topic Im going with CITI Basic Checking acct. in Credit Cards

Im going with CITI Basic Checking acct.

BearsAndTurtlesRtheBest — Sun, 08 Sep 2013 19:48:42 GMT

Yes looks like they will be the bank who I will bank with. Ima go this month to take my DL test and then go to a brach and open an acct.

Re: Im going with CITI Basic Checking acct.

Anonymous — Sun, 08 Sep 2013 19:52:26 GMT

Citi is currently offering a decent opening bonus worth $200 if you look around.

Re: Im going with CITI Basic Checking acct.

myjourney — Sun, 08 Sep 2013 19:56:24 GMT

WTG

You're off to a wonderful start..keep up the good work

Re: Im going with CITI Basic Checking acct.

BearsAndTurtlesRtheBest — Sun, 08 Sep 2013 20:02:10 GMT

Thanks.

Re: Im going with CITI Basic Checking acct.

koalablue — Sun, 08 Sep 2013 20:03:41 GMT

+1 Hope Citi treats you well and that you have a long and happy banking relationship with them. Well done.

Re: Im going with CITI Basic Checking acct.

BearsAndTurtlesRtheBest — Sun, 08 Sep 2013 20:04:02 GMT

I wonder what is required to get the $200. The $10 monhtly fee is waived if you have direct deposit which I will with my check being deposited every bi-weekly and also you must pay a bill online using your checking acct.

Re: Im going with CITI Basic Checking acct.

BearsAndTurtlesRtheBest — Sun, 08 Sep 2013 20:28:28 GMT

Ima pay the cable bill so thats tooken care of, also since I dont yet have an ID or DL can i still open a acct or should I wait this month when I go take the test Im currently studing the quiestion via Zoom Zoom.

Re: Im going with CITI Basic Checking acct.

navigatethis12 — Sun, 08 Sep 2013 23:39:50 GMT

Their banking is good, but it takes forever to receive everything to get it set up online. I like that they give you $6 a month if you have the basic chequing account(you have to have the savings too). If you only have one of these that's $72 a year just for having direct deposit and a bill payment. It isn't much, but more than other banks give.

Re: Im going with CITI Basic Checking acct.

BearsAndTurtlesRtheBest — Sun, 08 Sep 2013 23:50:27 GMT

What do you mean they give you $6? Is it a reward or cashback ?

Re: Im going with CITI Basic Checking acct.

creditnocash — Mon, 09 Sep 2013 00:43:48 GMT

@BearsAndTurtlesRtheBest wrote:
Ima pay the cable bill so thats tooken care of, also since I dont yet have an ID or DL can i still open a acct or should I wait this month when I go take the test Im currently studing the quiestion via Zoom Zoom.

it depends if you want too wait or not.

you can either use a primary id, or 2 forms of valid id (i.e. passport,social security card, birth certificate, student id(usually if under 18))but you can call a branch too verify

Re: Im going with CITI Basic Checking acct.

maiden_girl — Mon, 09 Sep 2013 00:50:01 GMT

Are you considering your first card with Citi too? My first checking account was with WaMu but my first credit card was with CAP1. Lol.

Re: Im going with CITI Basic Checking acct.

ezdoesit — Mon, 09 Sep 2013 01:02:00 GMT

$200. When I was at Citi last week I saw an offer to open up checking with 40k thank you points for basic checking. Made me want to open up a second checking account and linking paypal to it for my Ebay purchases.

Re: Im going with CITI Basic Checking acct.

navigatethis12 — Mon, 09 Sep 2013 02:43:58 GMT

@BearsAndTurtlesRtheBest wrote:
What do you mean they give you $6? Is it a reward or cashback ?

It's 600 ThankYou Points a month.

@ezdoesit wrote:
$200. When I was at Citi last week I saw an offer to open up checking with 40k thank you points for basic checking. Made me want to open up a second checking account and linking paypal to it for my Ebay purchases.

Are you sure it was for the Basic account? I've only ever seem that offer for the Citigold account.

Re: Im going with CITI Basic Checking acct.

ezdoesit — Mon, 09 Sep 2013 04:00:59 GMT

I have to stop at the branch tomorrow I will double check and even take a pic. if possible. Maybe it was for citigold I think I would of noticed that though.

Re: Im going with CITI Basic Checking acct.

Anonymous — Mon, 09 Sep 2013 13:56:38 GMT

I just opened a Citi Gold acccounts. I got 40k thank you poins. I also opened a Thank you card and got another 20k thank you points for a total of 6ok points. So $600 Dollars for opening accounts not bad! Other banks don't give you nothing! Sometimes Chase gives you$100 to open. But Citi keeps given you points on a monthly if you have direct deposit and do a bill pay. Or you can deposit from another account to your citi checking and will count as a direct deposit

Re: Im going with CITI Basic Checking acct.

BearsAndTurtlesRtheBest — Wed, 11 Sep 2013 02:02:08 GMT

I do plan to open a CC with CITI but maybe next year once(maybe by next year they will offer a better CC) I get my first cc and get its history runnin. Ive been to busy that I need to go to the branch and get it going asap.

Re: Im going with CITI Basic Checking acct.

bobbay — Wed, 11 Sep 2013 02:06:13 GMT

thank you points on the debit card require 1 direct deposit per month and 1 bill pay per month. I just upgraded my debit card last night

Re: Im going with CITI Basic Checking acct.

BearsAndTurtlesRtheBest — Wed, 11 Sep 2013 02:07:39 GMT

and this was with the basic acct?

Re: Im going with CITI Basic Checking acct.

Kenny — Wed, 11 Sep 2013 02:10:11 GMT

http://slickdeals.net/f/6257864-200-in-gift-cards-for-opening-a-Citibank-Checking-account-expires-10-31-13

Re: Im going with CITI Basic Checking acct.

BearsAndTurtlesRtheBest — Wed, 11 Sep 2013 02:17:03 GMT

Ok so you need to have a monthly deposit of $1,500 in order to qualify for the points with a basic (if you want the points) right?