topic Re: Cap One PC Success in Credit Cards

Cap One PC Success

Anonymous — Tue, 10 Sep 2013 19:20:39 GMT

Just got off the phone with Cap 1 about upgrading my No Hassle Platinum Rewards card with an annual fee to a Quicksilver with 1.5% and no annual fee. I asked about the fee several times to make sure that this is the no annual fee version and she even read me the terms that said there was no fee. The weird thing is that the new card is a World MasterCard. It is replacing a MasterCard, so that sort of makes sense, but I thought the no annual fee Quicksilver was a Visa Siggy.

Re: Cap One PC Success

DeadSpider — Tue, 10 Sep 2013 19:23:25 GMT

Just did the same thing waiting for my card but mine is a sig Visa.

Got the letter in the mail yesterday so anyday now for my new plastic.

What is your CL ? Age of account ?

Re: Cap One PC Success

Anonymous — Tue, 10 Sep 2013 19:28:29 GMT

I think I opened it in '05 or '06, but to be honest I don't remember. Is there somewhere in my online account to find this? If there is I haven't found that. Limit is $6000.

Re: Cap One PC Success

Anonymous — Tue, 10 Sep 2013 20:04:24 GMT

OP, are you asking if Quicksilver is siggy?

Re: Cap One PC Success

Anonymous — Tue, 10 Sep 2013 20:09:47 GMT

No. When the Account Rep upgraded my card she said that I was going to get a Quicksilver with no annual fee. She then said it was a World MasterCard, which is replacing my current Platinum MasterCard. I was just saying that I thought that the no annual fee was only available as a Visa and the $39 fee was a MasterCard. But she specifically said there is no annual fee for this card and that I would receive a World MasterCard so I don't know.

Re: Cap One PC Success

myjourney — Tue, 10 Sep 2013 22:28:00 GMT

Congrats on the PC

Re: Cap One PC Success

09Lexie — Tue, 10 Sep 2013 22:29:23 GMT

Well done!

Re: Cap One PC Success

coldnmn — Tue, 10 Sep 2013 22:39:27 GMT

I have a Master Card Quicksilver upgrade with no annual fee. It is a Platinum Quicksilver and not a Quicksilver One.

Re: Cap One PC Success

Anonymous — Tue, 10 Sep 2013 23:13:38 GMT

Thanks. One question though. She did say that I would keep my same card number, just be upgraded to the new card and I specifically asked her if she was doing a HP to which she said that they were not, but she also said that after the upgrade I wouldn't be eligible for any Capital One promotions on new cards for 6 months. Could that be an indication that I am getting the 0% until Sept 2014 and $100 after spending $500? I highly doubt that, but why wouldn't I be eligible for new card promotion since this was just a PC?

Re: Cap One PC Success

coldnmn — Tue, 10 Sep 2013 23:17:05 GMT

They told me the same thing. I didn't recieve anything as far as promotions on my card just the upgrade.

Re: Cap One PC Success

Anonymous — Tue, 10 Sep 2013 23:35:05 GMT

@Anonymous wrote:
No. When the Account Rep upgraded my card she said that I was going to get a Quicksilver with no annual fee. She then said it was a World MasterCard, which is replacing my current Platinum MasterCard. I was just saying that I thought that the no annual fee was only available as a Visa and the $39 fee was a MasterCard. But she specifically said there is no annual fee for this card and that I would receive a World MasterCard so I don't know.

FWIW, my account still says Platinum Mastercard but I''ve received and activated my Quicksilver with no AF for almost a month now. The reps through online chat are useless and couldnt tell me why it still says it. They told me that even though it is a Quicksilver, it will be reflected as Platinum Mastercard as that is the payment gateway. Forgive me if this sounds noob, but I have no idea what that means. I already kknow Visa and Mastercard are payment gateways..so I dont know. Can somebody elaborate?

Re: Cap One PC Success

Anonymous — Tue, 10 Sep 2013 23:36:49 GMT

@Anonymous wrote:
Thanks. One question though. She did say that I would keep my same card number, just be upgraded to the new card and I specifically asked her if she was doing a HP to which she said that they were not, but she also said that after the upgrade I wouldn't be eligible for any Capital One promotions on new cards for 6 months. Could that be an indication that I am getting the 0% until Sept 2014 and $100 after spending $500? I highly doubt that, but why wouldn't I be eligible for new card promotion since this was just a PC?

I wouldnt count pn the intro APR being 0%. My rep said my rate would stay the same...but YMMV.

What she was saying was basically you couldnt PC or CLI request for 6 months minimum, I guessing.