topic Re: Ritz Carlton Approval in Credit Cards

Ritz Carlton Approval

Anonymous — Wed, 18 Sep 2013 22:52:50 GMT

I applied over the phone. The rep didn't take down my phone number. So the application sat in limbo, I had to call back and give them my number. Once they had the number the application went through.

Instant approval for $8,000.

See this thread for offer code:

http://ficoforums.myfico.com/t5/Credit-Cards/The-Ritz-Carlton-Rewards-CC-with-140k-points-signup-bonus/td-p/2210187

Thanks for everyone's info in this thread:

http://ficoforums.myfico.com/t5/Credit-Cards/Palladium/m-p/2454695#M697718

I had high utilization (over 60%) on another Chase card. Low utilization on all other accounts. AAoA around 1 year.

Re: Ritz Carlton Approval

Gatortrout — Wed, 18 Sep 2013 22:55:27 GMT

Congrats!

Re: Ritz Carlton Approval

missjae — Wed, 18 Sep 2013 23:05:11 GMT

Congrats! I so want that card.

Re: Ritz Carlton Approval

nenuco — Wed, 18 Sep 2013 23:15:30 GMT

Congrats! I'm so intrigued on how that card looks Are you going to keep your Amex Platinum or cancel it?

Re: Ritz Carlton Approval

Anonymous — Wed, 18 Sep 2013 23:22:40 GMT

@nenuco wrote:
Congrats! I'm so intrigued on how that card looks Are you going to keep your Amex Platinum or cancel it?

I will cancel the Plat.

Re: Ritz Carlton Approval

the_jan_b — Wed, 18 Sep 2013 23:44:33 GMT

@Anonymous wrote:
I applied over the phone. The rep didn't take down my phone number. So the application sat in limbo, I had to call back and give them my number. Once they had the number the application went through.

Instant approval for $8,000.

See this thread for offer code:
http://ficoforums.myfico.com/t5/Credit-Cards/The-Ritz-Carlton-Rewards-CC-with-140k-points-signup-bonus/td-p/2210187

Thanks for everyone's info in this thread:
http://ficoforums.myfico.com/t5/Credit-Cards/Palladium/m-p/2454695#M697718

I had high utilization (over 60%) on another Chase card. Low utilization on all other accounts. AAoA around 1 year.

Congrats!!

Re: Ritz Carlton Approval

Jetmemphis91 — Wed, 18 Sep 2013 23:47:40 GMT

I was reading the other topic about the Palladium. Someone said the Ritz card comes with 2x on dining and travel. Is this in Marriott points or UR points like the CSP?

Re: Ritz Carlton Approval

Anonymous — Wed, 18 Sep 2013 23:49:42 GMT

@Jetmemphis91 wrote:
I was reading the other topic about the Palladium. Someone said the Ritz card comes with 2x on dining and travel. Is this in Marriott points or UR points like the CSP?

My assumption would be Marriott points...

Re: Ritz Carlton Approval

CreditScholar — Wed, 18 Sep 2013 23:53:13 GMT

It's Marriott points. I wouldn't put any spending on it other than actual Ritz/Marriott stays, plus 10k general spend for gold status.

Re: Ritz Carlton Approval

dilettante — Wed, 18 Sep 2013 23:55:29 GMT

Congrats. You'll love all the other benefits I didn't mention on the other thread i.e. Gold status w/ Ritz/Marriott, JPM Concierge, no FTF, chip and sig, flexible spending limit, etc. And it comes in a very big box via UPS. The packaging for the Ritz was IMO more impressive than the Palladium's. Get ready for lots of comments, too. Every time I've used the card, people are shocked by it's weight.

Re: Ritz Carlton Approval

CreditScholar — Thu, 19 Sep 2013 00:00:02 GMT

The weight becomes a bit annoying after while though as you'll get comments on it practically every time. Now I only use it at places I regularly frequent, so for them it's no longer a novelty. It's a great card though, and it seems like you aren't the only one trading the Amex Plat for it.

Re: Ritz Carlton Approval

Anonymous — Thu, 19 Sep 2013 01:30:26 GMT

I will mainly use it for rental cars and Marriott/Ritz stays.

Marriott points seem to have some value if used correctly. I am seeing locations where the points are worth over 1 cent each. Not too bad.

Re: Ritz Carlton Approval

SuperKirby — Thu, 19 Sep 2013 00:51:43 GMT

@Anonymous wrote:
I will mainly use it for rental cars and Marriott/Ritz stays.

Marriott points seem to have some value if use correctly. I am seeing locations where the points are worth over 1 cent each. Not too bad.

Save the Marriott points for the packages! Worth WAY more than 1 CPP!

Re: Ritz Carlton Approval

Anonymous — Thu, 19 Sep 2013 00:54:30 GMT

Grats on the approval and thanks for the info! I'm interested in applying for this card as well and your info certainly helps a lot!

Re: Ritz Carlton Approval

djc1puno — Thu, 19 Sep 2013 01:07:10 GMT

Wtg! Congrats!

Re: Ritz Carlton Approval

Anonymous — Thu, 19 Sep 2013 01:30:00 GMT

Very nice approval! Time to update your siggy!

Re: Ritz Carlton Approval

Anonymous — Thu, 19 Sep 2013 01:31:01 GMT

@SuperKirby wrote:
@Anonymous wrote:
I will mainly use it for rental cars and Marriott/Ritz stays.

Marriott points seem to have some value if use correctly. I am seeing locations where the points are worth over 1 cent each. Not too bad.
Save the Marriott points for the packages! Worth WAY more than 1 CPP!

Link? Or are you able to explain? Are they flight and hotel packages?

Re: Ritz Carlton Approval

Anonymous — Thu, 19 Sep 2013 01:31:59 GMT

@Anonymous wrote:
Very nice approval! Time to update your siggy!

Ugh, that's not easy...haha

Re: Ritz Carlton Approval

SuperKirby — Thu, 19 Sep 2013 01:37:57 GMT

@Anonymous wrote:
@SuperKirby wrote:
@Anonymous wrote:
I will mainly use it for rental cars and Marriott/Ritz stays.

Marriott points seem to have some value if use correctly. I am seeing locations where the points are worth over 1 cent each. Not too bad.
Save the Marriott points for the packages! Worth WAY more than 1 CPP!
Link? Or are you able to explain? Are they flight and hotel packages?

http://www.marriott.com/rewards/usepoints/morepack.mi

Yes, you get miles for redeeming large packages. It's a great deal if you stay at Marriott/Ritz a lot since the points add up quick!

Re: Ritz Carlton Approval

nenuco — Thu, 19 Sep 2013 01:46:39 GMT

As much as I would love this card, I can't justify the $395 AF for my personal use. Especially since RC/Marriott is not the hotel brand I usually stay at. If possible I would love to see some pics of the packaging! I love when cards get the proper package experience.