https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2396863#M678146 <P>Congrats!</P> Sat, 24 Aug 2013 05:16:32 GMT MsLadyRover 2013-08-24T05:16:32Z https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2396831#M678133 I've been shopping insurance rates for a few scheduled items not fully covered by most policies. After speaking with my dad he recommended I call USAA. It only took a couple of minutes to get an account set up in order to get a quote. After speaking with one of their reps I did a little looking around on the website before logging off. I noticed the "My Offers" tab and clicked on it. There was an offer for a World MC with 14.9% APR, 0% intro APR on BT's until 5/2015 and a 2,500 point bonus after my 1st purchase. I thought what the heck, I don't have a World MC. I clicked on the link and everything was auto-filled. I few clicks later and boom instant approval for $7k. After applying I noticed that all the original terms of the offer were approved except my card approval said Platinum instead of World MC. I called and after being transferred to a Sr. Rep I explained that the main reason I applied was to get the World MC as I currently did not have one. She reviewed all of my app info and couldn't tell me why I had received the Platinum instead of World MC. I told her the main reason I applied was due to their pre-selected offer for a "World MC". She asked me to hold for a moment and when she returned she said it was taken care of. She told me that when I receive my new card all I need to do is call in and activate the card and while I have the rep on the phone let them know that I want to upgrade to the World MC and they would immediately upgrade the card and send me a new card. The Sr. Rep said she was notating my account so that when called back I would already be per-approved for the upgrade. I am already very impressed with USAA!!! Outstanding customer service!!! Sat, 24 Aug 2013 05:11:56 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2396831#M678133 nvrgvupnvrsrndr 2013-08-24T05:11:56Z https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2396851#M678141 Congratulations on your approval! Sat, 24 Aug 2013 05:15:31 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2396851#M678141 09Lexie 2013-08-24T05:15:31Z https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2396863#M678146 <P>Congrats!</P> Sat, 24 Aug 2013 05:16:32 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2396863#M678146 MsLadyRover 2013-08-24T05:16:32Z https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2396895#M678161 Thanks. I really didn't need the new card and was supposed to be gardening but thought it was a good offer. We are looking to purchase a new home this fall and feel it would be good to have an established relationship with USAA. Sat, 24 Aug 2013 05:21:51 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2396895#M678161 nvrgvupnvrsrndr 2013-08-24T05:21:51Z https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2397013#M678210 You mean next year, correct? Sat, 24 Aug 2013 05:41:35 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2397013#M678210 09Lexie 2013-08-24T05:41:35Z https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2397025#M678216 Next year? Sat, 24 Aug 2013 05:42:44 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2397025#M678216 nvrgvupnvrsrndr 2013-08-24T05:42:44Z https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2397145#M678269 <P>Congrats!</P> Sat, 24 Aug 2013 06:21:50 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2397145#M678269 azguy13 2013-08-24T06:21:50Z https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2397201#M678293 You indicated you were thinking of buying a house in the fall. Just wondering if you meant next year Sat, 24 Aug 2013 07:15:34 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USAA-World-MC/m-p/2397201#M678293 09Lexie 2013-08-24T07:15:34Z