topic Re: FYI BOA Better Balance Rewards Card in Credit Cards

FYI BOA Better Balance Rewards Card

UFGuy2006 — Sat, 28 Sep 2013 17:31:40 GMT

Converted my Cash Rewards Visa Signature card to the Better Balance rewards card a few weeks ago and noticed it was converted to a Platinum Plus Visa card. Inquired today for the hell of it to see whether there is a Visa Signature version of the Better Balance Rewards card. The online rep confirmed yep and my new Visa Signature card should be arriving in the next 2 to 4 weeks! Just wanted to update the group!

Re: FYI BOA Better Balance Rewards Card

azguy13 — Sat, 28 Sep 2013 17:37:52 GMT

@UFGuy2006 wrote:
Converted my Cash Rewards Visa Signature card to the Better Balance rewards card a few weeks ago and noticed it was converted to a Platinum Plus Visa card. Inquired today for the hell of it to see whether there is a Visa Signature version of the Better Balance Rewards card. The online rep confirmed yep and my new Visa Signature card should be arriving in the next 2 to 4 weeks! Just wanted to update the group!

Awesome. The power of asking, lol

Re: FYI BOA Better Balance Rewards Card

BearsAndTurtlesRtheBest — Sat, 28 Sep 2013 19:36:56 GMT

best of all they are gonna report the limit!

Re: FYI BOA Better Balance Rewards Card

myjourney — Sun, 29 Sep 2013 02:41:33 GMT

Congrats WTG

Re: FYI BOA Better Balance Rewards Card

youngandcreditwrthy — Sun, 29 Sep 2013 03:29:11 GMT

Nice!!!!! Congrats! Much easier than getting Chase to change to a Visa Siggy!

Re: FYI BOA Better Balance Rewards Card

eddie84 — Sun, 29 Sep 2013 03:54:43 GMT

Yah, good to know since I also have that card. Thanks for the info.

Re: FYI BOA Better Balance Rewards Card

lenz99 — Sun, 29 Sep 2013 04:16:13 GMT

There is no signature version of this card. I've done the same few months ago, approved by the online agent but later received a letter that the request can't be completed.

Re: FYI BOA Better Balance Rewards Card

toi34 — Sun, 29 Sep 2013 05:40:05 GMT

The Better Balance Reward card is a goal, but the pre-approval indicator keeps coming back with "...we do not have a pre-approval offer for you...blah, blah, blah"

...anyone know what the criterion is? Fico? AAoA? Baddies?

Re: FYI BOA Better Balance Rewards Card

KIPPIE12 — Sun, 29 Sep 2013 11:58:12 GMT

FYI, you can also convert to WMC version, and it still will report CL. I converted mine, and it's still reporting on all 3

Re: FYI BOA Better Balance Rewards Card

navigatethis12 — Sun, 29 Sep 2013 12:18:11 GMT

@toi34 wrote:
The Better Balance Reward card is a goal, but the pre-approval indicator keeps coming back with "...we do not have a pre-approval offer for you...blah, blah, blah"

...anyone know what the criterion is? Fico? AAoA? Baddies?

You shouldn't always base what you qualify for off of preapproval sections on the banks website. Bank of America doesn't even do a soft pull, they just give you a card to apply for. Chase never has preapprovals for me but they never deny me.

Re: FYI BOA Better Balance Rewards Card

youngandcreditwrthy — Sun, 29 Sep 2013 13:48:52 GMT

I NEVER get pre approvals for cards I want...
All the subprimes hound me constantly though lol...but I never app for them.

Re: FYI BOA Better Balance Rewards Card

UFGuy2006 — Sun, 29 Sep 2013 15:01:28 GMT

@lenz99 wrote:
There is no signature version of this card. I've done the same few months ago, approved by the online agent but later received a letter that the request can't be completed.

Interesting... well I guess we will see. I know I was expecting for it to convert to a MC but when I saw a the Platinum Plus version I was a bit surprised. I guess anything is possible!