topic Re: I rejected Amex CLI in Credit Cards

I rejected Amex CLI

HenryJumbo — Wed, 02 Oct 2013 00:43:11 GMT

So today I applied for a CLI, I had a successful CLI after my first 61 days and decided I will apply for another 6 months later. Currently I have a $5,000 credit limit with Amex and tried to up it to 15k by calling the automated system. I was counter offered for 12k. I rejected the counter offer, when I should of probably have took it. My question is when will I be able to request a CLI? Do I have to wait another 6 months

Thanks

Re: I rejected Amex CLI

Anonymous — Wed, 02 Oct 2013 00:46:27 GMT

Why did you decline?

Re: I rejected Amex CLI

HenryJumbo — Wed, 02 Oct 2013 00:47:09 GMT

Got greedy

Re: I rejected Amex CLI

Creditaddict — Wed, 02 Oct 2013 00:51:38 GMT

The whole point of a counter is that you get something (in your case A LOT of what you asked for) and Amex is one of the rare that you can get these SOFT PULL CLI and I think as much as Amex AA are over done here... so is this 3x CLI... it's still a gift and it's not a set in stone that you get 3x... Amex just lays out the policy better than most that you can request UP TO 3x and I don't know what idea flashed through your mind that $5k was better than $12k since you didn't get your $15k?

Re: I rejected Amex CLI

FinStar — Wed, 02 Oct 2013 00:51:39 GMT

Should've taken the counter offer IMO. Sometimes being overzealous doesn't pay (no pun intended). At least the CLI was not declined.

Re: I rejected Amex CLI

HenryJumbo — Wed, 02 Oct 2013 01:00:39 GMT

Where does this leave me in terms of applying for a future CLI? Do I start counting 6 months from today? Or can I try again tomorrow? I mean I wasn't denied a CLI, I just rejected it.

Re: I rejected Amex CLI

Anonymous — Wed, 02 Oct 2013 01:01:57 GMT

Might as well try it right now. You will be denied based on ineligbility if you have to wait the 6 months from your denial. Give it a shot now and let us now what happens.

Re: I rejected Amex CLI

youngandcreditwrthy — Wed, 02 Oct 2013 01:01:59 GMT

Go online and re-request it. I think it will come back with the same answer.

Re: I rejected Amex CLI

09Lexie — Wed, 02 Oct 2013 01:02:56 GMT

Hopefully, they won't counter with a lower amount.

Re: I rejected Amex CLI

Anonymous — Wed, 02 Oct 2013 01:04:04 GMT

Request the 15k again and hopefully they will offer 12k.

Re: I rejected Amex CLI

HenryJumbo — Wed, 02 Oct 2013 01:15:47 GMT

Okay I phoned in another CLI request and was approved for the same counter offer!!! I love you Amex

Re: I rejected Amex CLI

09Lexie — Wed, 02 Oct 2013 01:16:58 GMT

Congratulations. Lesson learned accept the counter-always.

Re: I rejected Amex CLI

FinStar — Wed, 02 Oct 2013 01:17:46 GMT

@09Lexie wrote:
Congratulations. Lesson learned accept the counter-always.

Re: I rejected Amex CLI

HenryJumbo — Wed, 02 Oct 2013 01:22:47 GMT

I'm glad Amex didn't make me wait 6 months to request another CLI. I'm assuming the second request is a sp as was the first.

Re: I rejected Amex CLI

09Lexie — Wed, 02 Oct 2013 01:24:09 GMT

Yes..

Re: I rejected Amex CLI

youngandcreditwrthy — Wed, 02 Oct 2013 20:26:07 GMT

Congrats!

Re: I rejected Amex CLI

Anonymous — Wed, 02 Oct 2013 20:46:51 GMT

Glad it worked out for you.

Re: I rejected Amex CLI

heyitsyeh — Wed, 02 Oct 2013 21:52:25 GMT

Has anyone ever tried countering a counter?

Re: I rejected Amex CLI

missjae — Wed, 02 Oct 2013 22:11:59 GMT

@heyitsyeh wrote:
Has anyone ever tried countering a counter?

lol

@OP, congrats on the CLI. Glad you didn't have to wait to get the 12k offer again.