topic Re: Simplicity Vs Diamond Preferred in Credit Cards

Simplicity Vs Diamond Preferred

chrisw1968uk — Sun, 01 Sep 2013 21:46:35 GMT

Hi Guys

With the exception of the Concierge Service, the Simplicity Card seems superior to the Diamond preferred regarding benefits etc - no APR hike if you miss a payment etc etc - sure, it's not "Black" - am i missing something?

Re: Simplicity Vs Diamond Preferred

BearsAndTurtlesRtheBest — Sun, 01 Sep 2013 21:51:39 GMT

Simplicty:

No late fees - EVER
No penalty rate - EVER
No annual fee - EVER

Diamond:

Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.

Re: Simplicity Vs Diamond Preferred

chrisw1968uk — Sun, 01 Sep 2013 21:54:43 GMT

yay great! (I'll stick with the Simplicity) lol - Thanks

Re: Simplicity Vs Diamond Preferred

BearsAndTurtlesRtheBest — Sun, 01 Sep 2013 21:56:48 GMT

Yep your welcome I would also prefer the Simplicty.

Re: Simplicity Vs Diamond Preferred

Anonymous — Sun, 01 Sep 2013 23:34:03 GMT

@chrisw1968uk wrote:
Hi Guys

With the exception of the Concierge Service, the Simplicity Card seems superior to the Diamond preferred regarding benefits etc - no APR hike if you miss a payment etc etc - sure, it's not "Black" - am i missing something?

The Simplicity also has frequent balance transfer offers (at least for me, I have 2-3 offers with various terms 0%-.99% APR). It's my only Citi card that gets them.

Re: Simplicity Vs Diamond Preferred

BearsAndTurtlesRtheBest — Mon, 02 Sep 2013 00:16:20 GMT

wow thats great do they send you blank checks?

Re: Simplicity Vs Diamond Preferred

OnTheRebound — Mon, 02 Sep 2013 01:28:23 GMT

@BearsAndTurtlesRtheBest wrote:
wow that's great do they send you blank checks?

Yes they do, for my wife's Simplicity and my Diamond every week and sometimes twice a week. I'm about ready to buy a new shredder and when I do I'm going to bill Citi for it!

Re: Simplicity Vs Diamond Preferred

BearsAndTurtlesRtheBest — Mon, 02 Sep 2013 01:33:06 GMT

They asked for it so now they are gonna get billed hahha

Re: Simplicity Vs Diamond Preferred

maiden_girl — Mon, 02 Sep 2013 02:19:46 GMT

I would love the Simplicity card if they offer frequent BT offers...

Re: Simplicity Vs Diamond Preferred

BearsAndTurtlesRtheBest — Mon, 02 Sep 2013 02:31:23 GMT

Well Radek said that they offer them frequent BT with blank checks. My dad and DS have Sport Chalet VISA an they also offer blank checks with an APR of 2.99

Re: Simplicity Vs Diamond Preferred

chrisw1968uk — Mon, 02 Sep 2013 02:32:17 GMT

Good call - probably the best card I have so far, working towards a nice CLI

Re: Simplicity Vs Diamond Preferred

Anonymous — Mon, 02 Sep 2013 05:15:27 GMT

I don't really get flooded with blank checks every week, although they do come every month or so. When I log into my account it says I have balance transfer offers. Currently I have one that is 0% until June 2014 with a 3% fee and another one that is .99% until December 2014 with a 5% fee. I have had my Simplicity for 2 years now. The original offer when I got the card was 0% for 21 months which was very nice. I originally wanted to product change it once the intro offer expired, but I think I will keep my Simplicity as long as they keep it relevant with these offers.