topic Re: TD Bank Sign-Up Bonus in Credit Cards

TD Bank Sign-Up Bonus

daybreakgonesXe — Sun, 15 Sep 2013 15:24:33 GMT

Although not the most popular card in the market, TD Bank is offering $100 after $1000 spend in 2 months, for their Easy Rewards credit card. This card now has the capability of redeeming for cash AND points.

Just figured I'd throw it out there for those of you that can utilize the 5x on dining, grocery, gas, and utilities for the first 6 months. They had this sign-up bonus around this time last year, as well, and I don't recall any other sign-up bonus on the cards previously!

http://www.tdbank.com/yourchoice/?cm_sp=b000-00-748

Offer ends September 21st.

Re: TD Bank Sign-Up Bonus

Anonymous — Sun, 15 Sep 2013 15:09:10 GMT

So they combined the two cards into one. Bonus looks good as it was already attractive for the first 6 months. As you say, it's $1000 in two months (actually 60 days according to the website) rather than the more usual 3 months, but that should be an attainable goal for most.

Re: TD Bank Sign-Up Bonus

daybreakgonesXe — Sun, 15 Sep 2013 15:16:25 GMT

@Anonymous wrote:
So they combined the two cards into one. Bonus looks good as it was already attractive for the first 6 months. As you say, it's $1000 in two months (actually 60 days according to the website) rather than the more usual 3 months, but that should be an attainable goal for most.

Indeed! Interestingly enough, it looks like the TD Cash Rewards is now strictly cash back in the form of a statement credit, and they have taken down the Payment Plus and put on the forefront their First Class card, which is a competitor for the CSP.

Re: TD Bank Sign-Up Bonus

Brusilov — Sun, 15 Sep 2013 15:27:22 GMT

No spending cap?

Re: TD Bank Sign-Up Bonus

daybreakgonesXe — Sun, 15 Sep 2013 15:28:30 GMT

@Brusilov wrote:
No spending cap?

Nope! So far, completely unlimited!

Re: TD Bank Sign-Up Bonus

Kenny — Sun, 15 Sep 2013 16:08:50 GMT

Card offer looks GREAT! Too bad I need to garden!

Re: TD Bank Sign-Up Bonus

daybreakgonesXe — Sun, 15 Sep 2013 16:10:53 GMT

@KennyS2006 wrote:
Card offer looks GREAT! Too bad I need to garden!

Haha! And it's a shame I already have the card didn't even get the sign up bonus back then, either...then again, that was pre-myFico too XD

Re: TD Bank Sign-Up Bonus

kevinjjc — Sun, 15 Sep 2013 17:34:57 GMT

@KennyS2006 wrote:
Card offer looks GREAT! Too bad I need to garden!

Beauty is in the eye of the beholder.

Re: TD Bank Sign-Up Bonus

Anonymous — Sun, 15 Sep 2013 19:29:47 GMT

@kevinjjc wrote:
@KennyS2006 wrote:
Card offer looks GREAT! Too bad I need to garden!
Beauty is in the eye of the beholder.

Guess so. This card is very attractive to those who a) want uncapped cash back (rather than something like UR/MR/SPG) and b) don't mind a card that is good for only 6 months. Otherwise, maybe not.

Re: TD Bank Sign-Up Bonus

FocusedAndDetermined — Sun, 15 Sep 2013 19:53:10 GMT

Thanks for the tip. Maybe they will offer something else after the first of the year. I will emerge from the garden in Feb/Mar.

Re: TD Bank Sign-Up Bonus

missjae — Sun, 15 Sep 2013 19:56:02 GMT

@daybreakgonesXe wrote:
Although not the most popular card in the market, TD Bank is offering $100 after $1000 spend in 2 months, for their Easy Rewards credit card. This card now has the capability of redeeming for cash AND points.

Just figured I'd throw it out there for those of you that can utilize the 5x on dining, grocery, gas, and utilities for the first 6 months. They had this sign-up bonus around this time last year, as well, and I don't recall any other sign-up bonus on the cards previously!

http://www.tdbank.com/yourchoice/?cm_sp=b000-00-748

Offer ends September 21st.

Thanks for the information! TD Bank is local to me, but they seem hard to get into like PNC Bank. I'd want this card, but I hate to take a ding to my AAoA.

