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    <title>topic Quick Nfcu question in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Quick-Nfcu-question/m-p/2403599#M680490</link>
    <description>I took another HP yesterday from Nfcu for a cli and didn't get it. I think that's the third one I've gotten in three months. Anyways, I just read after the second screen comes up and you don't get approved for the amount you requested or a counter offer,&lt;BR /&gt;&lt;BR /&gt;You can call in and cancel the cli request before they HP you!?!????&lt;BR /&gt;&lt;BR /&gt;It's too late for me now, but next time? That is amazing if true. I've been missing that step ever since the 50 page cli thread for Nfcu.&lt;BR /&gt;&lt;BR /&gt;Can anyone confirm this? Any special verbiage in cancelling the cli request? Thank you</description>
    <pubDate>Tue, 27 Aug 2013 15:44:39 GMT</pubDate>
    <dc:creator>dddfresh</dc:creator>
    <dc:date>2013-08-27T15:44:39Z</dc:date>
    <item>
      <title>Quick Nfcu question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Quick-Nfcu-question/m-p/2403599#M680490</link>
      <description>I took another HP yesterday from Nfcu for a cli and didn't get it. I think that's the third one I've gotten in three months. Anyways, I just read after the second screen comes up and you don't get approved for the amount you requested or a counter offer,&lt;BR /&gt;&lt;BR /&gt;You can call in and cancel the cli request before they HP you!?!????&lt;BR /&gt;&lt;BR /&gt;It's too late for me now, but next time? That is amazing if true. I've been missing that step ever since the 50 page cli thread for Nfcu.&lt;BR /&gt;&lt;BR /&gt;Can anyone confirm this? Any special verbiage in cancelling the cli request? Thank you</description>
      <pubDate>Tue, 27 Aug 2013 15:44:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Quick-Nfcu-question/m-p/2403599#M680490</guid>
      <dc:creator>dddfresh</dc:creator>
      <dc:date>2013-08-27T15:44:39Z</dc:date>
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    <item>
      <title>Re: Quick Nfcu question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Quick-Nfcu-question/m-p/2403739#M680534</link>
      <description>&lt;P&gt;The thing about calling to the avoid the HP is you'll have to call almost immediately and speak to someone in that department which is not open 24hrs.&amp;nbsp; NFCU does answer calls 24hrs but the department you actually need to speak with to avoid the "manual review"/HP isn't opened 24hrs.&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;This was based on my experience.&amp;nbsp; Hope this helps.&lt;/P&gt;</description>
      <pubDate>Tue, 27 Aug 2013 16:45:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Quick-Nfcu-question/m-p/2403739#M680534</guid>
      <dc:creator>blunderer</dc:creator>
      <dc:date>2013-08-27T16:45:57Z</dc:date>
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