topic Re: Freedom 5% question in Credit Cards

Freedom 5% question

Anonymous — Sat, 24 Aug 2013 23:13:19 GMT

If I buy a $500 visa gift card at a gas station will I get 5% cash back, same as if I'd bought gasoline?

Re: Freedom 5% question

mikey78 — Sat, 24 Aug 2013 23:15:04 GMT

I get my carton of cigerettes from gas stations and it counts as gas for me

Re: Freedom 5% question

SnackTrader — Sat, 24 Aug 2013 23:40:28 GMT

I have never tried it, but it would be pretty great...

Re: Freedom 5% question

Anonymous — Sat, 24 Aug 2013 23:47:56 GMT

@SnackTrader wrote:
I have never tried it, but it would be pretty great...

Some gas stations would have those sort of purchases as cash only, but otherwise it should work. (Penfed, for example, is more fussy, the MCC is automated fuel dispenser, not gas stations, so only gas paid at the pump gets the enhanced reward).

Problem with doing this with the Freedom is the very low cap, so the rewards are limited.

Re: Freedom 5% question

Anonymous — Sat, 24 Aug 2013 23:50:27 GMT

+1 to what longtimelurker said.

Also, becareful of the MCC code of the convenience store itself!

Some stores located in gas stations are labelled as convenience / grocery stores, so you might only get 1% as well.

Re: Freedom 5% question

kevinjjc — Sun, 25 Aug 2013 00:02:36 GMT

It will probably work. You can try doing a small purchase as a test to see if it counts for the 5% cash back on gas.

Re: Freedom 5% question

dddewdrop — Sun, 25 Aug 2013 00:25:59 GMT

I work at Hess and everything you buy there counts as gasoline on Chase Freedom. I haven't tried buying prepaid or gift cards however. Our company is very careful with those because they have experienced a lot of scams/ money laundering attempts etc so any significant gift card or prepaid card purchases are highly scrutinized.

Re: Freedom 5% question

SnackTrader — Sun, 25 Aug 2013 00:28:42 GMT

Thanks for that info, dddewdrop.

Are there any gas station chains that people frequent for their purchases to get 5%? I know cigarette were mentioned earlier - where do you et those mikey?

Re: Freedom 5% question

Anonymous — Sun, 25 Aug 2013 00:46:33 GMT

I use BP Shell or Circle K usually. Hoping to use a 500GC once a month to purchase a money order for rent.

Re: Freedom 5% question

SnackTrader — Sun, 25 Aug 2013 02:45:39 GMT

Let us know if the 5% works on that purchase!