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    <title>topic Re: Chase Hyatt in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446847#M695030</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/719263"&gt;@370Z&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;The annual fee is not waived if applying on the Hyatt website. The $75 AF is charged right away, and a $50 statement credit is applied after the first purchase.&lt;/P&gt;&lt;P&gt;Other Chase&amp;nbsp;hotel card options are:&lt;/P&gt;&lt;P&gt;IHG - free night, $49 AF&lt;/P&gt;&lt;P&gt;Marriott - free night, $85 AF, metal card&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;With the marriot card you get a free night and then after meeting the spend which I believe is 1k within three months you get 70k marriott points, which gets you another 4 nights at lower level properties like fairfields/courtyards or 2 nights in some prime locations where the room would cost $400 a night (to get value out of your points you have to reasearch though). &amp;nbsp;Its a decent bonus for those looking to get a couple of hotel room stays, especially since there is no annual fee in the first year. Beyond that the AF pays for itself with the free room, but you don't make a huge profit on it since they are all category 1-4 certificates (figure the rooms in those categories can run from $89- $159 a night on average). If you are staying at marriotts for travel anyway though its probably worth it. The hyatts tend to be nice, but just remember the free nights aren't for every hyatt just categories 1-4 so it helps to reasearch if there are hyatts in the location you are visiting (hyatt does not have the huge footprint of a marriott/hilton etc, &amp;nbsp;so it can be difficult to find them in some locations). If there is a hyatt in the area you are visiting then you need to make sure its in a category that would allow you to use the free certificate.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sun, 15 Sep 2013 07:20:50 GMT</pubDate>
    <dc:creator>red259</dc:creator>
    <dc:date>2013-09-15T07:20:50Z</dc:date>
    <item>
      <title>Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445637#M694551</link>
      <description>&lt;P&gt;Im surprised this card isn't more popular on the forum. I know people hate annual fees but the one free night a year at a 300-500 a night hotel more than makes up for it.&lt;/P&gt;&lt;P&gt;I just learned of this today and immediately got the card. Maybe others don't know or maybe im missing something or people just don't care about staying at hotels.&lt;/P&gt;&lt;P&gt;Anybody with this card already have some opinions good or bad?&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 20:38:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445637#M694551</guid>
      <dc:creator>pats23</dc:creator>
      <dc:date>2013-09-14T20:38:09Z</dc:date>
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    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445697#M694572</link>
      <description>&lt;P&gt;All I know is that this card will be in my future wallet. We stay there every year so it would pay off, Can you do a joint app with this card?&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 21:18:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445697#M694572</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-09-14T21:18:07Z</dc:date>
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    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445713#M694577</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/627376"&gt;@BearsAndTurtlesRtheBest&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;All I know is that this card will be in my future wallet. We stay there every year so it would pay off, Can you do a joint app with this card?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Unfortunately, Chase no longer offers joint applications for their CCs.&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 21:28:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445713#M694577</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2013-09-14T21:28:18Z</dc:date>
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    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445719#M694579</link>
      <description>&lt;P&gt;Bummer but its all good I will work hard to get this card.&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 21:31:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445719#M694579</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-09-14T21:31:31Z</dc:date>
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    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445769#M694594</link>
      <description>I have it. They are very generous with credit limits with this card. I'm using the two free nights to celebrate my birthday in a $500 a night hotel for two nights free of charge. Well worth it.&lt;BR /&gt;&lt;BR /&gt;Also, if you go on hyatts website, try booking a room. They will offer a statement credit usually in addition to the free nights that almost completely offsets the fee.</description>
      <pubDate>Sat, 14 Sep 2013 21:51:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445769#M694594</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-09-14T21:51:51Z</dc:date>
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    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445781#M694600</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I have it. They are very generous with credit limits with this card. I'm using the two free nights to celebrate my birthday in a $500 a night hotel for two nights free of charge. Well worth it.&lt;BR /&gt;&lt;BR /&gt;Also, if you go on hyatts website, try booking a room. They will offer a statement credit usually in addition to the free nights that almost completely offsets the fee.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I'll second that. I apped for the card back in October 2012, after I booked a room. Got a $100 credit, two free nights that I used at the Grand Hyatt in Atlanta, and a $10k limit, when my first Chase card was only $5k, from the month before.&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 21:56:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445781#M694600</guid>
      <dc:creator>resilient</dc:creator>
      <dc:date>2013-09-14T21:56:19Z</dc:date>
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      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445935#M694664</link>
      <description>&lt;P&gt;I feel the card is well worth it, I had no thought of getting this card until I saw the intial 2 free nights and then 1 a year and then it was a no brainer&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 22:44:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445935#M694664</guid>
      <dc:creator>pats23</dc:creator>
      <dc:date>2013-09-14T22:44:54Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445945#M694669</link>
