topic Chase Marriott Rewards Premier Approval in Credit Cards

Chase Marriott Rewards Premier Approval

missjae — Fri, 27 Sep 2013 02:02:06 GMT

26 days ago, I applied for the Chase Marriott Rewards card. After a long wait due to an extended fraud alert, I found out they approved me!! I couldn't understand my limit, but I had been working with the EO. The rep said he would find out, overnight the cards to me, and let me know the limit.

I got my first Chase card in July. Apped for another card a few days later and was denied. Since then, I added more cards, but significantly reduced my utilization. I increased my AAoA by a month with a backdated Amex. Have no idea what my credit score is, but the last TU FICO from Walmart was 671 and the PESCU FICO (not sure which CRA it's from) was 691. I imagine lowering my utilization as much as I did gave me a good increase. At the time of approval, I had a current $400 something balance on my Chase Sapphire, but it's recent since the last statement. One of my cc's still reports a 50% balance even though it's 0 now. Also have 1 unpaid collection showing on 2 of 3 reports.

So excited that Chase gave me a second card!!

Re: Chase Marriott Rewards Approval

MsLadyRover — Thu, 26 Sep 2013 20:55:46 GMT

CONGRATS!

Re: Chase Marriott Rewards Approval

lnapier02 — Fri, 27 Sep 2013 00:22:16 GMT

Congrats, got the same feeling!!!!

Re: Chase Marriott Rewards Approval

myjourney — Fri, 27 Sep 2013 00:46:02 GMT

Congrats

Re: Chase Marriott Rewards Approval

missjae — Fri, 27 Sep 2013 02:01:17 GMT

Thank you!

Re: Chase Marriott Rewards Premier Approval

BearsAndTurtlesRtheBest — Fri, 27 Sep 2013 02:44:23 GMT

If not mistaken PESCU FICO is from Experian congrats on your approva!

Re: Chase Marriott Rewards Premier Approval

youngandcreditwrthy — Fri, 27 Sep 2013 03:41:06 GMT

Congrats! I can't wait to try for CSP and Slate after January!

Re: Chase Marriott Rewards Premier Approval

missjae — Fri, 27 Sep 2013 16:32:02 GMT

@BearsandTurtles, thank you. I had to login and see...I can never remember it off the top of my head.

@Young, thank you and good luck!!

Re: Chase Marriott Rewards Premier Approval

missjae — Fri, 27 Sep 2013 19:44:15 GMT

I finally learned my credit limit - $10,500. It's my first 5 digit credit limit! I can't wait to get that card in hand and break it in.

Re: Chase Marriott Rewards Premier Approval

09Lexie — Fri, 27 Sep 2013 19:45:53 GMT

Awesome! That's a nice starting CL...enjoy!

Re: Chase Marriott Rewards Premier Approval

red259 — Fri, 27 Sep 2013 19:59:50 GMT

Nice. Gratz on your new card!

Re: Chase Marriott Rewards Premier Approval

coterotie — Fri, 27 Sep 2013 20:19:33 GMT

I really want this Marriott card, which bureau did they pull?

Re: Chase Marriott Rewards Premier Approval

missjae — Fri, 27 Sep 2013 20:23:37 GMT

@coterotie wrote:
I really want this Marriott card, which bureau did they pull?

They originally double pulled both Transunion and Experian.

Thanks everyone, I am totally excited. I have the app itch and really need to garden.

Re: Chase Marriott Rewards Premier Approval

coterotie — Fri, 27 Sep 2013 20:26:51 GMT

Shoot everyone be pulling Experian lately. Hammered that score way down. Need someone to pull Equifax for a while.

@missjae wrote:
@coterotie wrote:
I really want this Marriott card, which bureau did they pull?

They originally double pulled both Transunion and Experian.

Thanks everyone, I am totally excited. I have the app itch and really need to garden.

Re: Chase Marriott Rewards Premier Approval

missjae — Fri, 27 Sep 2013 20:59:08 GMT

@coterotie wrote:
Shoot everyone be pulling Experian lately. Hammered that score way down. Need someone to pull Equifax for a while.

@missjae wrote:
@coterotie wrote:
I really want this Marriott card, which bureau did they pull?

They originally double pulled both Transunion and Experian.

Thanks everyone, I am totally excited. I have the app itch and really need to garden.

Alot have pulled TU for me, but Experian is next up after that. Equifax has barely any inq, so I applied for the Duck Card from Oregon Community CU last night. Alot of people had success with it. I think the underwriting is manual, so I will have to wait for a decision by mail. They are the only ones I could think of that pulled Equifax.

Re: Chase Marriott Rewards Premier Approval

youngandcreditwrthy — Fri, 27 Sep 2013 21:29:08 GMT

WOW!!!! That is a stellar limit indeed!!!!! Congrats again!!!!

Re: Chase Marriott Rewards Premier Approval

missjae — Fri, 27 Sep 2013 21:49:41 GMT

TY! I won't believe it till I see it in print. I couldn't have gotten here without all the great advice on here.