topic Re: chase cli which bureau do they hard pull? in Credit Cards

chase cli which bureau do they hard pull?

Anonymous — Fri, 06 Sep 2013 22:59:48 GMT

Title says it all. Does anyone know which bureau Chase HPs from when asking for a CLI? Thanks in advance.

Bay_Area_Joe — Fri, 06 Sep 2013 23:00:36 GMT

Pretty much always Experian.

Steelersboy — Fri, 06 Sep 2013 23:04:14 GMT

@Bay_Area_Joe wrote:
Pretty much always Experian.

glad to know this

visorboy1974 — Sat, 07 Sep 2013 06:38:35 GMT

Experian 100% for me.

shane82388 — Sat, 07 Sep 2013 16:36:10 GMT

@visorboy1974 wrote:
Experian 100% for me.

Ugh, it seems like everyone pulls Experian now a days...no way to space out inquiries to differnt reports.

navigatethis12 — Sat, 07 Sep 2013 17:01:00 GMT

When I use Maryland its Equifax and TransUnion for Michigan; it most likely differs depending on where you live.

nash2vic — Sat, 07 Sep 2013 18:22:09 GMT

What about Illinois? Can they use the same hard pull for 2 cards?

FinStar — Sat, 07 Sep 2013 18:29:20 GMT

@nash2vic wrote:
What about Illinois? Can they use the same hard pull for 2 cards?

They will not use the same HP for two separate products. If your application elegibility is borderline, they may use 2 HPs with an alternate CR.

FinStar — Sat, 07 Sep 2013 18:30:23 GMT

@navigatethis12 wrote:
When I use Maryland its Equifax and TransUnion for Michigan; it most likely differs depending on where you live.

It depends on geographical location. EX appears to be used for the majority with TU as alternate.