topic Re: PayPal Smart Connect - PC To PayPal Extras MasterCard? in Credit Cards

PayPal Smart Connect - PC To PayPal Extras MasterCard?

Anonymous — Mon, 25 Mar 2013 00:50:14 GMT

Is it possible to PC from the PayPal Smart Connect to the PayPal Extras MasterCard?

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

Rhaeny — Mon, 25 Mar 2013 00:54:52 GMT

I don't believe so because when you app, they try to approve you for the MC first and if you don't qualify then they do the smart connect.

So if anything it would probably take another app to do this. How long have you had the smart connect?

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

Anonymous — Mon, 25 Mar 2013 00:58:59 GMT

@Rhaeny wrote:
I don't believe so because when you app, they try to approve you for the MC first and if you don't qualify then they do the smart connect.

So if anything it would probably take another app to do this. How long have you had the smart connect?

4 years.

Thanks for the info!

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

Rhaeny — Mon, 25 Mar 2013 01:01:36 GMT

@Anonymous wrote:
@Rhaeny wrote:
I don't believe so because when you app, they try to approve you for the MC first and if you don't qualify then they do the smart connect.

So if anything it would probably take another app to do this. How long have you had the smart connect?
4 years.

Thanks for the info!

Wow...4 years is a long time so you just may be eligible. But wait around and see if someone else pipes in that may have something different to say because there just may be a possibilty.....I was just speculating .

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

Anonymous — Mon, 25 Mar 2013 01:59:01 GMT

Rhaeny is correct. It's one or the other.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

Anonymous — Mon, 25 Mar 2013 02:30:58 GMT

you can get the pmc debit card and link that to the smart connect and use the credit line

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

Anonymous — Mon, 25 Mar 2013 07:11:30 GMT

For a Paypal account, you can have only 1 of PayPal MC, PayPal Smart Connect, or Bill Me Later. And you have to link the card to a Paypal account. Once you have one of these, they will not accept an application for another, (even if they invite you to apply).

If you apply for Paypal MC and they don't approve for MC, they may give you Smart Connect instead. you can't apply for 1 only.

Some people have multiple Paypal accounts and they could have several of these credit cards.

I don't remember anyone posting on this forum that they got an upgrade from PPSM to PPMC automatically. I don't remember any posts of anyone requesting and getting denied either.

I suggest you call them and simply ask if they will do it. I would like to know. My next planned app spree is a year from now, and I plan to ask at that point.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

hammertime — Mon, 25 Mar 2013 14:29:31 GMT

+1 No upgrade path. It is either one or the other. I tried earlier with no luck.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

Blackbeauty212 — Mon, 25 Mar 2013 16:25:39 GMT

@Anonymous wrote:
For a Paypal account, you can have only 1 of PayPal MC, PayPal Smart Connect, or Bill Me Later. And you have to link the card to a Paypal account. Once you have one of these, they will not accept an application for another, (even if they invite you to apply).

If you apply for Paypal MC and they don't approve for MC, they may give you Smart Connect instead. you can't apply for 1 only.

Some people have multiple Paypal accounts and they could have several of these credit cards.

I don't remember anyone posting on this forum that they got an upgrade from PPSM to PPMC automatically. I don't remember any posts of anyone requesting and getting denied either.

I suggest you call them and simply ask if they will do it. I would like to know. My next planned app spree is a year from now, and I plan to ask at that point.

This is correct.. 1 - there is no upgrade from PPSC to PPEMC, you will need a Paypal account for each product, so you CAN HAVE BOTH a SC and MC product...Actually you can have all 3 SC, BML and PPEMC you would just need to have 3 Paypal accounts.

I would open a new Paypal account (need a separate email addy) and then apply for the PPMC, you will probably get the notice to call to finish application rather than instant approval, as the OP already has a SC account so they need to maually verify.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

pazuzu — Mon, 25 Mar 2013 17:23:51 GMT

You would have to close the Smart Connect acct and reapply.

