https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432545#M690163 In that case, they won't care.<BR />One time I paid off a bt, then cashed a new bt check lol... Just gives you more time :-) Mon, 09 Sep 2013 14:03:06 GMT youngandcreditwrthy 2013-09-09T14:03:06Z https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432485#M690147 <P>I have a few credit cards that I did a BT on and now are at a zero balance and&nbsp;on the new card&nbsp;at 0%.&nbsp; I have a big purchase that I need to make, so could I use the card that is now at a zero balance and then do another BT to the same card that I did before?&nbsp; Or would the card frown on that?&nbsp; Hope this makes sense...</P> Mon, 09 Sep 2013 12:31:00 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432485#M690147 Anonymous 2013-09-09T12:31:00Z https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432493#M690149 Does the BT card have 0% on purchases too?<BR />If not, what's the benefit of using the card you just paid off?<BR />Is there a BT fee on the BT card?<BR />Also..<BR />If you just paid it off, should you really be racking it back up again?<BR /><BR />Consider the above, then make a decision :-) Mon, 09 Sep 2013 12:39:52 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432493#M690149 youngandcreditwrthy 2013-09-09T12:39:52Z https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432507#M690154 <P>So basically, here is where I am at.&nbsp; The new card that I used to BT everything to is 0% for 12 months with no BT fees.&nbsp; But the purchase APR is 17% so that is why I was thinking of using the old cards again and then doing another BT to the new one so it would be 0% again.&nbsp; I have all month to do the BT's for 0%...</P> Mon, 09 Sep 2013 12:46:53 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432507#M690154 Anonymous 2013-09-09T12:46:53Z https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432525#M690158 <P>Why would either card care? &nbsp;As long as you're within the terms...</P><P>&nbsp;</P><P>As far as I can tell the items to be concerned about are the utilization on your 0% card, being able to pay off the balance before the promo ends and associated fees.</P> Mon, 09 Sep 2013 13:40:54 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432525#M690158 takeshi74 2013-09-09T13:40:54Z https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432527#M690159 <P>agreed and we have a plan in place to have it all paid off in 12 months, so that I am not too concerned about.&nbsp; Just wanted to make sure since the BT card already paid off the old card and didn't want any red flags if they send them another check.&nbsp; Thanks for the feedback!</P> Mon, 09 Sep 2013 13:46:22 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432527#M690159 Anonymous 2013-09-09T13:46:22Z https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432545#M690163 In that case, they won't care.<BR />One time I paid off a bt, then cashed a new bt check lol... Just gives you more time :-) Mon, 09 Sep 2013 14:03:06 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Balance-Transfer-Questions/m-p/2432545#M690163 youngandcreditwrthy 2013-09-09T14:03:06Z