topic Re: Amex delta product change in Credit Cards

Amex delta product change

Anonymous — Sun, 13 Apr 2008 19:25:35 GMT

My DW got approved for an Amex delta which card would she do a product change to? And can this only be done at the time of activation? Can I call and do this for her since she auth me on the account? And will this result in a CLI? Sorry lots of questions.

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 19:30:29 GMT

Badcreditguy wrote:

My DW got approved for an Amex delta which card would she do a product change to? And can this only be done at the time of activation? Can I call and do this for her since she auth me on the account? And will this result in a CLI? Sorry lots of questions.

1) You can product change to any of the Blues (Blue, Blue Cash, Blue Sky) or to SPG.

2) This can be done at any time, not just at activation.

3) The primary cardholder has to do this, not an AU.

4) No, it will not result in a CLI. Amex's policy is no CLI on a new account for 60 days, then every 6 months after that.

Why do you want to do this?

Message Edited by cheddar on 04-13-2008 12:30 PM

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 19:46:11 GMT

What cheddar said.

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 19:46:43 GMT

I would do the product change simply because I hate annual fees!

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 19:49:03 GMT

I went from delta to blue after 2 or so months.

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 19:51:37 GMT

The conversion has been said to be a red flag for f/r on the Delta product. Like some of the others said, wait a few months!

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 20:28:41 GMT

Ducky mentioned getting a magazine subscription to keep my points on my delta card from expiring anyone have any info on this?

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 20:32:02 GMT

Badcreditguy wrote:
Ducky mentioned getting a magazine subscription to keep my points on my delta card from expiring anyone have any info on this?

it's like a year or so before you have to worry. check delta's website. if dw was hear i could ask her. she took dd to boston for a day trip, won't be back 'till midnight.

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 20:36:28 GMT

does the amex delta get good CLI's?

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 20:39:01 GMT

Badcreditguy wrote:
does the amex delta get good CLI's?

same policy for all revolving cards. 1 rqst no sooner than 60 dyas after opening the account, then you can rqst once every 6 months.

Message Edited by imducky on 04-13-2008 04:39 PM

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 20:40:46 GMT

ducky your just full of knowledge your our in house amex rep lol

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 20:42:29 GMT

AF is $30 with my Green

CynicalOne- someone said the AF went up- does this apply to people that have not hit their AF yet?

TheCynicalOne wrote:

I would do the product change simply because I hate annual fees!

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 20:45:15 GMT

Badcreditguy wrote:
ducky your just full of knowledge your our in house amex rep lol

thanks, been called worse by family. timothy was the one who clued me in to the fee break with green and delta though.

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 20:52:55 GMT

The Green is a great card- and so is the delta (as long they don't Ducky you)

You can have MR contribulte to SM's-

So me AF wise

Before-

Delta= 95

After

Delta 30

Green =95 + 30 AU (Yes- I billed my DW for this)

Blue Cash =0

SB Simply Cash =0

=125 =30 Au = $155

So the Green only cost me $60 more-

imducky wrote:

Badcreditguy wrote:

ducky your just full of knowledge your our in house amex rep lol

thanks, been called worse by family. timothy was the one who clued me in to the fee break with green and delta though.

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 20:58:01 GMT

Timothy wrote:
The Green is a great card- and so is the delta (as long they don't Ducky you)

so now i'm a verb? next thing you now it'll be on wikipedia!

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 21:00:02 GMT

I think I can buy a subscription to money to keep my points from expiring

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 21:01:24 GMT

Does the green card have benefits like upgrades at hotels or is that just the platinum?

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 21:16:59 GMT

It's not supposed too.

However- My DW got a free upgrade when traveling in Cali a few weeks ago-

IT does have the same international card replacement, waranty, etc protection as the Gold and plat.

Badcreditguy wrote:

Does the green card have benefits like upgrades at hotels or is that just the platinum?

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 21:40:36 GMT

so would you guys recommend staying with the delta card instead of doing a product change?

Re: Amex delta product change

Anonymous — Sun, 13 Apr 2008 21:43:53 GMT

if your worried about flying under thier radar, yes.