BUT

Someone on the forum did this only to get approved for another Smart Connect with a lower CL than they had before.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

Anonymous — Mon, 25 Mar 2013 17:26:30 GMT

@pazuzu

That's what I remember reading and that person tried to recon to his old limit and it was denied too.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

kalani91 — Mon, 29 Jul 2013 07:04:30 GMT

I was just thinking about doing this. damn paypal

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

nitrov — Fri, 20 Sep 2013 04:12:13 GMT

@Anonymous wrote:
Is it possible to PC from the PayPal Smart Connect to the PayPal Extras MasterCard?

What was the outcome of this? I'm in the same boat and contemplating just closing out the Smart Connect account and applying for the PPEMC a little while later or doing the 2nd PayPal account option.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

djc1puno — Fri, 20 Sep 2013 04:15:49 GMT

Just remember tho that if they give you smart connect again you could end up w a lower limit than what u have now

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

FinStar — Fri, 20 Sep 2013 04:19:51 GMT

@djc1puno wrote:
Just remember tho that if they give you smart connect again you could end up w a lower limit than what u have now

Unless your CR profile and other factors have significantly improved over time from when you last obtained the PPSC account, then it's likely as djc1puno mentioned above, you may get another PPSC account... but YEMV.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

eddie84 — Fri, 20 Sep 2013 04:24:00 GMT

I contacted PayPal via their Twitter account (@AskPayPal), got this nice lady and she checked with their credit department and basically it's a no-go. She suggested I get the PayPal debit card which can be use everywhere (that's the reason I gave her for wanting to PC). Anyone else has better luck please let us know... I just want to be able to use their CL everywhere and not just online.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

FinStar — Fri, 20 Sep 2013 04:34:29 GMT

@eddie84 wrote:
I contacted PayPal via their Twitter account (@AskPayPal), got this nice lady and she checked with their credit department and basically it's a no-go. She suggested I get the PayPal debit card which can be use everywhere (that's the reason I gave her for wanting to PC). Anyone else has better luck please let us know... I just want to be able to use their CL everywhere and not just online.

Are you not wanting the PayPal Debit MC? It would pretty much function as using the CL everywhere once you link the PayPal Debit card to your PPSC account. I doubt GECRB would change their policy anytime soon. There are very rare instances where folks get the invite (test market) to upgrade the PPSC to the actual PayPal Extras MC. But that's almost like venturing to the Moon again.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

eddie84 — Fri, 20 Sep 2013 04:46:58 GMT

^ If there's no other choice then yeah, I just might do that. Just want to see if there's any other option out there but like you said, it seems like a trip to the moon.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

nitrov — Fri, 20 Sep 2013 04:46:48 GMT

My credit factors and score definitely have improved. I also have a CareCredit account they just bumped me from $3500 to $5500 on, so I figure since I have the relationship with them they may go for the MC even on reconsideration if I submit a new app. Either way, me losing the SC account isn't going to kill me considering I've only used it once and would never bother using it again. At a $500 CL it's not doing me any favors and I'm trying to eliminate the lower CL TLs from my credit report.

I'm going to call them tomorrow to cancel and see if there's any offers out there, but more than likely am not expecting anything unless I do a new app.

Re: PayPal Smart Connect - PC To PayPal Extras MasterCard?

djc1puno — Fri, 20 Sep 2013 04:52:15 GMT

@nitrov wrote:
My credit factors and score definitely have improved. I also have a CareCredit account they just bumped me from $3500 to $5500 on, so I figure since I have the relationship with them they may go for the MC even on reconsideration if I submit a new app. Either way, me losing the SC account isn't going to kill me considering I've only used it once and would never bother using it again. At a $500 CL it's not doing me any favors and I'm trying to eliminate the lower CL TLs from my credit report.

I'm going to call them tomorrow to cancel and see if there's any offers out there, but more than likely am not expecting anything unless I do a new app.

gl, nitrov! keep us posted how it goes for you