Re: TD Bank Sign-Up Bonus

FocusedAndDetermined — Sun, 15 Sep 2013 20:07:16 GMT

Seems like the exchange rate for gifts cards is 1:1 or higher, i.e. a $25 Marriott/Saks Fifth Ave Gift Card costs 3,500 points. That's not a great value, but some of the other offers may be better.

Re: TD Bank Sign-Up Bonus

Anonymous — Sun, 15 Sep 2013 20:47:02 GMT

Yes, it looks like the $25 gift cards are 3,500 points, but $50 are 5,000 and $100 are 10,000, so if you can wait till you have 5,000 that's fine, or you can just redeem for cash, and it looks like a $25 check is 2,500 (so why would anyone pay more for a gift card....)

Re: TD Bank Sign-Up Bonus

MissCredit9 — Mon, 16 Sep 2013 23:34:26 GMT

what kind of scores and profiles are usually approved for this card? Is it considered to be an easier or more difficult card to get?

Re: TD Bank Sign-Up Bonus

Anonymous — Tue, 17 Sep 2013 00:40:44 GMT

Can't find much data. Credit pull DB has just three entries for TD Bank, two rejections and one success

Denials have comments: Spoke to underwriter who said BK must not be showing on reports (rep in branch said BK over 5 years was OK). Would not recon. (716 score)

denied for too many recent inq (8 in the last year) and age of accounts (average age little over one year)

but score for second was 648.

Successful app was 724.

But data size is WAY too small, maybe OP will be willing to share her profile at time of app.

Re: TD Bank Sign-Up Bonus

MissCredit9 — Tue, 17 Sep 2013 00:51:45 GMT

Thanks for the info

Re: TD Bank Sign-Up Bonus

Anonymous — Wed, 24 Sep 2014 22:14:26 GMT

@daybreakgonesXe wrote:
Although not the most popular card in the market, TD Bank is offering $100 after $1000 spend in 2 months, for their Easy Rewards credit card. This card now has the capability of redeeming for cash AND points.

Just figured I'd throw it out there for those of you that can utilize the 5x on dining, grocery, gas, and utilities for the first 6 months. They had this sign-up bonus around this time last year, as well, and I don't recall any other sign-up bonus on the cards previously!

http://www.tdbank.com/yourchoice/?cm_sp=b000-00-748

Offer ends September 21st.

mine says $200 after $500 spend in 3 months,

Re: TD Bank Sign-Up Bonus

taxi818 — Wed, 24 Sep 2014 22:45:12 GMT

I've had this card for a year. After the bonus and 6 months are up. It becomes a truely useless 1 point per 1 dollar card. I hate I got it. Good looking card. Horrible rewards. Statement credit is best. Can't redeem until 2500. Need 8000 points for toaster. Terrible,,,,,

Re: TD Bank Sign-Up Bonus

B335is — Wed, 24 Sep 2014 22:53:07 GMT

@Anonymous wrote:
@daybreakgonesXe wrote:
Although not the most popular card in the market, TD Bank is offering $100 after $1000 spend in 2 months, for their Easy Rewards credit card. This card now has the capability of redeeming for cash AND points.

Just figured I'd throw it out there for those of you that can utilize the 5x on dining, grocery, gas, and utilities for the first 6 months. They had this sign-up bonus around this time last year, as well, and I don't recall any other sign-up bonus on the cards previously!

http://www.tdbank.com/yourchoice/?cm_sp=b000-00-748

Offer ends September 21st.
mine says $200 after $500 spend in 3 months,

This thread was 1 year old, I heard they are targeting people for $200 bonus now.

Re: TD Bank Sign-Up Bonus

Anonymous — Wed, 24 Sep 2014 23:32:38 GMT

@B335is wrote:
@Anonymous wrote:
@daybreakgonesXe wrote:
Although not the most popular card in the market, TD Bank is offering $100 after $1000 spend in 2 months, for their Easy Rewards credit card. This card now has the capability of redeeming for cash AND points.

Just figured I'd throw it out there for those of you that can utilize the 5x on dining, grocery, gas, and utilities for the first 6 months. They had this sign-up bonus around this time last year, as well, and I don't recall any other sign-up bonus on the cards previously!

http://www.tdbank.com/yourchoice/?cm_sp=b000-00-748

Offer ends September 21st.
mine says $200 after $500 spend in 3 months,

This thread was 1 year old, I heard they are targeting people for $200 bonus now.

nice, Im hearing Citi Double Cash also has $200 bonus but when you spend $1,000. I hope i see that soon in my mailbox!