topic Re: Credit Union Vs Wal-Mart FICO score TU in Credit Cards

Credit Union Vs Wal-Mart FICO score TU

patrick00032001 — Fri, 06 Sep 2013 16:52:57 GMT

My local credit union recently switched from Equifax Beacon 5.0 to TransUnion Fico 08 Classic, I decided to ask for a lower APR on my platinum Visa card which was currently 10.95% down to 8.95%, I applied online was was instant approved for the rate reduction, since I knew they started pulling TransUnion again I was curious to see if my Wal-Mart TU Fico score matched since I have heard and saw so many other members talking about it, after a phone call, I can verify that its 100% correct! Both scores matched exactly at 773! Just a month ago I applied and was approved for a 5/3 Platinum Mastercard and my TU Classic 04 Fico was 730! As it stands now, my TU 98 score is 761.

Re: Credit Union Vs Wal-Mart FICO score TU

myjourney — Sun, 08 Sep 2013 01:34:56 GMT

@patrick00032001 wrote:
My local credit union recently switched from Equifax Beacon 5.0 to TransUnion Fico 08 Classic, I decided to ask for a lower APR on my platinum Visa card which was currently 10.95% down to 8.95%, I applied online was was instant approved for the rate reduction, since I knew they started pulling TransUnion again I was curious to see if my Wal-Mart TU Fico score matched since I have heard and saw so many other members talking about it, after a phone call, I can verify that its 100% correct! Both scores matched exactly at 773! Just a month ago I applied and was approved for a 5/3 Platinum Mastercard and my TU Classic 04 Fico was 730! As it stands now, my TU 98 score is 761.

Congrats on the rate reduction

Re: Credit Union Vs Wal-Mart FICO score TU

djc1puno — Sun, 08 Sep 2013 01:58:42 GMT

Congrats!

Re: Credit Union Vs Wal-Mart FICO score TU

Anonymous — Sun, 08 Sep 2013 02:20:52 GMT

Congrats on your rate reduction.

Point of clarification, WalMart uses TU08

Re: Credit Union Vs Wal-Mart FICO score TU

bronxbomerss2 — Sun, 08 Sep 2013 04:14:23 GMT

at that score the credit union i work for (abri credit union, formarly argonne credit union affiliated with argonne national labs) you would be at 6.15% the lowest we offer. I have yet to see a cc with a lower annual rate.