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    <title>topic Re: Back Dating? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473855#M704280</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/621098"&gt;@09Lexie&lt;/a&gt; wrote:&lt;BR /&gt;Exactly why I asked! Thought I was in a time machine. &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Oh it was done today because I was here earlier and no mention of it ........&lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;&lt;/P&gt;&lt;P&gt;OP we need to see you in the garden for a fitting and it won't be pretty either&amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
    <pubDate>Thu, 26 Sep 2013 23:45:38 GMT</pubDate>
    <dc:creator>myjourney</dc:creator>
    <dc:date>2013-09-26T23:45:38Z</dc:date>
    <item>
      <title>Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473713#M704227</link>
      <description>Does Chase offer back dating? Is Amex the only one who does that?</description>
      <pubDate>Thu, 26 Sep 2013 22:43:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473713#M704227</guid>
      <dc:creator>DigitalArk</dc:creator>
      <dc:date>2013-09-26T22:43:44Z</dc:date>
    </item>
    <item>
      <title>Re: Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473721#M704231</link>
      <description>&lt;P&gt;Amex is the only company that's doing the backdating...&amp;nbsp; as far as I know.&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 22:51:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473721#M704231</guid>
      <dc:creator>eddie84</dc:creator>
      <dc:date>2013-09-26T22:51:00Z</dc:date>
    </item>
    <item>
      <title>Re: Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473733#M704235</link>
      <description>Thanks!</description>
      <pubDate>Thu, 26 Sep 2013 22:57:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473733#M704235</guid>
      <dc:creator>DigitalArk</dc:creator>
      <dc:date>2013-09-26T22:57:30Z</dc:date>
    </item>
    <item>
      <title>Re: Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473749#M704242</link>
      <description>When did you app for the CSP?</description>
      <pubDate>Thu, 26 Sep 2013 23:06:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473749#M704242</guid>
      <dc:creator>09Lexie</dc:creator>
      <dc:date>2013-09-26T23:06:48Z</dc:date>
    </item>
    <item>
      <title>Re: Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473757#M704246</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/621098"&gt;@09Lexie&lt;/a&gt; wrote:&lt;BR /&gt;When did you app for the CSP?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Must be recently! &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Seeing that this post was made a few hours ago.......&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/725409"&gt;@DigitalArk&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I've heard that if you have Chase Freedom, it works better with CSP. Also, CSP have very good CS. I might apply for CSP next year. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 23:13:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473757#M704246</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-09-26T23:13:22Z</dc:date>
    </item>
    <item>
      <title>Re: Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473775#M704252</link>
      <description>Exactly why I asked! Thought I was in a time machine. &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;</description>
      <pubDate>Thu, 26 Sep 2013 23:16:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473775#M704252</guid>
      <dc:creator>09Lexie</dc:creator>
      <dc:date>2013-09-26T23:16:22Z</dc:date>
    </item>
    <item>
      <title>Re: Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473855#M704280</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/621098"&gt;@09Lexie&lt;/a&gt; wrote:&lt;BR /&gt;Exactly why I asked! Thought I was in a time machine. &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Oh it was done today because I was here earlier and no mention of it ........&lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;&lt;/P&gt;&lt;P&gt;OP we need to see you in the garden for a fitting and it won't be pretty either&amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 23:45:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473855#M704280</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-09-26T23:45:38Z</dc:date>
    </item>
    <item>
      <title>Re: Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473937#M704311</link>
      <description>&lt;P&gt;Speaking of AMEX and back-dating, so when is the optimal time around New Years 14' to apply and if someone applies at that time does it go back to January 2013? Not quite sure I understand the entrie concept.&lt;/P&gt;</description>
      <pubDate>Fri, 27 Sep 2013 00:12:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473937#M704311</guid>
      <dc:creator>Credit-hoarder</dc:creator>
      <dc:date>2013-09-27T00:12:58Z</dc:date>
    </item>
    <item>
      <title>Re: Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473955#M704317</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/740785"&gt;@Credit-hoarder&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Speaking of AMEX and back-dating, so when is the optimal time around New Years 14' to apply and if someone applies at that time does it go back to January 2013? Not quite sure I understand the entrie concept.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;For example your first Amex account was opened in 2000.&lt;/P&gt;&lt;P&gt;If you are to apply in Jan 2014, it will be backdated to Jan 2000.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 27 Sep 2013 00:17:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473955#M704317</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-09-27T00:17:50Z</dc:date>
    </item>
    <item>
      <title>Re: Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473985#M704327</link>
      <description>&lt;P&gt;So if you've never had an AMEX, the month and year you first apply in on your card?&lt;/P&gt;</description>
      <pubDate>Fri, 27 Sep 2013 00:24:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473985#M704327</guid>
      <dc:creator>Credit-hoarder</dc:creator>
      <dc:date>2013-09-27T00:24:21Z</dc:date>
    </item>
    <item>
      <title>Re: Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473991#M704330</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/740785"&gt;@Credit-hoarder&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;So if you've never had an AMEX, the month and year you first apply in on your card?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;If you have never had an Amex, there's no backdating for the first card.&amp;nbsp;&lt;/P&gt;&lt;P&gt;The account opening date will be the month and year you are approved.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However, future cards will be backdated to the year of the first card that was approved.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 27 Sep 2013 00:26:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2473991#M704330</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-09-27T00:26:39Z</dc:date>
    </item>
    <item>
      <title>Re: Back Dating?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2474191#M704405</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/725409"&gt;@DigitalArk&lt;/a&gt; wrote:&lt;BR /&gt;Thanks!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You're welcome. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 27 Sep 2013 01:48:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Back-Dating/m-p/2474191#M704405</guid>
      <dc:creator>eddie84</dc:creator>
      <dc:date>2013-09-27T01:48:32Z</dc:date>
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