topic Re: Citi Dividend upgrade to MC World ELITE in Credit Cards

Citi Dividend upgrade to MC World

Anonymous — Sun, 01 Sep 2013 14:55:13 GMT

For folks that have the Dividend. How soon were you able to upgrade to MC World?

Re: Citi Dividend upgrade to MC World

PokemonMaster — Sun, 01 Sep 2013 16:25:53 GMT

@Anonymous wrote:
For folks that have the Dividend. How soon were you able to upgrade to MC World?

Citi automatically upgraded me to the World Mastercard. I then called and had them upgrade me to the World Elite.

Re: Citi Dividend upgrade to MC World

Anonymous — Sun, 01 Sep 2013 16:44:15 GMT

How did they do that? Do you know why? What income/scores and how long ago?

Did you get upgraded when you got the card? Or did they tell you that you are getting upgraded?

Re: Citi Dividend upgrade to MC World

OnTheRebound — Sun, 01 Sep 2013 17:15:46 GMT

@Anonymous wrote:
For folks that have the Dividend. How soon were you able to upgrade to MC World?

I don't have the Dividend, but after about 2-1/2 years they sent me a letter stating they were upgrading (if you want to call it that) my Citi Platinum Select MC to the Diamond Preferred World MC. Not my request.

Re: Citi Dividend upgrade to MC World

Anonymous — Mon, 02 Sep 2013 15:16:23 GMT

That's weird.

Well, I'd like to try and get the World Elite and I hear becoming a World MC is the way

Re: Citi Dividend upgrade to MC World

shanac — Tue, 03 Sep 2013 02:39:47 GMT

On July 1st, I requested my Citi Diamond Preferred be PC'd/upgraded to the Dividend World MasterCard. (I've had the Diamond since April 2012) I finally received the Dividend last week. I plan to eventually PC to the WE version.

Re: Citi Dividend upgrade to MC World

Anonymous — Tue, 03 Sep 2013 04:05:51 GMT

How long did you have the Diamond Preferred for? Did you put a lot on the card?

Re: Citi Dividend upgrade to MC World

Ron1 — Tue, 03 Sep 2013 05:15:42 GMT

I think you need at least $5K and a year of account history for the upgrade.

Ron.

Re: Citi Dividend upgrade to MC World

FinStar — Tue, 03 Sep 2013 05:21:38 GMT

@Ron1 wrote:
I think you need at least $5K and a year of account history for the upgrade.

Ron.

Re: Citi Dividend upgrade to MC World

Anonymous — Tue, 03 Sep 2013 13:24:31 GMT

I have at least $5K... but far from a year

Re: Citi Dividend upgrade to MC World ELITE

Anonymous — Wed, 04 Sep 2013 13:02:19 GMT

Of interest, I had a Citi Thank You Mastercard since April 2009. Called in to customer service and explained I wanted cash and some travel benefits. The rep took some time and explored the Citi system for cards fitting my request. When we were done she product changed me to the Citi World Elite Mastercard. My CL was $6,750 (no credit line increase) and my purchases apr was 15.9% lowered to 14.24% and cash at 25.9% with no AF and BT's at 0.0%. Took 45 days plus 10 days mailing starting in February 2013 and receiving the card in early April 2013.

Re: Citi Dividend upgrade to MC World

370Z — Tue, 03 Sep 2013 23:51:21 GMT

@Anonymous wrote:
Of interest, I had a Citi Thank You Mastercard since April 2009. Called in to customer service and explained I wanted cash and some travel benefits. The rep took some time and explored the Citi system for cards fitting my request. When we were done she product changed me to the Citi World Elite Mastercard. My CL was $6,750 (no credit line increase) and my purchases apr was 15.9% lowered to 14.24% and cash at 25.9% with no AF and BT's at 0.0%. Took 45 days plus 10 days mailing starting in February 2013 and receiving the card in early April 2013.

Was it still a Thank You card after the PC? Or did you go for something else?

Re: Citi Dividend upgrade to MC World ELITE

Anonymous — Wed, 04 Sep 2013 13:02:43 GMT

No, it was product changed to a Citi Dividend World Elite Mastercard. Benefits of the Citi Dividend Card and all of the World Elite Mastercard (see www.mastercard.com). Benefits focus on travel, hotel and elite type of products. Great for a traveler. There is a 3% Foreign Transaction Fee and the Travel Lounge is by permit and a fee of $27 I believe. Hope this helps.

Re: Citi Dividend upgrade to MC World ELITE

Anonymous — Wed, 04 Sep 2013 13:03:09 GMT

How did you get a Chase Ink + WEMC? I have the cash version of the card since 2006 with $10K CL and 12.24%.

Re: Citi Dividend upgrade to MC World

ezdoesit — Wed, 04 Sep 2013 00:05:48 GMT

@370Z wrote:
@Anonymous wrote:
Of interest, I had a Citi Thank You Mastercard since April 2009. Called in to customer service and explained I wanted cash and some travel benefits. The rep took some time and explored the Citi system for cards fitting my request. When we were done she product changed me to the Citi World Elite Mastercard. My CL was $6,750 (no credit line increase) and my purchases apr was 15.9% lowered to 14.24% and cash at 25.9% with no AF and BT's at 0.0%. Took 45 days plus 10 days mailing starting in February 2013 and receiving the card in early April 2013.
Was it still a Thank You card after the PC? Or did you go for something else?

I would think he still has the thank you card just the WEMC version. Thank You is the product World elite is just a type of MC. Just like I have the Citi dividend WEMC.

Also somehow with Citi you don't need a 5k credit limit to be WEMC not like chase with their CSP. Honestly by doing this they are making a watered down product.

Re: Citi Dividend upgrade to MC World

370Z — Wed, 04 Sep 2013 00:56:10 GMT

@Anonymous wrote:
How did you get a Chase Ink + WEMC? I have the cash version of the card since 2006 with $10K CL and 12.24%.

The Ink Plus and Bold cards only come in WEMC. You'd have to apply for one of them.

Re: Citi Dividend upgrade to MC World ELITE

Anonymous — Wed, 04 Sep 2013 23:21:14 GMT

Some confusion on my part. Hard to follow some of the comments.

Re: Citi Dividend upgrade to MC World

Anonymous — Wed, 04 Sep 2013 03:47:00 GMT

Got a picture of what it looks like?

Re: Citi Dividend upgrade to MC World

Ron1 — Wed, 04 Sep 2013 05:41:17 GMT

This forum doesn't allow to post the picture of the card.

Ron.

Re: Citi Dividend upgrade to MC World

Ron1 — Wed, 04 Sep 2013 05:48:37 GMT

Here is the welcome kit of the card.

link:
https://www.citicards.com/cards/wv/pdf/divworldELITEmc_welcome_kit.pdf

It might give you an idea what the card is going to look like.

Ron.