topic Re: Palladium in Credit Cards

Palladium

Anonymous — Tue, 17 Sep 2013 01:04:15 GMT

I am looking for an alternative to the AMEX Plat.

It looks like the Palladium has primary car rental coverage. Is that correct? That might make it worth the AF to me.

For awhile the Palladium didn't require a private banker to apply. I notice it is a little harder to find info on the card now. I called the local private banker down the road and he just wants me to come into the office. Seems like you need a private banker to get the card again?

Anyone have more info on this card? I am usually all for points, but I am liking benefits now too.

I will not reach the 100k spend to get the bonus points.

Re: Palladium

djc1puno — Tue, 17 Sep 2013 01:10:04 GMT

Crashem i believe he has one

Re: Palladium

Anonymous — Tue, 17 Sep 2013 01:10:15 GMT

It looks like the select offers the same primary coverage.

Re: Palladium

Anonymous — Tue, 17 Sep 2013 01:12:10 GMT

But no lounge access....

Re: Palladium

FinStar — Tue, 17 Sep 2013 01:12:23 GMT

@Anonymous wrote:
I am looking for an alternative to the AMEX Plat.

It looks like the Palladium has primary car rental coverage. Is that correct? That might make it worth the AF to me.

For awhile the Palladium didn't require a private banker to apply. I notice it is a little harder to find info on the card now. I called the local private banker down the road and he just wants me to come into the office. Seems like you need a private banker to get the card again?

Anyone have more info on this card? I am usually all for points, but I am liking benefits now too.

I will not reach the 100k spend to get the bonus points.

IIRC, this would require a CPC relationship along with ~$250K... unless somehow your private banker is able to circumvent those requirements by endorsing it to the u/w group.

Re: Palladium

Anonymous — Tue, 17 Sep 2013 01:23:41 GMT

IIRC, this would require a CPC relationship along with ~$250K... unless somehow your private banker is able to circumvent those requirements by endorsing it to the u/w group.

Hmm...

That won't happen. Not that I have $250k liquid, but even if I did I don't think I'd keep it with a high fee broker at Chase.

Re: Palladium

FinStar — Tue, 17 Sep 2013 01:24:28 GMT

@Anonymous wrote:

IIRC, this would require a CPC relationship along with ~$250K... unless somehow your private banker is able to circumvent those requirements by endorsing it to the u/w group.
Hmm...

That won't happen. Not that I have $250k liquid, but even if I did I wouldn't keep it with a high fee broker at Chase.

That, or whether they could possibly be able to offer you the JPM Select. Your PB would likely know the best options based on your overall goals/needs.

Re: Palladium

Anonymous — Tue, 17 Sep 2013 01:26:09 GMT

That, or whether they could possibly be able to offer you the JPM Select. Your PB would likely know the best options based on your overall goals/needs.

Yeah, I'll check into it.

Re: Palladium

Anonymous — Tue, 17 Sep 2013 01:26:41 GMT

Thanks

Re: Palladium

09Lexie — Tue, 17 Sep 2013 01:31:49 GMT

The backdoor was closed a few months ago. An endorsement by a CPC Banker and $100-$250k with Chase. Here's a thread where it was recently discussed

http://ficoforums.myfico.com/t5/Credit-Cards/Chase-Palladium-how-can-apply/m-p/2360569#M666388

Of course, YMMV.

Re: Palladium

FinStar — Tue, 17 Sep 2013 01:34:28 GMT

@09Lexie wrote:
The backdoor was closed a few months ago. An endorsement by a CPC Banker and $100-$250k with Chase. Here's a thread where it was recently discussed

http://ficoforums.myfico.com/t5/Credit-Cards/Chase-Palladium-how-can-apply/m-p/2360569#M666388

Of course, YMMV.

