topic Re: Barclays EO? in Credit Cards

Barclays EO?

HeilFico — Thu, 29 Aug 2013 20:41:05 GMT

Anyone have an email or phone number to Barclay's Executive office? Not getting what I'd like through the credit analyst line so I would like to escalate. Barclays is my lowest tl.

I tried looking and have been unsuccessfull.

Re: Barclays EO?

DaveSignal — Thu, 29 Aug 2013 20:58:10 GMT

HeilFico wrote:
Anyone have an email or phone number to Barclay's Executive office? Not getting what I'd like through the credit analyst line so I would like to escalate. Barclays is my lowest tl.

I tried looking and have been unsuccessfull.

Barclays is founded and primarily based in another country. Businesses in this country do not have the same level of customer service policies that American's are used to. I know because I live in the unmentioned country.

Re: Barclays EO?

HeilFico — Thu, 29 Aug 2013 22:02:45 GMT

I'm almost ready to drop them. Highest limit CC is $6500 and I'm still playing with a 1k toy limit they granted me last Nov, lol.

Re: Barclays EO?

Anonymous — Fri, 30 Aug 2013 00:23:07 GMT

Did you ask for a CLI and they denied it? If so, what are the reasons they gave you? The best way to address this problem is to correct whatever issues they listed in that letter.

Or are you just trying to get a CLI without any HP? If so, drop them. Not happening.

Re: Barclays EO?

Anonymous — Fri, 30 Aug 2013 00:56:12 GMT

I to wish there was a way to contact EO for Barclay. Not for CLI, but rather APR reduction.

A little history....

January of 12 received pre-APPROVED letter for BJ's Barclay card with 0% interest on balance transfers for 18 months. After 18 months would go to 15.9%

Had a few cards with higher APR so figured what the hey and went online to accept the offer... DENIED !!! So called the back-door number and was quickly approved wth a 3500 initial CL 0% for 18 BUT then would go to at 24.9 %. Asked what happened to the 15.9 and was told call back in 6 months and if you are showing good history we can get that down too. Well actually waited almost a year before calling back and was told could not change it until they saw a little more use on the card. So started using the card a little more and called back 6 months later (this past week) and got the 'ol 'The rate you are receiving is currently the best rate we offer. No this to be Bull CaCa as the DW just received the same offer I had initially gotten (15.9) . Mentioned this to the rep and she just repeated the same thing over like 3 different times word for word. Obviously reading from script.

So I just paid off the remaining $532 early to be sure it never hit the 24.9 and am now debating dumping the card. have no use for a card at 24.9%.

Figure I will give the back-door number a couple more tries.

Re: Barclays EO?

HeilFico — Fri, 30 Aug 2013 05:01:15 GMT

Yes, Barclays is fickle. I have a clean report with a 715 Fico across the board. I agreed to a HP for an increase that they denied because of too many new accounts within the last year. They are 100% correct. I was rebuilding for a long time. I made a lot of mistakes in the past as I was naive to credit and its future necessity. My last baddie fell off in Feb. They were the first "prime" lender to accept me last November while my credit was still tainted. I now have close to 50k in open cc tradelines within 7mos. I also have 18k on a new car loan from March. I have very little cc debt at around 1000 on a 0% promo I'm coasting on.

I wasted a HP and for that, I'm probably going to close em or SD. On the flipside Discover doubled me from $1500 to $3000 today, also a HP. I wanted these two limits up before hitting the garden. My other tradelines are more than adequate.

Re: Barclays EO?

missjae — Fri, 30 Aug 2013 11:40:35 GMT

@HeilFico wrote:
Yes, Barclays is fickle. I have a clean report with a 715 Fico across the board. I agreed to a HP for an increase that they denied because of too many new accounts within the last year. They are 100% correct. I was rebuilding for a long time. I made a lot of mistakes in the past as I was naive to credit and its future necessity. My last baddie fell off in Feb. They were the first "prime" lender to accept me last November while my credit was still tainted. I now have close to 50k in open cc tradelines within 7mos. I also have 18k on a new car loan from March. I have very little cc debt at around 1000 on a 0% promo I'm coasting on.

I wasted a HP and for that, I'm probably going to close em or SD. On the flipside Discover doubled me from $1500 to $3000 today, also a HP. I wanted these two limits up before hitting the garden. My other tradelines are more than adequate.

I've heard that Barclays is sensitive to new accounts. People even had AA because of too many new accounts. They didn't close the account, so maybe once the new accounts age they will be more open to an increase. If you don't like what they're not doing for you, take any action you want including not using or closing the card.

I just got a Barclays card, but also opened a bunch of new accounts around the same time. Then I opened to Amex accounts. I'm prepared for AA or no growth. I decided I rather have Amex because of the backdating. If Barclays doesn't want my business and won't give me a CLI, so be it. There are other CC companies.