topic Re: CLI Questions in Credit Cards

CLI Questions

Anonymous — Wed, 18 Sep 2013 22:54:35 GMT

When my sixth statement for my Capital One Journey card cut this weekend I received a $1k CLI from $500 to $1.5k. I am on the Credit Steps program, but the document I received online about it only indicated a $500 increase and that I wouldn't get it until my 7th statement. Was this increase my Credit Steps CLI, or a separate gift of luv from Capital One? My CLI document says nothing about it being from the Credit Steps program.

Today was my 61st day since opening my Amex Delta, and I successfully received a 3x CLI from $2k to $6k. After this increase posts to my CR, will other lenders take that in consideration when considering giving me auto CLIs? I'm hoping so, since all my other limits are $1.5k or below.

I applied for my Freedom, NFL, and Cash Rewards cards all around the same time (February, but NFL and Cash Rewards didn't post until March because of recons). I received a $500 auto CLI from Chase around 4 months after I opened it, and haven't seen anything since. I have not received any CLI from my small initial limit from BofA, but I also recently opened up another card from them and I had to recon it. After I show a few more months usage on the second card, will I hopefully see a CLI from them? Finally, my NFL card has not seen any auto CLI at all, and it's had 7 statements now. I used it a decent amount at first but with the cards I have now at most I use it once a month and immediately PIF.

For my Walmart GE card, just to be clear I will be able to request a CLI after the 4th statement cuts?

UPDATE: Tried to request a CLI for my Walmart card online and got an error message after the first screen. Called Credit Solutions and asked for $2k total line (so $1.3k increase) and received a $300 increase for $1k total line. Yay!

Re: CLI Questions

myjourney — Wed, 18 Sep 2013 23:43:18 GMT

@Anonymous wrote:
When my sixth statement for my Capital One Journey card cut this weekend I received a $1k CLI from $500 to $1.5k. I am on the Credit Steps program, but the document I received online about it only indicated a $500 increase and that I wouldn't get it until my 7th statement. Was this increase my Credit Steps CLI, or a separate gift of luv from Capital One? My CLI document says nothing about it being from the Credit Steps program.

Today was my 61st day since opening my Amex Delta, and I successfully received a 3x CLI from $2k to $6k. After this increase posts to my CR, will other lenders take that in consideration when considering giving me auto CLIs? I'm hoping so, since all my other limits are $1.5k or below.

I applied for my Freedom, NFL, and Cash Rewards cards all around the same time (February, but NFL and Cash Rewards didn't post until March because of recons). I received a $500 auto CLI from Chase around 4 months after I opened it, and haven't seen anything since. I have not received any CLI from my small initial limit from BofA, but I also recently opened up another card from them and I had to recon it. After I show a few more months usage on the second card, will I hopefully see a CLI from them? Finally, my NFL card has not seen any auto CLI at all, and it's had 7 statements now. I used it a decent amount at first but with the cards I have now at most I use it once a month and immediately PIF.

For my Walmart GE card, just to be clear I will be able to request a CLI after the 4th statement cuts?

UPDATE: Tried to request a CLI for my Walmart card online and got an error message after the first screen. Called Credit Solutions and asked for $2k total line (so $1.3k increase) and received a $300 increase for $1k total line. Yay!

Congarts Wow

The Cap1 was a result of the credit steps program they just showed you extra luv

Chase BofA and Barclay are all 6 month CLI lenders so good luck

Re: CLI Questions

djc1puno — Thu, 19 Sep 2013 01:15:27 GMT

Congrats! +1@mj

Re: CLI Questions

Anonymous — Thu, 19 Sep 2013 01:31:06 GMT

Very nice increases!