topic Re: Barclay Pre-Approval Link - Does it work? in Credit Cards

Barclay Pre-Approval Link - Does it work?

sghosh5 — Wed, 04 Sep 2013 15:29:43 GMT

Sorry if this question was already asked and been answered before. But I tried Barclay's pre approval link and first checked 'Good Credit' and it came up with Congratulations with Barclay Arrival World MasterCard offer. Then changed it to 'Average Credit' and it came up with Congratulations & Barclay Rewards MasterCard. A month back when my TU score was low 600s i tried the same link and it did not say Congratulations or gave me any pre qualifying offer.

Does anyone know if the pre approval link work for Barclay or is it just based on whatever credit grade (Average/Good/Excellent) you choose?

Re: Barclay Pre-Approval Link - Does it work?

n777ua — Wed, 04 Sep 2013 15:34:53 GMT

I just tried and got a "these products might interest you..." which in my experience is nowhere near a preapproval.

Re: Barclay Pre-Approval Link - Does it work?

sghosh5 — Wed, 04 Sep 2013 15:36:23 GMT

i used to get only 'these products might interest you' before. Today is the first time i got 'Congratulations - You are pre qualified to apply for this card'.

Re: Barclay Pre-Approval Link - Does it work?

brcamacho — Wed, 04 Sep 2013 15:51:18 GMT

Where is this link, I cant seem to find it.

Re: Barclay Pre-Approval Link - Does it work?

sghosh5 — Wed, 04 Sep 2013 15:57:28 GMT

https://www.barclaycardus.com/apply/ProactivePrescreenLanding.action

Re: Barclay Pre-Approval Link - Does it work?

atarvuzdar — Wed, 04 Sep 2013 16:00:35 GMT

It looks like they check your credit and compare it to the approval criteria for their cards in each category of creditworthiness: Excellent, Good, Average. If I claim I have Excellent credit I come up with no offers (not surprising). When I claim I have Good or Average credit I do come up with offers.

Re: Barclay Pre-Approval Link - Does it work?

Anonymous — Wed, 04 Sep 2013 16:00:49 GMT

@sghosh5 wrote:
https://www.barclaycardus.com/apply/ProactivePrescreenLanding.action

Just tried it I was "pre-approved" for 3. Im in the garden and staying there.

Re: Barclay Pre-Approval Link - Does it work?

Kenny — Wed, 04 Sep 2013 16:08:34 GMT

This is hilarious because according to this link I'm not pre-approved for anything but my family member who is sub 650 is preapproved for a card with 0% interest for 6 months. They are on crack! LOL

Re: Barclay Pre-Approval Link - Does it work?

sghosh5 — Wed, 04 Sep 2013 16:10:18 GMT

Kenny: what is your credit score?

Re: Barclay Pre-Approval Link - Does it work?

Kenny — Wed, 04 Sep 2013 16:12:52 GMT

749 -- I believe it's the way my info has been inputted or something. No baddies, low UR, etc. I only did the link for curiosity's sake.. I have no need nor want for a Barclay anything.

Re: Barclay Pre-Approval Link - Does it work?

MsLadyRover — Wed, 04 Sep 2013 16:25:50 GMT

@KennyS2006 wrote:
This is hilarious because according to this link I'm not pre-approved for anything but my family member who is sub 650 is preapproved for a card with 0% interest for 6 months. They are on crack! LOL

LOL!!