re: Why?? Please help me understand...

Joebunaga — Fri, 23 Aug 2013 21:12:34 GMT

I applied online for mine, then called two days later to have it expedited. Received it the following day(then received a second package and card 4 days later, its nice to have a spare).

Re: Why?? Please help me understand...

Anonymous — Fri, 23 Aug 2013 21:16:33 GMT

@Laugh wrote:
Actually I had to ask for mine to be expedited. The recon specialist (stupid me applied with EXP frozen so I unfroze it and she automatically approved) said your card will arrive in 7 to...and then I cut her off to asked for the card to be expedited.

Yes, not expedited by default now. I got mine in April and didn't request it to be expedited, and it came some days later. Which was fine!

Re: Why?? Please help me understand...

supervelous — Fri, 23 Aug 2013 21:59:03 GMT

Also had same issues with credit line on both my Freedom and CSP. It takes like 24-48 hours then it will update online.

Also, I can attest that you have to ask for it to be expedited. I sent a secure message before I went to bed requesting, and woke up to a secure message that it is being expedited (the CSP, didn't request on my Freedom but approved for that on 20th so hopefully will be here next week as well.)