topic Re: Reopening Cap1 Card in Credit Cards

Reopening Cap1 Card

jenn_bar — Wed, 04 Sep 2013 19:09:09 GMT

Just got off the phone with Capital One after deciding to reopen a student Journey card. When I did not know anything about credit cards, I closed the Journey card in order to pursue the Freedom. Thinking that it looked bad to have more than one card, I closed a $0 AF CARD!!

I know this is not a big deal, but it will help my AAoA as I opened the Journey card in 2/2011, plus I am staying in the garden and not accruing an annual fee! I'm very excited and had to share, plus I am hoping to utilize that LUV button that has been installed since I last dealt with icky Cap 1...

I do have one question though... They said that they put in a request to have it reopened (no hard inquiry) and I would receive the information within 10 days. Any backdoor number to call that would know of this information immediately, or is there a legit wait period?

Re: Reopening Cap1 Card

myjourney — Wed, 04 Sep 2013 19:11:57 GMT

@jenn_bar wrote:
Just got off the phone with Capital One after deciding to reopen a student Journey card. When I did not know anything about credit cards, I closed the Journey card in order to pursue the Freedom. Thinking that it looked bad to have more than one card, I closed a $0 AF CARD!!

I know this is not a big deal, but it will help my AAoA as I opened the Journey card in 2/2011, plus I am staying in the garden and not accruing an annual fee! I'm very excited and had to share, plus I am hoping to utilize that LUV button that has been installed since I last dealt with icky Cap 1...

I do have one question though... They said that they put in a request to have it reopened (no hard inquiry) and I would receive the information within 10 days. Any backdoor number to call that would know of this information immediately, or is there a legit wait period?

Cap1 is good about reopening accounts so just wait it out providing you went the EO route and not regular CSR?

Re: Reopening Cap1 Card

jenn_bar — Wed, 04 Sep 2013 19:15:25 GMT

@myjourney wrote:
@jenn_bar wrote:
Just got off the phone with Capital One after deciding to reopen a student Journey card. When I did not know anything about credit cards, I closed the Journey card in order to pursue the Freedom. Thinking that it looked bad to have more than one card, I closed a $0 AF CARD!!

I know this is not a big deal, but it will help my AAoA as I opened the Journey card in 2/2011, plus I am staying in the garden and not accruing an annual fee! I'm very excited and had to share, plus I am hoping to utilize that LUV button that has been installed since I last dealt with icky Cap 1...

I do have one question though... They said that they put in a request to have it reopened (no hard inquiry) and I would receive the information within 10 days. Any backdoor number to call that would know of this information immediately, or is there a legit wait period?
Cap1 is good about reopening accounts so just wait it out providing you went the EO route and not regular CSR?

I did not call the traditional 800 number, but I do not believe I contacted the EO. I received the number from chatting with an agent within my Capital One account page online. It was 800-707-0489

Re: Reopening Cap1 Card

myjourney — Wed, 04 Sep 2013 19:17:39 GMT

@jenn_bar wrote:
@myjourney wrote:
@jenn_bar wrote:
Just got off the phone with Capital One after deciding to reopen a student Journey card. When I did not know anything about credit cards, I closed the Journey card in order to pursue the Freedom. Thinking that it looked bad to have more than one card, I closed a $0 AF CARD!!

I know this is not a big deal, but it will help my AAoA as I opened the Journey card in 2/2011, plus I am staying in the garden and not accruing an annual fee! I'm very excited and had to share, plus I am hoping to utilize that LUV button that has been installed since I last dealt with icky Cap 1...

I do have one question though... They said that they put in a request to have it reopened (no hard inquiry) and I would receive the information within 10 days. Any backdoor number to call that would know of this information immediately, or is there a legit wait period?
Cap1 is good about reopening accounts so just wait it out providing you went the EO route and not regular CSR?
I did not call the traditional 800 number, but I do not believe I contacted the EO. I received the number from chatting with an agent within my Capital One account page online. It was 800-707-0489

Sending you EO number

Re: Reopening Cap1 Card

Anonymous — Wed, 27 Nov 2013 23:07:06 GMT

May I please have that phone number as well? I'm in the exact same boat.

Thanks!

Re: Reopening Cap1 Card

FinStar — Wed, 27 Nov 2013 23:11:56 GMT

You may want to contact them for better results via the standard email method so they can look into your specific issue. Here's a helpful link > Capital One EO.

Re: Reopening Cap1 Card

GFer — Wed, 27 Nov 2013 23:14:49 GMT

Wow! I didn't think any issuer would 're-open' an account. Learn something new everyday!

Re: Reopening Cap1 Card

FinStar — Wed, 27 Nov 2013 23:16:43 GMT

IIRC, this is on a case-by-case basis since there have been other posts with Capital One not reopening accounts. It just depends on their most current policies.

Re: Reopening Cap1 Card

myjourney — Wed, 27 Nov 2013 23:55:40 GMT

@FinStar wrote:
IIRC, this is on a case-by-case basis since there have been other posts with Capital One not reopening accounts. It just depends on their most current policies.

Yep +1

But they tend to reopen if you were a good customer

Re: Reopening Cap1 Card

djc1puno — Thu, 28 Nov 2013 02:29:31 GMT

@myjourney wrote:
@FinStar wrote:
IIRC, this is on a case-by-case basis since there have been other posts with Capital One not reopening accounts. It just depends on their most current policies.
Yep +1
But they tend to reopen if you were a good customer

so if they reopen, you get the whole history back on your CRs? sweet!

Re: Reopening Cap1 Card

myjourney — Thu, 28 Nov 2013 02:46:34 GMT

@djc1puno wrote:
@myjourney wrote:
@FinStar wrote:
IIRC, this is on a case-by-case basis since there have been other posts with Capital One not reopening accounts. It just depends on their most current policies.
Yep +1
But they tend to reopen if you were a good customer
so if they reopen, you get the whole history back on your CRs? sweet!

In most cases sure did