      <description>&lt;P&gt;It really is a good card. Plu sis one of the Chase cards that come with EMV Chip&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 22:50:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445945#M694669</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-09-14T22:50:53Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445947#M694670</link>
      <description>&lt;P&gt;You guys know that if you go to hyatt.com and app thru there you get the first year AF waived right??&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 22:50:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445947#M694670</guid>
      <dc:creator>jsickz32</dc:creator>
      <dc:date>2013-09-14T22:50:57Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445965#M694679</link>
      <description>&lt;P&gt;yup yup 1st year is free.&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 22:58:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445965#M694679</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-09-14T22:58:44Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445983#M694687</link>
      <description>Nope missed that boat. Do you think I can call before I activate my card and maybe get it waived?</description>
      <pubDate>Sat, 14 Sep 2013 23:05:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445983#M694687</guid>
      <dc:creator>pats23</dc:creator>
      <dc:date>2013-09-14T23:05:21Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445989#M694690</link>
      <description>&lt;P&gt;Did you apply online?? If so it should already be applied.&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 23:06:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445989#M694690</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-09-14T23:06:38Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445991#M694691</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/627376"&gt;@BearsAndTurtlesRtheBest&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Did you apply online?? If so it should already be applied.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;nope. if you applied directly to thru chase.com you dont get the AF waived. only thru hyatt.com&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 23:07:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445991#M694691</guid>
      <dc:creator>jsickz32</dc:creator>
      <dc:date>2013-09-14T23:07:40Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445993#M694692</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/684505"&gt;@pats23&lt;/a&gt; wrote:&lt;BR /&gt;Nope missed that boat. Do you think I can call before I activate my card and maybe get it waived?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i doubt it but you can try&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 23:08:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2445993#M694692</guid>
      <dc:creator>jsickz32</dc:creator>
      <dc:date>2013-09-14T23:08:14Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446003#M694696</link>
      <description>&lt;P&gt;Oh I see there is the hyatt.com and chase.com. I meant the Hyatt.com site.&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 23:12:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446003#M694696</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-09-14T23:12:43Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446075#M694724</link>
      <description>&lt;P&gt;Wow, the annual one free night seems pretty good as its not a one time thing.&lt;/P&gt;</description>
      <pubDate>Sat, 14 Sep 2013 23:45:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446075#M694724</guid>
      <dc:creator>shane82388</dc:creator>
      <dc:date>2013-09-14T23:45:28Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446281#M694804</link>
      <description>&lt;P&gt;So glad there is this knowledge about the card! It is one of my favorite specific card (I should just say co-branded card)!&lt;BR /&gt;&lt;BR /&gt;The 3x Hyatt points is amazing, as is the 2x dining; however, I use my CSP for dining. The best part is staying at a Hyatt, getting 3x the points + 5x with your gold passport number. 8x points each stay!! Absolutely amazing, and great loyalty throughout the brand.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Forgot to mention, that this is also more valuable with Hyatt merging promos with MLife.&lt;/P&gt;</description>
      <pubDate>Sun, 15 Sep 2013 01:10:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446281#M694804</guid>
      <dc:creator>jenn_bar</dc:creator>
      <dc:date>2013-09-15T01:10:20Z</dc:date>
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      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446477#M694889</link>
      <description>&lt;P&gt;The Hyatt card is a nice card to have, but it's not a card that I would recommend people to put most of their general misc. spending on.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you like Hyatt properties and the nicer properties happen to be where you are travelling, then it's definitely a big plus. For frequent overseas travelers there's no FTF, and Hyatt properties are much better in Asia and Europe as well.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 15 Sep 2013 01:51:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446477#M694889</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-09-15T01:51:01Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446595#M694939</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;The Hyatt card is a nice card to have, but i&lt;STRONG&gt;t's not a card that I would recommend people to put most of their general misc. spending on.&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you like Hyatt properties and the nicer properties happen to be where you are travelling, then it's definitely a big plus. For frequent overseas travelers there's no FTF, and Hyatt properties are much better in Asia and Europe as well.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Totally agree. Actually the only spending that goes on my card is Hyatt stays and events I plan through the Hyatt which I get reimbursed for (free points!!!).&lt;/P&gt;</description>
      <pubDate>Sun, 15 Sep 2013 02:34:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446595#M694939</guid>
      <dc:creator>jenn_bar</dc:creator>
      <dc:date>2013-09-15T02:34:01Z</dc:date>
    </item>
    <item>
      <title>Re: Chase Hyatt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446599#M694941</link>
      <description>&lt;P&gt;The annual fee is not waived if applying on the Hyatt website. The $75 AF is charged right away, and a $50 statement credit is applied after the first purchase.&lt;/P&gt;&lt;P&gt;Other Chase&amp;nbsp;hotel card options are:&lt;/P&gt;&lt;P&gt;IHG - free night, $49 AF&lt;/P&gt;&lt;P&gt;Marriott - free night, $85 AF, metal card&lt;/P&gt;</description>
      <pubDate>Sun, 15 Sep 2013 02:35:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Hyatt/m-p/2446599#M694941</guid>
      <dc:creator>370Z</dc:creator>
      <dc:date>2013-09-15T02:35:06Z</dc:date>
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