topic Re: 6 Months - no apps (or drapps) in Credit Cards

6 Months - no apps (or drapps)

Duncanrr — Tue, 17 Sep 2013 02:56:30 GMT

Ive it apped or drapped for any new products for 6 months now! Im gearing up for a nice spree in January

Re: 6 Months - no apps (or drapps)

myjourney — Tue, 17 Sep 2013 02:57:46 GMT

@Duncanrr wrote:
Ive it apped or drapped for any new products for 6 months now! Im gearing up for a nice spree in January

What's on the list?

Re: 6 Months - no apps (or drapps)

FinStar — Tue, 17 Sep 2013 02:59:13 GMT

@myjourney wrote:
@Duncanrr wrote:
Ive it apped or drapped for any new products for 6 months now! Im gearing up for a nice spree in January
What's on the list?

Yes, curious minds want to know

Re: 6 Months - no apps (or drapps)

red259 — Tue, 17 Sep 2013 02:59:34 GMT

gratz. Hopefully you will be rewarded for your discipline!

Re: 6 Months - no apps (or drapps)

Duncanrr — Tue, 17 Sep 2013 03:12:31 GMT

1. CSP, 2. SPG (maybe their Costco card as they just opened one in NOLA - need to see if i like store), 3. Citi backed card (not sure which one yet); and 4. Maybe a Penfed or another NFCU card/LOC.

Re: 6 Months - no apps (or drapps)

djc1puno — Tue, 17 Sep 2013 03:14:23 GMT

Congrats! Thats a pretty good streak

Re: 6 Months - no apps (or drapps)

myjourney — Tue, 17 Sep 2013 03:21:27 GMT

@Duncanrr wrote:
1. CSP, 2. SPG (maybe their Costco card as they just opened one in NOLA - need to see if i like store), 3. Citi backed card (not sure which one yet); and 4. Maybe a Penfed or another NFCU card/LOC.

Nice line up on the wish list I'm considering Costco business for another gas alternate

Re: 6 Months - no apps (or drapps)

Duncanrr — Tue, 17 Sep 2013 03:24:39 GMT

Its been one hell of a 15 month period. In order in which I got them (all successful apps - no denials since i started rebuild), 1. Cap1 secured, 2. WF secured, 3. AMEX Zync (NPSL), 4. AMEX Delta, 5. Walmart Discover, 6. Chase Amazon visa, 7. Chase Freedom, 8. NFCU Flagship Siggy, 9. AMEX BCP, 10. Discover It; and 11, Barclay Arrival WMC (AF version). Going on a streak of 11/11.

Re: 6 Months - no apps (or drapps)

Anonymous — Tue, 17 Sep 2013 03:36:52 GMT

how much after you got the capone did it take you to get the blue and freedom?

Re: 6 Months - no apps (or drapps)

wreith — Tue, 17 Sep 2013 03:41:10 GMT

@Duncanrr wrote:
Ive it apped or drapped for any new products for 6 months now! Im gearing up for a nice spree in January

Way to go, thats a nice streak to be proud of.

Re: 6 Months - no apps (or drapps)

Anonymous — Tue, 17 Sep 2013 03:41:57 GMT

Did you just avoid the forum for 6 month's?

Didn't want apps on the brain?

Re: 6 Months - no apps (or drapps)

Duncanrr — Tue, 17 Sep 2013 03:42:57 GMT

Cap1 and WF secured cards in June of 2012. Zync, Delta, Amazon, Freedom and Walmart 9/10/12, NFCU Nov of 2012, BCP and It January 2013; and finally Arrival March 2013.

Re: 6 Months - no apps (or drapps)

Duncanrr — Tue, 17 Sep 2013 03:44:59 GMT

@Duskink. Pretty much plus ive had some personal issues and family medical issues that took priority. Fortunately, these things were made easier because of my newfound credit worthiness.

Re: 6 Months - no apps (or drapps)

09Lexie — Tue, 17 Sep 2013 03:51:44 GMT

Glad you are back and hope everyone and everything are doing well

Re: 6 Months - no apps (or drapps)

ezdoesit — Tue, 17 Sep 2013 03:53:41 GMT

@Duncanrr wrote:
Its been one hell of a 15 month period. In order in which I got them (all successful apps - no denials since i started rebuild), 1. Cap1 secured, 2. WF secured, 3. AMEX Zync (NPSL), 4. AMEX Delta, 5. Walmart Discover, 6. Chase Amazon visa, 7. Chase Freedom, 8. NFCU Flagship Siggy, 9. AMEX BCP, 10. Discover It; and 11, Barclay Arrival WMC (AF version). Going on a streak of 11/11.

Can I ask other than the CSP why would you want anymore cards? Your present collection is pretty impressive other than the secured cards. You have the freedom so the freedom CSP combo is a must have. Unless you are going for some of these cards for the sign up bonus. I have two citi cards the WEMC and TYP and the rewards are nothing to write home. With the cards you have you can raise those limits and have a sizeable credit lines. WIthout affecting your AAOA and lowering your Util if necessary.

Re: 6 Months - no apps (or drapps)

Anonymous — Tue, 17 Sep 2013 04:02:54 GMT

Welcome back, I just got back as well...

Took about a 6 month break to keep my reports clean.

Re: 6 Months - no apps (or drapps)

Duncanrr — Tue, 17 Sep 2013 05:29:13 GMT

@ezdoesit wrote:
@Duncanrr wrote:
Its been one hell of a 15 month period. In order in which I got them (all successful apps - no denials since i started rebuild), 1. Cap1 secured, 2. WF secured, 3. AMEX Zync (NPSL), 4. AMEX Delta, 5. Walmart Discover, 6. Chase Amazon visa, 7. Chase Freedom, 8. NFCU Flagship Siggy, 9. AMEX BCP, 10. Discover It; and 11, Barclay Arrival WMC (AF version). Going on a streak of 11/11.
Can I ask other than the CSP why would you want anymore cards? Your present collection is pretty impressive other than the secured cards. You have the freedom so the freedom CSP combo is a must have. Unless you are going for some of these cards for the sign up bonus. I have two citi cards the WEMC and TYP and the rewards are nothing to write home. With the cards you have you can raise those limits and have a sizeable credit lines. WIthout affecting your AAOA and lowering your Util if necessary.

1. CSP for obvious reasons as it works well with Freedom and will allow me to convert my points on Freedom to higher value points associated with CSP.
2. SPG - I do a good bit of travel for work and personal time. Im thinking of this or maybe the Citi HH card. Reason I like the SPG is that I have my AMEX cards backdated to 1992.

3. Citi card for HH honors or co-branded airline card (depends on job situation and whether I need to adjust my normal airline carrier.

4. LOC/NFCU because of the insane limits and low APR.

My current AAoA is 10 years with some 38 accounts. A couple cards will not do anything to hurt it and the AMEX cards actually helps it. I'll be dropping the secured cards come June 2014. My current limits are pretty good: NFCU (25k), BCP (8.4k), Discover (7.8k), Arrival (5k), Walmart (7.1k), Amazon (2.5k), Freedom (1.5k), Delta (6k), Cap1 (1.3k); and WF (800 ).