topic Re: Minimum Opening Deposit for Discover IT Card for Students & Chase Freedom Card? in Credit Cards

Minimum Opening Deposit for Discover IT Card for Students & Chase Freedom Card?

Anonymous — Mon, 26 Aug 2013 04:33:02 GMT

Hi,

I am a college student and I was wondering if there was an opening deposit for the Discover IT card for Students and the Chase Freedom card? My current credit score, according to Credit Karma, is 649, with student loans. I have been looking everywhere and can't get an answer.

Sorry if this is a stupid question; I just need to know before I apply, because I want to make sure I have the money first.

Re: Minimum Opening Deposit for Discover IT Card for Students & Chase Freedom Card?

IcEWoLF — Mon, 26 Aug 2013 04:41:29 GMT

@Anonymous wrote:
Hi,

I am a college student and I was wondering if there was an opening deposit for the Discover IT card for Students and the Chase Freedom card? My current credit score, according to Credit Karma, is 649, with student loans. I have been looking everywhere and can't get an answer.

Sorry if this is a stupid question; I just need to know before I apply, because I want to make sure I have the money first.

Hi there, first of all welcome to the forums!

To answer your question, Discover IT and Chase Freedom are unsecured cards, so you don't need to put a deposit to get them.

Discover IT is nice, but the problem is, it's a Discover card and a lot of merchants may not accept Discover, where Visa is pretty much accepted everywhere.

I've been hearing both companies have been very generous as of late.

Apply without fear

Re: Minimum Opening Deposit for Discover IT Card for Students & Chase Freedom Card?

myjourney — Mon, 26 Aug 2013 04:47:53 GMT

@IcEWoLF wrote:
@Anonymous wrote:
Hi,

I am a college student and I was wondering if there was an opening deposit for the Discover IT card for Students and the Chase Freedom card? My current credit score, according to Credit Karma, is 649, with student loans. I have been looking everywhere and can't get an answer.

Sorry if this is a stupid question; I just need to know before I apply, because I want to make sure I have the money first.
Hi there, first of all welcome to the forums!

To answer your question, Discover IT and Chase Freedom are unsecured cards, so you don't need to put a deposit to get them.
Discover IT is nice, but the problem is, it's a Discover card and a lot of merchants may not accept Discover, where Visa is pretty much accepted everywhere.

I've been hearing both companies have been very generous as of late.
Apply without fear

Welcome to the forum

Do you know your other scores?

Do you have any baddies?

Do you currently have any other cards?

Re: Minimum Opening Deposit for Discover IT Card for Students & Chase Freedom Card?

mikey78 — Mon, 26 Aug 2013 05:04:00 GMT

You shouldn't really have tough time finding merchants that doesn't accept DIscover here in the State
maybe internationally it maybe of concern But there is not 1 store that i ran into that doesn't accept discover

but the card is very good i love it that's why i'm paying down the debt so i can use it

Re: Minimum Opening Deposit for Discover IT Card for Students & Chase Freedom Card?

Anonymous — Mon, 26 Aug 2013 05:09:11 GMT

Hi,

I do not know any other scores, I don't think I have any baddies, and I mostly have debit cards under my name. My bank is PNC.

Re: Minimum Opening Deposit for Discover IT Card for Students & Chase Freedom Card?

mikey78 — Mon, 26 Aug 2013 05:11:04 GMT

do you have any cards?if so which
have you made any late payments?? any cards gone to collections?
how old is the oldest card and which card is your most recent

Re: Minimum Opening Deposit for Discover IT Card for Students & Chase Freedom Card?

Dubious — Mon, 26 Aug 2013 05:16:48 GMT

What do you mean that you "mostly" have debit cards under your name? Do you have any credit cards at all?

I suggest familiarizing yourself with what a credit card is first, before applying for one.

Re: Minimum Opening Deposit for Discover IT Card for Students & Chase Freedom Card?

Anonymous — Mon, 26 Aug 2013 07:39:39 GMT

Ae you a student with income?