topic Chase Freedom question in Credit Cards

Chase Freedom question

Joebunaga — Thu, 12 Sep 2013 17:30:52 GMT

I'm trying to decide whats next on the list for when I decide to start apping again and Chase Freedom is fairly high up there.

I read that points earned on the Freedom can be transferred to UR if you already have an existing CSP, but I didn't see anything on the Chase website regarding this.

Could someone confirm or deny that?

The Freedom seems like a pretty good card either way with the revolving 5% categories. Having the flexibility to transfer the cash back feature into URs would be another selling point for me.

Re: Chase Freedom question

surehit — Thu, 12 Sep 2013 17:39:39 GMT

It is correct that they can be transferred. I did this earlier today

Re: Chase Freedom question

Anonymous — Thu, 12 Sep 2013 17:39:52 GMT

@Joebunaga wrote:
I'm trying to decide whats next on the list for when I decide to start apping again and Chase Freedom is fairly high up there.
I read that points earned on the Freedom can be transferred to UR if you already have an existing CSP, but I didn't see anything on the Chase website regarding this.
Could someone confirm or deny that?

The Freedom seems like a pretty good card either way with the revolving 5% categories. Having the flexibility to transfer the cash back feature into URs would be another selling point for me.

Yes, you can transfer points from Freedom to your CSP account (and then on to partners).

From the Freedom site, you can click on FAQ:

https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/assets/page/UltimateRewards_FAQ&jp_ltg=footer

And there is a section on combining points: (Can I combine points I earn from other Ultimate Rewards....) saying Yes, but can't be undone.

I keep thinking about apping for the Freedom, but I hate rotating categories and the capped 5%. Probably will one day though!

Re: Chase Freedom question

jennylocha — Thu, 12 Sep 2013 17:42:29 GMT

@Joebunaga wrote:
I'm trying to decide whats next on the list for when I decide to start apping again and Chase Freedom is fairly high up there.
I read that points earned on the Freedom can be transferred to UR if you already have an existing CSP, but I didn't see anything on the Chase website regarding this.
Could someone confirm or deny that?

The Freedom seems like a pretty good card either way with the revolving 5% categories. Having the flexibility to transfer the cash back feature into URs would be another selling point for me.

It is 100% true! I just did this a last week, Transferred my current accumulated points (with acct opening bonus points) to my newly acquired CSP to make hotel reservations in Orlando, FL and Universal Studios Tickets through the UR site. Super easy and totally worth it!

Side Note:

It rained/stormed when we got there and I was afraid that I was going to lose out on my purchase so I called the number on the back of my CSP to find out what my options were and they told me that I did have travel protection and if it persist that I could call them and get a refund back on my ticket purchase if not already used. The CSR even looked up the weather report on that particular area where I was staying to let me know that it will soon subside! Who does that?! Did not end up doing that because the day became absolutely beautiful, however this was so GREAT to know that I had that option. I think by far CSP customer service out ranks others.

Re: Chase Freedom question

Joebunaga — Thu, 12 Sep 2013 18:25:43 GMT

Thats great! Thanks for the info!

The revolving 5% seems like it might be a bit of a pain(activating quarterly) but if the categories stay the same next year I'd definitely be able to cherry pick some a decent amount of points to convert over for UR.

Behind Sallie Mae I think its now my #2 "want".

Re: Chase Freedom question

09Lexie — Thu, 12 Sep 2013 18:35:54 GMT

Activating the quarterly category is painless. If you set up email or text alerts it will remind you to signup. The whole process takes less than a minute

Re: Chase Freedom question

myjourney — Thu, 12 Sep 2013 18:37:59 GMT

@Joebunaga wrote:
Thats great! Thanks for the info!

The revolving 5% seems like it might be a bit of a pain(activating quarterly) but if the categories stay the same next year I'd definitely be able to cherry pick some a decent amount of points to convert over for UR.

Behind Sallie Mae I think its now my #2 "want".

Can't speak for Chase enrolling

Enrolling for Discover is so easy it takes all of one minute if that.

Click the button and boom you enrolled so can't imagine Chase is that hard either and well worth it

Re: Chase Freedom question

myjourney — Thu, 12 Sep 2013 18:38:34 GMT

@09Lexie wrote:
Activating the quarterly category is painless. If you set up email or text alerts it will remind you to signup. The whole process takes less than a minute

Lexie beat me as usual

Re: Chase Freedom question

TheConductor — Fri, 13 Sep 2013 15:48:34 GMT

@09Lexie wrote:
Activating the quarterly category is painless. If you set up email or text alerts it will remind you to signup. The whole process takes less than a minute

This. I get a text message every quarter and just have to reply to activate it. Totally painless.

Chase in general has amazing service via SMS alerts. They also send me text warnings if one of my banking accounts is about to incur a fee because of a low balance, and I can reply to transfer money automatically from another account.