topic Re: JP Morgan Ritz-Carlton? in Credit Cards

JP Morgan Ritz-Carlton?

Anonymous — Thu, 26 Sep 2013 14:19:55 GMT

I applied (and was instantly approved) for the JP Morgan Ritz-Carlton card yesterday. I didn't discover the 140K points offer until this morning. Is it possible to have the points applied retroactively? I called to inquire, and was informed that the account is still "being built", and that "they can connect my rewards account after". I'm not sure I HAVE a rewards account. I just want the double points. What information do I need to know for when I call back in a few days? What is the technical term for the F5BP code? How was it sent out to targeted members - via email, snail mail, etc?

And what's this "Garden" I keep reading about?

Re: JP Morgan Ritz-Carlton?

mark293 — Thu, 26 Sep 2013 14:20:14 GMT

I received mine yesterday, and yes, it is a brick. Applied in branch. 70k fee waived for a year. 140k, annual fee not waived.

Re: JP Morgan Ritz-Carlton?

Anonymous — Thu, 26 Sep 2013 15:11:51 GMT

The "garden" is going with HP's on your report. Growing credit lines via SP only. It is a way to boost your score and lead to successful apps in the future.

Re: JP Morgan Ritz-Carlton?

Anonymous — Thu, 26 Sep 2013 15:43:04 GMT

Aah, thanks. Any idea about rather or not I'll be able to get the 140K points instead of the 70K? My wife and I are planning a trip to Japan next year, and having the airfare be free would certainly be nice!

Re: JP Morgan Ritz-Carlton?

dilettante — Thu, 26 Sep 2013 15:45:06 GMT

Congrats to everyone on their new cards. It's one of my favorites.

@TeeJayHoward, yes you can ask for the better sign up bonus. Chase bumped my bonuses for Marriott and CSP after I received better targeted offers later. The CSR told me you have 3 months after you get the card to be eligible for better sign up bonus matching. You do need to set up a Ritz or Marriott Rewards account online. After you get the account set up, SM Chase and request to bump up your sign up bonus. Be prepared to give them codes, screenshots of better bonus deals. IME, if you call and request, they will say no but if you SM, they are more than willing to consider and actually do it. I believe the codes targeted were either mailed or was an offer that appeared on the Ritz members online accounts.

Re: JP Morgan Ritz-Carlton?

dilettante — Thu, 26 Sep 2013 20:00:50 GMT

Great suggestion for those seriously thinking of getting this card or trying it out for a year. I haven't seen as great of a sign up offers for this card in a long time.

For those who want to try to take advantage of the bonus after the fact, you can try calling but I personally got better results by SM than over the phone. My banker was the one who told me about the Chase bonus match offer, but when I called and asked, they said no, when my banker called, they said no. Then when he told me to SM (and even wrote the script for me), they replied that they were "delighted" to inform me that they would credit the additional bonus points. Like anything else it's a YMMV thing but worth a try.

Re: JP Morgan Ritz-Carlton?

Anonymous — Thu, 26 Sep 2013 20:59:39 GMT

When you say SM, are you referring to snail mail?

Re: JP Morgan Ritz-Carlton?

09Lexie — Thu, 26 Sep 2013 21:01:21 GMT

SM = secure message

Re: JP Morgan Ritz-Carlton?

Anonymous — Thu, 26 Sep 2013 21:30:01 GMT

I'm not familiar with secure message. Is this a chat program, an email, or some sort of messaging system through their web site?

Re: JP Morgan Ritz-Carlton?

Anonymous — Thu, 26 Sep 2013 21:44:58 GMT

@Anonymous wrote:
I'm not familiar with secure message. Is this a chat program, an email, or some sort of messaging system through their web site?

on the top right click on "secure message center"

click send a new message.

fill in the rest.

Re: JP Morgan Ritz-Carlton?

dilettante — Fri, 27 Sep 2013 00:00:20 GMT

@TeeJayHoward

Sorry for the late reply, had to go get dog food for my Golden. But I see you got the answers from the experts!

Just wanted to reiterate a few suggestions if you are going to secure message the request - have codes and screenshots ready just in case they ask. After they received my request, they asked me to email a scanned copy of the offer for the CSP but nothing for back up for the better Marriott offer. If you have a Ritz reward account, a lot of times, they do show targeted offers on your online page for their credit card and promotions. And if what the CSR told me on the phone is correct, you do have 3 months from applying to request the better bonus.

Re: JP Morgan Ritz-Carlton?

Anonymous — Fri, 27 Sep 2013 03:03:57 GMT

Is there a place online to find these offers if I have not been targetted for them myself?

Re: JP Morgan Ritz-Carlton?

dilettante — Fri, 27 Sep 2013 04:28:40 GMT

i haven't seen any images online, just read about the better bonus offer after I had gotten my Ritz card. I didn't ask for bonus matching for the Ritz because I didn't receive the targeted offer. i had switched my rewards account to Marriott a while ago so I only receive emails from Marriott and who knows, I may not have been their target market. Plus, I had received the additional points for Marriott and CSP and had alrealy had received bonus sign up points for the Marriott and later the Ritz card so I was more than okay with the amount of points I had already received.

The other thing you can try is to have your wife open a rewards account as well. My husband has his own Marriott Rewards account and I notice that he gets different offers for credit card bonuses as well as hotel promotions on his online account.

You can always just secure message them and maybe they won't ask for proof. It never hurts to try. Like I said previously, they didn't ask for any proof for the Marriott, just the CSP. Their wording for request of copies of the offer was "we couldn't locate the 50,000 point offer so please send..." and that may have been because the better CSP offer was for Private Clients.

Maybe others can give pointers based on their experiences?