topic Citi BB CLI hard or soft? in Credit Cards

Citi BB CLI hard or soft?

Kratos-TM — Wed, 02 Oct 2013 17:00:33 GMT

Those with the Citi Best Buy, is a credit limit increase request a hard pull or soft?

Re: Citi BB CLI hard or soft?

Maldanado — Wed, 02 Oct 2013 17:02:16 GMT

They told me it would be hard. They also said that the card would have to be at least 12 months old before requesting a CLI.

Re: Citi BB CLI hard or soft?

Kratos-TM — Wed, 02 Oct 2013 17:27:05 GMT

Thanks. I'll be 12 months in 9 days. But HP....no thanks.

Re: Citi BB CLI hard or soft?

Anonymous — Wed, 02 Oct 2013 17:45:32 GMT

I can confirm it was a hard inquiry. I called them up when they took over for Cap One. Every time I asked for a CLI from Cap One for BB it came back with "you have reached the limit for this type of account" . Pulled the the trigger with Citi and was able to double the limit from 750 to 1500. It was worth it for me but going to be gardening after that.

Re: Citi BB CLI hard or soft?

Anonymous — Wed, 02 Oct 2013 20:49:40 GMT

Mine was a sp and I requested a cli from 1940 to 8k and was approved

Re: Citi BB CLI hard or soft?

missjae — Wed, 02 Oct 2013 21:59:21 GMT

For a lot of Citi cards, they will do a HP although some people are able to get SP's. I think if you call they can tell you what it may be.

Re: Citi BB CLI hard or soft?

Kratos-TM — Thu, 03 Oct 2013 04:21:07 GMT

Hmmm.....mixed results. Since I don't want a HP right now, gottta play it safe and not attempt.

Re: Citi BB CLI hard or soft?

FinStar — Thu, 03 Oct 2013 05:28:01 GMT

@jarroldharrell1 wrote:
Hmmm.....mixed results. Since I don't want a HP right now, gottta play it safe and not attempt.

Good call if you want to save the HP for something else. Otherwise, it's Russian roulette at best with Citi.