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    <title>topic Re: Thanks everyone in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thanks-everyone/m-p/2496197#M712548</link>
    <description>&lt;P&gt;Congrats on your journey and I am happy that things are working out for you. we are all a family here!&lt;/P&gt;</description>
    <pubDate>Sun, 06 Oct 2013 03:23:15 GMT</pubDate>
    <dc:creator>JMills</dc:creator>
    <dc:date>2013-10-06T03:23:15Z</dc:date>
    <item>
      <title>Thanks everyone</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thanks-everyone/m-p/2495453#M712261</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have been lurking around these forums for a few months and just want to thank everyone.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I went through a bad divorce and it hit my credit hard.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Cap One gave me a Credit steps card back in March with a CL of 1000, last in August the "stepped" it to 4K. I was in shock. When I applied I did not check but in May when I had to move to a new rental my credit was at 583 with EQ. I never let my UL on the cap one card over 20% most of the time PIF. The 0% is up in a few months.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;I was feeling like I should try Barclays back in June and the turned me down. &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;I have been working some PFDs and GWs and got a few things off and over the last month I have been applying for a few things and I have been more than happy with the results.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;1) Walmart $500&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;2) Amazon store card $400&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;3) Chase Amazon $500&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;4) Barclays rewards (just approved yesterday) $1500.00 !!!!!&amp;nbsp;&lt;SPAN&gt;I was not going to apply to Barclays again but I check there pre approval link and it told me I was pre-approved.&amp;nbsp;&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;I have been using the Amazon Chase card heavily and making payments weekly if not more and always paying in full. I did not know what day the first statement was going to cut, so it when it did it was on the high side (350) but it was PIF the next day. I hope they will see I am good user that needs a higher CL. I will keep trying that for the next 6 months.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;Needless&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;to&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;say&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;I&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;am&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;running&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;to&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;the&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;garden&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;and&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;keeping&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;up&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;the&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;PFD&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;and&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;GW&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;for&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;the&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;last&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;few&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;baddies&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;. &lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;I&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;am&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;also&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;on&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;the&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;7th&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;month&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;of&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;my&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;student&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;loan&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;rehab&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;, &lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;only&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;two&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;more&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;payments&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;left&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt; (&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;I&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;called&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;ECMC&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;and&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;they&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;said&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;the&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;loans&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;are&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;getting&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;picked&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;up&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;quiclkly&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;). &lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;When&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;that&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;gets&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;worked&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;out&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;most&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;of&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;my&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;baddies&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;will&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;fall&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;off&lt;/SPAN&gt;&lt;SPAN style="background-color: #ffffff;"&gt;.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;Thanks for all the good info that has been posted to this site and all of the wonderful people that are always eager to help, I feel like I am turning the corner.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;I am currently at a 610 CS or there abouts accross the boards.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;Again thank you everyone.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="background-color: #ffffff;"&gt;And yes I am off to the Garden &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 05 Oct 2013 21:53:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thanks-everyone/m-p/2495453#M712261</guid>
      <dc:creator>aspen12777</dc:creator>
      <dc:date>2013-10-05T21:53:40Z</dc:date>
    </item>
    <item>
      <title>Re: Thanks everyone</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thanks-everyone/m-p/2495683#M712338</link>
      <description>&lt;P&gt;Congrats on your journey.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 06 Oct 2013 00:27:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thanks-everyone/m-p/2495683#M712338</guid>
      <dc:creator>coldnmn</dc:creator>
      <dc:date>2013-10-06T00:27:23Z</dc:date>
    </item>
    <item>
      <title>Re: Thanks everyone</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thanks-everyone/m-p/2496165#M712536</link>
      <description>&lt;P&gt;Congarts&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 06 Oct 2013 03:14:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thanks-everyone/m-p/2496165#M712536</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-10-06T03:14:51Z</dc:date>
    </item>
    <item>
      <title>Re: Thanks everyone</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thanks-everyone/m-p/2496195#M712547</link>
      <description>Congrats!!!! Good approvals!</description>
      <pubDate>Sun, 06 Oct 2013 03:23:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thanks-everyone/m-p/2496195#M712547</guid>
      <dc:creator>youngandcreditwrthy</dc:creator>
      <dc:date>2013-10-06T03:23:01Z</dc:date>
    </item>
    <item>
      <title>Re: Thanks everyone</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thanks-everyone/m-p/2496197#M712548</link>
      <description>&lt;P&gt;Congrats on your journey and I am happy that things are working out for you. we are all a family here!&lt;/P&gt;</description>
      <pubDate>Sun, 06 Oct 2013 03:23:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thanks-everyone/m-p/2496197#M712548</guid>
      <dc:creator>JMills</dc:creator>
      <dc:date>2013-10-06T03:23:15Z</dc:date>
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