topic Re: Number of accounts in Credit Cards

Number of accounts

Anonymous — Fri, 06 Sep 2013 00:36:53 GMT

Is there a limit to the number of accounts that are listed on a credit report? Another question is when do closed accounts drop off? 10 years after date of closing?

Re: Number of accounts

djc1puno — Fri, 06 Sep 2013 00:39:47 GMT

I dont think theres a limit...and yes closed accounts will drop off in 10 years

Re: Number of accounts

myjourney — Fri, 06 Sep 2013 00:40:50 GMT

@djc1puno wrote:
I dont think theres a limit...and yes closed accounts will drop off in 10 years

+1 no limts

Re: Number of accounts

Anonymous — Fri, 06 Sep 2013 00:43:22 GMT

Thanks guys.

Re: Number of accounts

Anonymous — Fri, 06 Sep 2013 00:44:44 GMT

Reason I was asking is because my oldest account is like 12 years old. But all the old ones are closed. My oldest open account is only about a year old

Re: Number of accounts

myjourney — Fri, 06 Sep 2013 00:47:32 GMT

@Anonymous wrote:
Reason I was asking is because my oldest account is like 12 years old. But all the old ones are closed. My oldest open account is only about a year old

All good accounts open or closed stay on CR's for 10 yrs

The 12 yr acct is a blessing

Re: Number of accounts

Anonymous — Fri, 06 Sep 2013 00:48:30 GMT

@SPreb, there isn't a limit on accounts on a CR. One member on this forum has over 100 accounts on his CR. 😮

Re: Number of accounts

Anonymous — Fri, 06 Sep 2013 00:50:10 GMT

The CR can show unlimited open accounts.

Closed accounts stay for 10 years.

Negative info is 7 years.

Inquiries 2 years (but can potentially be bumped off sooner)

Re: Number of accounts

Anonymous — Fri, 06 Sep 2013 00:52:02 GMT

@myjourney. The 12 years is time since it was opened not closed. It was closed like 4 years ago

Re: Number of accounts

Anonymous — Fri, 06 Sep 2013 00:54:45 GMT

@myjourney wrote:
@Anonymous wrote:
Reason I was asking is because my oldest account is like 12 years old. But all the old ones are closed. My oldest open account is only about a year old
All good accounts open or closed stay on CR's for 10 yrs
The 12 yr acct is a blessing

Not sure you mean that! Open accounts stay on regardless of age, closed accounts usually drop off 10 years after closure.

Re: Number of accounts

myjourney — Fri, 06 Sep 2013 00:56:12 GMT

@Anonymous wrote:
@myjourney. The 12 years is time since it was opened not closed. It was closed like 4 years ago

Awh man I thought the credit gods had blessed you with a old goodie Lol

Re: Number of accounts

myjourney — Fri, 06 Sep 2013 00:58:58 GMT

@Anonymous wrote:
@myjourney wrote:
@Anonymous wrote:
Reason I was asking is because my oldest account is like 12 years old. But all the old ones are closed. My oldest open account is only about a year old
All good accounts open or closed stay on CR's for 10 yrs
The 12 yr acct is a blessing
Not sure you mean that! Open accounts stay on regardless of age, closed accounts usually drop off 10 years after closure.

Thanks Bro ,,,Long day longtimelurker .......long day

Correct