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  <channel>
    <title>topic Re: I know no one has this card!!! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205268#M68092</link>
    <description>&lt;DIV&gt;&lt;EM&gt;&lt;FONT size="2"&gt;Thanks Sylvia!!&amp;nbsp; I was holding out for Citi but this kind of fell in my lap.&amp;nbsp; This definitely gets me over that Wamu fiasco!!&amp;nbsp; I'm wondering if I should try CLI on activation, I was told the card takes 5 days to arrive.&amp;nbsp; Do you or anyone have experience with this?&lt;/FONT&gt;&lt;/EM&gt;&lt;/DIV&gt;</description>
    <pubDate>Tue, 08 Apr 2008 19:32:21 GMT</pubDate>
    <dc:creator>REgnlor</dc:creator>
    <dc:date>2008-04-08T19:32:21Z</dc:date>
    <item>
      <title>I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205165#M68054</link>
      <description>&lt;DIV&gt;&lt;EM&gt;&lt;FONT size="2"&gt;I was making a routine checking deposit this morning at BOA&amp;nbsp;when my teller leaves, the bank manager comes over to tell me I'm preapproved for Plat Plus Visa. 0% intro then 9.9%.&amp;nbsp; I tell him I really don't need another Visa but would consider a MC offer.&amp;nbsp; He scrolled through his screen a few minutes and I am the proud Mom of the very obscure Thurgood Marshall College Fund World Points Rewards Mastercard! CL $7500. I asked if it was soft or hard inquiry and he did say it was soft. He also said you must have pretty good credit to get a preapproved offer from us. I'm thinking I hope I don't get shot down (don't taze me dude).&amp;nbsp; But it was a go.&amp;nbsp; He said I've never even seen this card before.&amp;nbsp; So I check it out when I get home, it's not on the BOA website I actually had to do a search for it and it's issued by FIA. FIA wants my business? It was a gooood day!!&amp;nbsp;&amp;nbsp;&amp;nbsp; Exp 688&lt;/FONT&gt;&lt;/EM&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 08 Apr 2008 18:18:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205165#M68054</guid>
      <dc:creator>REgnlor</dc:creator>
      <dc:date>2008-04-08T18:18:22Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205206#M68067</link>
      <description>Congratulations!</description>
      <pubDate>Tue, 08 Apr 2008 18:55:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205206#M68067</guid>
      <dc:creator>GST2008</dc:creator>
      <dc:date>2008-04-08T18:55:25Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205258#M68086</link>
      <description>wow! WTG! Great opening cl. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Tue, 08 Apr 2008 19:26:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205258#M68086</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-08T19:26:36Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205263#M68090</link>
      <description>&lt;DIV&gt;Unique!&amp;nbsp; Really cool&lt;/DIV&gt;</description>
      <pubDate>Tue, 08 Apr 2008 19:30:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205263#M68090</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2008-04-08T19:30:02Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205268#M68092</link>
      <description>&lt;DIV&gt;&lt;EM&gt;&lt;FONT size="2"&gt;Thanks Sylvia!!&amp;nbsp; I was holding out for Citi but this kind of fell in my lap.&amp;nbsp; This definitely gets me over that Wamu fiasco!!&amp;nbsp; I'm wondering if I should try CLI on activation, I was told the card takes 5 days to arrive.&amp;nbsp; Do you or anyone have experience with this?&lt;/FONT&gt;&lt;/EM&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 08 Apr 2008 19:32:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205268#M68092</guid>
      <dc:creator>REgnlor</dc:creator>
      <dc:date>2008-04-08T19:32:21Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205275#M68095</link>
      <description>I really don't have any experience with BoA in that area. I'm sure someone will chime in shortly. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Tue, 08 Apr 2008 19:35:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205275#M68095</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-08T19:35:32Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205306#M68103</link>
      <description>so let me get this straight....&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;you went into the branch and was offered a credit cars without even asking for it? That hasn't happened to me and i've been a BOA customer for years.</description>
      <pubDate>Tue, 08 Apr 2008 20:00:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205306#M68103</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-08T20:00:29Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205336#M68119</link>
      <description>&lt;DIV&gt;Wow, Congrats!!!&lt;/DIV&gt;</description>
      <pubDate>Tue, 08 Apr 2008 20:29:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205336#M68119</guid>
      <dc:creator>islandchild82</dc:creator>
      <dc:date>2008-04-08T20:29:56Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205341#M68122</link>
