topic Re: So I hit the Walmart Increase Button in Credit Cards

So I hit the Walmart Increase Button

Anonymous — Sun, 29 Sep 2013 13:35:20 GMT

I haven't used my Walmart Discover card in over three months and decided to hit the increase button out of curiosity and to my surprise went from 1,800 to 4,300. Do I dare try and hit it again to see what happens? I'm thinking my new Mortgage might have something to do with the big increase but maybe I'm wrong.

Re: So I hit the Walmart Increase Button

Anonymous — Sun, 29 Sep 2013 13:54:27 GMT

@Anonymous wrote:
I haven't used my Walmart Discover card in over three months and decided to hit the increase button out of curiosity and to my surprise went from 1,800 to 4,300. Do I dare try and hit it again to see what happens? I'm thinking my new Mortgage might have something to do with the big increase but maybe I'm wrong.

GE's systems tend to give you the maximum allowable limit increase based on the income that you state in the request. For more, you'll probably have to call in and speak to a CSR.

Re: So I hit the Walmart Increase Button

thelethargicage — Sun, 29 Sep 2013 15:51:32 GMT

@Elcid89: does that statement apply to CareCredit accounts as well?

Re: So I hit the Walmart Increase Button

missjae — Sun, 29 Sep 2013 15:58:05 GMT

Nice increase. Congrats.

Re: So I hit the Walmart Increase Button

Anonymous — Sun, 29 Sep 2013 15:59:16 GMT

@thelethargicage wrote:
@Anonymous: does that statement apply to CareCredit accounts as well?

I don't have a CareCredit account, but to my knowledge you have to call in to their automated number and process a CLI through that. There is no luv button on the CC website, and AFAIK you have to specify a requested increase amount for Carecredit in addition to stating income.

I would imagine that the underlying system logic works the same though. It will have identified a threshhold which you are eligible to increase to, and will automatically give you that upon request if you are eligible. AFAIK it is still a SP or works off of the last SP that GECRB has pulled for you.

For that one, I would just request a 100% increase and see what it does. Worst case it denies and you are no worse off than you were before you asked. It may counter or give you the opportunity to transfer to a person for further review.

Re: So I hit the Walmart Increase Button

azguy13 — Sun, 29 Sep 2013 16:02:38 GMT

Fantastic CLI, congrats

Re: So I hit the Walmart Increase Button

Irisa — Sun, 29 Sep 2013 16:10:30 GMT

That's a nice CLI. Congrats

Re: So I hit the Walmart Increase Button

Anonymous — Sun, 29 Sep 2013 17:18:48 GMT

Thanks everyone! I went to Walmart and bought some stuff today to show my appreciation. I needed dog food anyways lol.

Re: So I hit the Walmart Increase Button

myjourney — Sun, 29 Sep 2013 17:35:26 GMT

Congrats nice bump

Got to luv GE when it comes to CLI's

Wooo Hooo

Re: So I hit the Walmart Increase Button

resilient — Sun, 29 Sep 2013 17:59:00 GMT

I think it's time I tried my luck....

Re: So I hit the Walmart Increase Button

resilient — Sun, 29 Sep 2013 18:05:58 GMT

Too soon.....oh well.

Re: So I hit the Walmart Increase Button

FinStar — Sun, 29 Sep 2013 19:36:45 GMT

@Anonymous wrote:
@thelethargicage wrote:
@Anonymous: does that statement apply to CareCredit accounts as well?
I don't have a CareCredit account, but to my knowledge you have to call in to their automated number and process a CLI through that. There is no luv button on the CC website, and AFAIK you have to specify a requested increase amount for Carecredit in addition to stating income.

I would imagine that the underlying system logic works the same though. It will have identified a threshhold which you are eligible to increase to, and will automatically give you that upon request if you are eligible. AFAIK it is still a SP or works off of the last SP that GECRB has pulled for you.

For that one, I would just request a 100% increase and see what it does. Worst case it denies and you are no worse off than you were before you asked. It may counter or give you the opportunity to transfer to a person for further review.

@Anonymous - just for clarification, CareCredit requests for CLIs are not SPs.

Re: So I hit the Walmart Increase Button

09Lexie — Sun, 29 Sep 2013 20:33:35 GMT

Very nice CLI!

@FinStar is correct, CareCredit is usually a HP

Re: So I hit the Walmart Increase Button

Anonymous — Mon, 30 Sep 2013 03:50:14 GMT

ok, my bad. Thanks for clarifying!