topic Re: Well...I couldn't help... in Credit Cards

Well...I couldn't help...

DigitalArk — Tue, 03 Sep 2013 15:00:09 GMT

I could not hold myself back from applying NFCU goRewards MasterCard. I got the 3-5 days waiting message. Maybe because I have a lot of new accounts and inquiries in the past 2 months...It's driving me nuts that I have to wait for the answer from NFCU.

Re: Well...I couldn't help...

BearsAndTurtlesRtheBest — Tue, 03 Sep 2013 15:17:17 GMT

Good luck!

Re: Well...I couldn't help...

DigitalArk — Tue, 03 Sep 2013 16:46:36 GMT

I am approved with only 1000 CL.

Should I:

1. Move some credit from my 14K cashRewards to goRewards? If so, how much will it be good?

2. Move the 1K from goRewards to cashRewards, then close the goRewards which I just opened?

3. Call the CSR to request a CLI to at lease 5K?

I really don't want the 1K limit stay in my CRs.

Re: Well...I couldn't help...

DigitalArk — Tue, 03 Sep 2013 16:21:13 GMT

bump

Re: Well...I couldn't help...

hot4u — Tue, 03 Sep 2013 16:25:50 GMT

@DigitalArk wrote:
I am approved with only 1000 CL.

Should I:

1. Move some credit from my 14K cashRewards to goRewards? If so, how much will be good?
2. Move the 1K from goRewards to cashRewards, then close the goRewards which I just opened?
3. Call the CSR to request a CLI to at lease 5K?

I really don't want the 1K limit stay in my CRs.

Give it time.. You know how NFCU IS on Cli's...

Re: Well...I couldn't help...

DigitalArk — Tue, 03 Sep 2013 17:22:38 GMT

How often do they give out auto CLI?

Re: Well...I couldn't help...

DaveSignal — Tue, 03 Sep 2013 17:35:37 GMT

If your reason for applying for the goRewards was to have a no-fee card with no ForEx, then I would keep it unless you already have another card that offers the same. If you want higher spending capabilites, then move some credit from your cashRewards.

Re: Well...I couldn't help...

DigitalArk — Tue, 03 Sep 2013 17:57:02 GMT

@DaveSignal wrote:
If your reason for applying for the goRewards was to have a no-fee card with no ForEx, then I would keep it unless you already have another card that offers the same. If you want higher spending capabilites, then move some credit from your cashRewards.

Yes, it was my reason. It is my only no-fee, no FTF card. Maybe it is a good idea to move some credit from my cashRewards like you said.

Re: Well...I couldn't help...

DigitalArk — Tue, 03 Sep 2013 18:22:10 GMT

I just called to request moving 4K from my cashRewards to my goRewards. Let's see how it goes.

Re: Well...I couldn't help...

DigitalArk — Fri, 06 Sep 2013 22:40:21 GMT

NFCU did it. They moved 4k from my CashRewards to my goRewards, which made it a 5k card. I guess NFCU does not always give out high limit cards.

Re: Well...I couldn't help...

djc1puno — Sat, 07 Sep 2013 01:10:43 GMT

The low cl might be bc of your new accounts... garden time

Re: Well...I couldn't help...

09Lexie — Sat, 07 Sep 2013 09:04:47 GMT