topic Re: Amex NPSL - How do you "know" if transaction will be ok'd? in Credit Cards

Amex NPSL - How do you "know" if transaction will be ok'd?

chrisw1968uk — Fri, 06 Sep 2013 01:53:46 GMT

I'm firmly in the garden (and looking for how to get a spade on my signature) - i would like to app for an amex gold charge in 12 months time, is there any way a knnowing if a transaction will be approved?

What i mean is - say you got your card, activated it - and went to Best Buy for your new $2000 tv - you have no way of knowing if the transaction will be approved or declined?

My mind is wandering - in anticipation lol

Re: Amex NPSL - How do you "know" if transaction will be ok'd?

myjourney — Fri, 06 Sep 2013 01:59:27 GMT

@chrisw1968uk wrote:
Hi

I'm firmly in the garden (and looking for how to get a spade on my signature) - i would like to app for an amex gold charge in 12 months time, is there any way a knnowing if a transaction will be approved?

What i mean is - say you got your card, activated it - and went to Best Buy for your new $2000 tv - you have no way of knowing if the transaction will be approved or declined?

My mind is wandering - in anticipation lol

Before you go to the store Amex has an online feature that you can put in the amount and see will it be approved

Called the

Will my charges be approved button

Re: Amex NPSL - How do you "know" if transaction will be ok'd?

Anonymous — Fri, 06 Sep 2013 02:00:40 GMT

myjourney wrote:

Before you go to the store Amex has an online feature that you can put in the amount and see will it be approved
Called the
Will my charges be approved button

You can also call them to check.

Re: Amex NPSL - How do you "know" if transaction will be ok'd?

eddie84 — Fri, 06 Sep 2013 02:02:10 GMT

Yup and I think there's also a limit on how many times you can use that feature in a day. I tried and it only works like 3 times a day and will reset in 24 hrs.

Re: Amex NPSL - How do you "know" if transaction will be ok'd?

myjourney — Fri, 06 Sep 2013 02:05:22 GMT

Your seedlig Lol

Copy entire blue line

Go to setting top left hand corner by your user name

paste in sig box

Note ************sometimes you have to remove all other info and put it in first then put your other info back in... but that's rare

Re: Amex NPSL - How do you "know" if transaction will be ok'd?

chrisw1968uk — Fri, 06 Sep 2013 02:05:43 GMT

Awesome - Thanks again everyone

Re: Amex NPSL - How do you "know" if transaction will be ok'd?

Anonymous — Fri, 06 Sep 2013 02:06:35 GMT

@eddie84 wrote:
Yup and I think there's also a limit on how many times you can use that feature in a day. I tried and it only works like 3 times a day and will reset in 24 hrs.

Really? I have not experienced that when checking. I've used it more than three times in a day and it will continue to "check" for me.

Re: Amex NPSL - How do you "know" if transaction will be ok'd?

chrisw1968uk — Fri, 06 Sep 2013 02:08:57 GMT

Thanks MJ! - I'm growing Cannabis now!! lol - Will soon progress to a spade to dig another well thanks again

Re: Amex NPSL - How do you "know" if transaction will be ok'd?

eddie84 — Fri, 06 Sep 2013 02:11:14 GMT

@Anonymous wrote:
@eddie84 wrote:
Yup and I think there's also a limit on how many times you can use that feature in a day. I tried and it only works like 3 times a day and will reset in 24 hrs.
Really? I have not experienced that when checking. I've used it more than three times in a day and it will continue to "check" for me.

Lucky you. I always get that "You have exceeded the limit.. blah blah blah" and I'm too afraid to keep poking Amex bear.

Re: Amex NPSL - How do you "know" if transaction will be ok'd?

Anonymous — Fri, 06 Sep 2013 02:37:36 GMT

@eddie84 wrote:
@Anonymous wrote:
@eddie84 wrote:
Yup and I think there's also a limit on how many times you can use that feature in a day. I tried and it only works like 3 times a day and will reset in 24 hrs.
Really? I have not experienced that when checking. I've used it more than three times in a day and it will continue to "check" for me.
Lucky you. I always get that "You have exceeded the limit.. blah blah blah" and I'm too afraid to keep poking Amex bear.

Yeah. Once the bear has been awoken there is no going back. It then becomes a run for your life situation

Re: Amex NPSL - How do you "know" if transaction will be ok'd?

CreditScholar — Fri, 06 Sep 2013 02:41:24 GMT

Checking your limit online is ok if you do it occasionally, but if you do it too much you may be flagged for a FR.

Re: Amex NPSL - How do you "know" if transaction will be ok'd?

ezdoesit — Fri, 06 Sep 2013 02:42:43 GMT

@myjourney wrote:
@chrisw1968uk wrote:
Hi

I'm firmly in the garden (and looking for how to get a spade on my signature) - i would like to app for an amex gold charge in 12 months time, is there any way a knnowing if a transaction will be approved?

What i mean is - say you got your card, activated it - and went to Best Buy for your new $2000 tv - you have no way of knowing if the transaction will be approved or declined?

My mind is wandering - in anticipation lol
Before you go to the store Amex has an online feature that you can put in the amount and see will it be approved
Called the
Will my charges be approved button

You can also call them and ask them what your monthly spending limit is. I asked them when I opened up my PRG a few weeks ago which they said at the time is only 20k but that is gets adjusted based on my spending pattern.