topic Re: Amex Plat question in Credit Cards

Amex Plat question

Anonymous — Fri, 27 Sep 2013 03:01:19 GMT

Guys,

I have one big trip (nov) and few smaller ones next year and I want to PC to amex plat to get the travel perks. I have had my amex gold since 9/12. Would this be a HP for the upgrade? Would I be eligible for the 25k current bonus point offer? Or is that for new members only? So much conflicting info out there. Any help would be great..

Thanks..

Re: Amex Plat question

myjourney — Fri, 27 Sep 2013 03:05:33 GMT

@Anonymous wrote:
Guys,

I have one big trip (nov) and few smaller ones next year and I want to PC to amex plat to get the travel perks. I have had my amex gold since 9/12. Would this be a HP for the upgrade? Would I be eligible for the 25k current bonus point offer? Or is that for new members only? So much conflicting info out there. Any help would be great..

Thanks..

You can PC but chances of the bonus is slim unless you apply YMMV

Re: Amex Plat question

Anonymous — Fri, 27 Sep 2013 03:07:25 GMT

You can PC without a hard inquiry, however you are not eligible for the sign-up bonus.

Re: Amex Plat question

adavis425 — Fri, 27 Sep 2013 03:17:54 GMT

@Anonymous wrote:
Guys,

I have one big trip (nov) and few smaller ones next year and I want to PC to amex plat to get the travel perks. I have had my amex gold since 9/12. Would this be a HP for the upgrade? Would I be eligible for the 25k current bonus point offer? Or is that for new members only? So much conflicting info out there. Any help would be great..

Thanks..

No HP for the upgrade. I upgraded from Gold to Plat in May and received the bonus points promptly after my first purchase. I have read/heard the conflicting info as well, but my experience was positive. YEMV but go for it and good luck.

Re: Amex Plat question

Anonymous — Fri, 27 Sep 2013 04:03:41 GMT

Call and ask.

Sometimes they offer upgrade promo's.

Re: Amex Plat question

wHiTeSoL — Fri, 27 Sep 2013 04:07:02 GMT

@adavis425 wrote:
@Anonymous wrote:
Guys,

I have one big trip (nov) and few smaller ones next year and I want to PC to amex plat to get the travel perks. I have had my amex gold since 9/12. Would this be a HP for the upgrade? Would I be eligible for the 25k current bonus point offer? Or is that for new members only? So much conflicting info out there. Any help would be great..

Thanks..
No HP for the upgrade. I upgraded from Gold to Plat in May and received the bonus points promptly after my first purchase. I have read/heard the conflicting info as well, but my experience was positive. YEMV but go for it and good luck.

@I am never a fan of doing a PC for an AMEX card, because of backdating and depending on your credit profile you could be trading 1 HP for a LONG positive tradeline and a better chance @ the MR points.

Re: Amex Plat question

FinStar — Fri, 27 Sep 2013 04:07:23 GMT

@Anonymous wrote:
You can PC without a hard inquiry, however you are not eligible for the sign-up bonus.

You could ask but results will vary from some who may get the bonus. Typically, if you are a high spender on your current card, there may be some leeway, often times not.

Re: Amex Plat question

Anonymous — Fri, 27 Sep 2013 23:10:25 GMT

Thank You For the info.

I spend around 1500-2000 a month with Amex. I doubt this will impress them, but its not nothing. So consenus is no HP for PC, but the 25k promotion is YMMV. I think I might call.

Re: Amex Plat question

SuperKirby — Fri, 27 Sep 2013 23:11:26 GMT

OP, i love your hot sauce!