Hi Lexie... did you and your DH ever get your CPC established? Curious to see how you liked their services overall. Maybe a Palladium in your future? LOL

Re: Palladium

09Lexie — Tue, 17 Sep 2013 01:37:53 GMT

@FinStar

Yes, I did in May and my DH in August. Each time the Palladium comes up I think about apping. DH thinks we should next year. So far, I have no complaints with my banker. Very, very helpful.

Re: Palladium

FinStar — Tue, 17 Sep 2013 01:49:19 GMT

@09Lexie wrote:
@FinStar

Yes, I did in May and my DH in August. Each time the Palladium comes up I think about apping. DH thinks we should next year. So far, I have no complaints with my banker. Very, very helpful.

Awesome!!! I knew at one point you debated between CSP and another one... not sure if it was this one... but would definitely be excited for you whichever you decide to obtain I honestly like my CSP...but, I missed the boat when they had the JPM Select available.

Re: Palladium

CreditScholar — Tue, 17 Sep 2013 01:50:59 GMT

@FinStar wrote:
@Anonymous wrote:

IIRC, this would require a CPC relationship along with ~$250K... unless somehow your private banker is able to circumvent those requirements by endorsing it to the u/w group.
Hmm...

That won't happen. Not that I have $250k liquid, but even if I did I wouldn't keep it with a high fee broker at Chase.
That, or whether they could possibly be able to offer you the JPM Select. Your PB would likely know the best options based on your overall goals/needs.

The Palladium requires CPC which is 250k minimum in deposits.

The JPM Select is now only offered to PB clients (not even CPC). Minimum for that (in their HNW division) begins at $5MM.

Re: Palladium

09Lexie — Tue, 17 Sep 2013 01:52:52 GMT

@FinStar

DH apped for the CSP. We like it and with the Freedom/CSP combo it's really nice. I decided it was his turn to app...I'm done until next year.

Re: Palladium

Anonymous — Tue, 17 Sep 2013 01:58:18 GMT

I will go chat with a banker. A new private bank just went in a couple miles from my house.

I bet they could pull some strings and push it through, well at least I hope.

But....I have been carrying a balance on my Freedom at 0% since I opened it. Haha, I'm sure that doesn't look good. I will pay that off and let it update on my CR before applying.

Chase isn't completely new to me. I have their premier account, so at least I'm a customer. It came with a free for life safety deposit box, so couldn't resist...

Re: Palladium

CreditScholar — Tue, 17 Sep 2013 01:58:31 GMT

@FinStar wrote:
@09Lexie wrote:
@FinStar

Yes, I did in May and my DH in August. Each time the Palladium comes up I think about apping. DH thinks we should next year. So far, I have no complaints with my banker. Very, very helpful.
Awesome!!! I knew at one point you debated between CSP and another one... not sure if it was this one... but would definitely be excited for you whichever you decide to obtain I honestly like my CSP...but, I missed the boat when they had the JPM Select available.

The only benefits to the JPM Select are the hidden TL and the bonus after spending 100k. Primary CDW can be found on other cards, including their United co-branded ones.

Re: Palladium

Anonymous — Tue, 17 Sep 2013 01:58:49 GMT

@CreditScholar wrote:
@FinStar wrote:
@Anonymous wrote:

IIRC, this would require a CPC relationship along with ~$250K... unless somehow your private banker is able to circumvent those requirements by endorsing it to the u/w group.
Hmm...

That won't happen. Not that I have $250k liquid, but even if I did I wouldn't keep it with a high fee broker at Chase.
That, or whether they could possibly be able to offer you the JPM Select. Your PB would likely know the best options based on your overall goals/needs.
The Palladium requires CPC which is 250k minimum in deposits.

The JPM Select is now only offered to PB clients (not even CPC). Minimum for that (in their HNW division) begins at $5MM.

Bummer...

Re: Palladium

Anonymous — Tue, 17 Sep 2013 02:02:13 GMT

Palladium card at 21? Bold.

Re: Palladium

CreditScholar — Tue, 17 Sep 2013 02:09:54 GMT

@Anonymous wrote:
Palladium card at 21? Bold.

Sure, it's possible (for a very small few).