https://ficoforums.myfico.com/t5/Credit-Cards/How-longs-it-take-NFCU-to-hit-reports-AND/m-p/2466599#M701902 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/596414">@creditwatcher2012</a> wrote:<BR />I am balance transferring my 4k chase card to my new NFCU(0% for 80th anniversary) my until ovation should be less then 5% I then want to apply for a CSP, if I have to recon will the analyst see that I did a balance transfer and think negatively of that thus denying me credit?<HR /></BLOCKQUOTE><P>It should probably take about a week or so to hit your report. &nbsp;And since you are BT a card from Chase they will probably be able to see, something to the effect that a balance transfer was done, but I don't think that alone will hurt your chances.</P> Mon, 23 Sep 2013 23:29:25 GMT simi_go 2013-09-23T23:29:25Z https://ficoforums.myfico.com/t5/Credit-Cards/How-longs-it-take-NFCU-to-hit-reports-AND/m-p/2466587#M701901 I am balance transferring my 4k chase card to my new NFCU(0% for 80th anniversary) my until ovation should be less then 5% I then want to apply for a CSP, if I have to recon will the analyst see that I did a balance transfer and think negatively of that thus denying me credit? Mon, 23 Sep 2013 23:21:36 GMT https://ficoforums.myfico.com/t5/Credit-Cards/How-longs-it-take-NFCU-to-hit-reports-AND/m-p/2466587#M701901 creditwatcher2012 2013-09-23T23:21:36Z https://ficoforums.myfico.com/t5/Credit-Cards/How-longs-it-take-NFCU-to-hit-reports-AND/m-p/2466599#M701902 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/596414">@creditwatcher2012</a> wrote:<BR />I am balance transferring my 4k chase card to my new NFCU(0% for 80th anniversary) my until ovation should be less then 5% I then want to apply for a CSP, if I have to recon will the analyst see that I did a balance transfer and think negatively of that thus denying me credit?<HR /></BLOCKQUOTE><P>It should probably take about a week or so to hit your report. &nbsp;And since you are BT a card from Chase they will probably be able to see, something to the effect that a balance transfer was done, but I don't think that alone will hurt your chances.</P> Mon, 23 Sep 2013 23:29:25 GMT https://ficoforums.myfico.com/t5/Credit-Cards/How-longs-it-take-NFCU-to-hit-reports-AND/m-p/2466599#M701902 simi_go 2013-09-23T23:29:25Z https://ficoforums.myfico.com/t5/Credit-Cards/How-longs-it-take-NFCU-to-hit-reports-AND/m-p/2466611#M701907 Ok thanks, when you say a week to hit my report, does that mean in a week NFCU will update my report with a new trade line of 25k or a new trade like of 25k with x dollars as the balance, meaning will NFCU already update my CR as having a balance Mon, 23 Sep 2013 23:37:56 GMT https://ficoforums.myfico.com/t5/Credit-Cards/How-longs-it-take-NFCU-to-hit-reports-AND/m-p/2466611#M701907 creditwatcher2012 2013-09-23T23:37:56Z