topic Re: Question about a BOA PC??? in Credit Cards

Question about a BOA PC???

ssdc1980 — Sun, 01 Sep 2013 16:08:51 GMT

I currently have a BOA secured card that is 9 months old today. After having the card for about 4 months I contacted BOA to see if I could add the 123 rewards. Took all of 60 secs for them to say "sure, your new card should arrive in 7 to 10 days." Anyway my question is this, since BOA will likely hard pull me when I request to have the card unsecured in 3 months, can I request a PC at the same time? I have had my eyes on a specific card from BOA for a few years now specifically the Alaska airlines Visa card.

Current fico scores
Exp- 681 (Amex pull)
TU- 677 (Walmart)
EQ- 659 (here)

Thanks for any Input you might have.

Re: Question about a BOA PC???

aloush11 — Sun, 01 Sep 2013 16:10:55 GMT

For a PC they do not hard pull.

Re: Question about a BOA PC???

ssdc1980 — Sun, 01 Sep 2013 16:22:18 GMT

I've been told in the past that BOA HP's for almost everything. But that's good to know, thanks for the new info.

Re: Question about a BOA PC???

ssdc1980 — Sun, 01 Sep 2013 16:27:27 GMT

Sometimes it seems like I'm the only person living in Alaska that doesn't have the ak airlines card. Man those things are everywhere up here.

Re: Question about a BOA PC???

Anonymous — Sun, 01 Sep 2013 18:37:34 GMT

I added 123 to my 99/500 boa card immediately. It just graduated at 9 months, 99 refunded, cli to 2500. That is my highest cc limit, except being an AU.

I believe no HP PC, only customer initiated cli requests.

Hope yours graduates soon.

Re: Question about a BOA PC???

broseph23 — Sun, 01 Sep 2013 18:42:09 GMT

Pretty much everyone in the PNW has the card lol. I can only imagine seeing all of them in alaska

Re: Question about a BOA PC???

ssdc1980 — Mon, 02 Sep 2013 19:45:41 GMT

Probably a dumb question but when and if my card unsecures in 3 months, is that considered a PC??

Re: Question about a BOA PC???

Anonymous — Sat, 12 Oct 2013 06:50:59 GMT

@ssdc1980 wrote:
I currently have a BOA secured card that is 9 months old today. After having the card for about 4 months I contacted BOA to see if I could add the 123 rewards. Took all of 60 secs for them to say "sure, your new card should arrive in 7 to 10 days." Anyway my question is this, since BOA will likely hard pull me when I request to have the card unsecured in 3 months, can I request a PC at the same time? I have had my eyes on a specific card from BOA for a few years now specifically the Alaska airlines Visa card.

Current fico scores
Exp- 681 (Amex pull)
TU- 677 (Walmart)
EQ- 659 (here)

Thanks for any Input you might have.

I tried PCing my Travel Rewards card to an Alaska credit card and they said it's not possible for anyone. But you can PC a secured card to an Alaska card?

Re: Question about a BOA PC???

Creditaddict — Sat, 12 Oct 2013 07:33:02 GMT

BofA will PC within their own cards not partner cards like alaska... So 123 to executive 123 or breast cancer , etc.

And hp to unsecure not to pc

Re: Question about a BOA PC???

Anonymous — Sat, 12 Oct 2013 07:34:02 GMT

@Creditaddict wrote:
BofA will PC within their own cards not partner cards like alaska... So 123 to executive 123 or breast cancer , etc.

And hp to unsecure not to pc

good info. thanks