      <description>&lt;DIV&gt;Good job and congrats. In this credit climate, it's getting harder and harder for people to get credit and you walk into the bank and cards are falling from the sky!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Tue, 08 Apr 2008 20:36:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205341#M68122</guid>
      <dc:creator>stpn2me</dc:creator>
      <dc:date>2008-04-08T20:36:57Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205343#M68123</link>
      <description>&lt;DIV&gt;Nice job, and congrats on the new card!&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;I bet you're right that nobody on this forum has this card, but I bet there will be some coming by any moment now asking where you have to go to apply for one and what scores you need! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Tue, 08 Apr 2008 20:38:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205343#M68123</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-08T20:38:40Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205368#M68139</link>
      <description>&lt;DIV&gt;Congratulations! What a prestigious sounding card. What kind of rewards does it offer?&lt;/DIV&gt;</description>
      <pubDate>Tue, 08 Apr 2008 21:02:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205368#M68139</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-08T21:02:38Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205377#M68143</link>
      <description>&lt;DIV&gt;Congratulations!&lt;/DIV&gt;</description>
      <pubDate>Tue, 08 Apr 2008 21:06:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205377#M68143</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-08T21:06:10Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205787#M68283</link>
      <description>http://www.thurgoodmarshallfund.org/home/credit_card.html</description>
      <pubDate>Wed, 09 Apr 2008 03:58:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205787#M68283</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-09T03:58:27Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205791#M68286</link>
      <description>&lt;DIV&gt;&lt;FONT size="3"&gt;Lyssa,&lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="3"&gt;It is a version of the Platinum Plus.&amp;nbsp; It does make a donation to the Thurgood Marshall College Fund for every purchase, 0% APR for the first 12 cycles, and then 9.9%.&amp;nbsp; There is also the MyConcierge service that I have to research and get more info on.&lt;/FONT&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 09 Apr 2008 04:02:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205791#M68286</guid>
      <dc:creator>REgnlor</dc:creator>
      <dc:date>2008-04-09T04:02:19Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205793#M68287</link>
      <description>&lt;DIV&gt;&lt;EM&gt;&lt;FONT size="3"&gt;Also, it's World Points Rewards that are one point per dollar spent redeemable starting at 2500.&amp;nbsp; Thanks all for the congrats!!&lt;/FONT&gt;&lt;/EM&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 09 Apr 2008 04:04:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205793#M68287</guid>
      <dc:creator>REgnlor</dc:creator>
      <dc:date>2008-04-09T04:04:14Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205862#M68322</link>
      <description>BoA is good when it comes to CLI on activation. Seems they often match your highest CL.</description>
      <pubDate>Wed, 09 Apr 2008 05:26:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205862#M68322</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-09T05:26:29Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205866#M68325</link>
      <description>Huh, I've been a BofA customer for over 10 years and never had them offer me a CC during a branch visit.</description>
      <pubDate>Wed, 09 Apr 2008 05:31:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205866#M68325</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-09T05:31:45Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205871#M68326</link>
      <description>&lt;DIV&gt;I have this card!&lt;/DIV&gt;</description>
      <pubDate>Wed, 09 Apr 2008 05:35:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205871#M68326</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2008-04-09T05:35:59Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205872#M68327</link>
      <description>&lt;DIV&gt;not! LOL&lt;/DIV&gt;</description>
      <pubDate>Wed, 09 Apr 2008 05:36:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/205872#M68327</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2008-04-09T05:36:31Z</dc:date>
    </item>
    <item>
      <title>Re: I know no one has this card!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/206158#M68405</link>
      <description>&lt;DIV&gt;I can hear the pitter patter of &lt;FONT color="#cc0000"&gt;cons&lt;/FONT&gt; little feet rushing to the nearest BofA branch, lol!&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 09 Apr 2008 16:47:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-know-no-one-has-this-card/m-p/206158#M68405</guid>
      <dc:creator>fishbjc</dc:creator>
      <dc:date>2008-04-09T16:47:00Z</dc:date>
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