topic Re: If u have a Cap1 CC, what is your APR? in Credit Cards

If u have a Cap1 CC, what is your APR?

L-TWT — Sat, 12 Oct 2013 23:29:38 GMT

My 0% intro APR ends this month, and my APR will go to 16.99%. What your lowest APR that you currently have on your Cap1 CC?

I would like to lower my APR down to 10.99% via EO. Has any1 contacted the EO and received a nice APR reduction?

Re: If u have a Cap1 CC, what is your APR?

09Lexie — Sat, 12 Oct 2013 23:39:19 GMT

My DHs is 14.99% not low at all IMO

Re: If u have a Cap1 CC, what is your APR?

SnackTrader — Sat, 12 Oct 2013 23:40:30 GMT

What kind of balance are you looking at on that card as your 0% expires?

Re: If u have a Cap1 CC, what is your APR?

L-TWT — Sat, 12 Oct 2013 23:45:01 GMT

@SnackTrader wrote:
What kind of balance are you looking at on that card as your 0% expires?

That depends, it will either be ZERO

or 1/2 of my statement balance of 5K

Re: If u have a Cap1 CC, what is your APR?

SnackTrader — Sat, 12 Oct 2013 23:54:19 GMT

That's unfortunate!

My APR is 20.9% - good luck on getting rid of those balances. This is why 0% is so dangerous.

Re: If u have a Cap1 CC, what is your APR?

missjae — Sun, 13 Oct 2013 00:25:06 GMT

Mine is in the 20%'s...too high to even think of carrying a balance on it. Maybe I should have requested an APR reduction.....

Re: If u have a Cap1 CC, what is your APR?

JustWill — Sun, 13 Oct 2013 00:25:11 GMT

Mine is at 12%

Re: If u have a Cap1 CC, what is your APR?

MoreRewards — Sun, 13 Oct 2013 00:37:37 GMT

It's my highest at 22.9% YUCK!

Re: If u have a Cap1 CC, what is your APR?

Kenny — Sun, 13 Oct 2013 00:45:35 GMT

13.9 and 24.9 (that last one is the sony card.. yuck.)

Re: If u have a Cap1 CC, what is your APR?

Boragard — Sun, 13 Oct 2013 00:47:49 GMT

Sony card is 19.9%

Quicksilverone is 22.9%

Re: If u have a Cap1 CC, what is your APR?

Roarmeister — Sun, 13 Oct 2013 00:57:28 GMT

5.99% for 3 years then prime + 3.99% thereafter. BTs are no fee + 5.99%.

Re: If u have a Cap1 CC, what is your APR?

L-TWT — Sun, 13 Oct 2013 01:03:35 GMT

NICE!!

But do u reside in Canada?

Re: If u have a Cap1 CC, what is your APR?

SisterGirl — Sun, 13 Oct 2013 01:35:29 GMT

I've carried their platinum Visa since 1999 & 8.4 APR on purchases, cash advances (NEVER done one), and no-fee balance transfers at same rate. Capital One has been nothing more than great over the years & I'm very pleased.

SisterGirl

Re: If u have a Cap1 CC, what is your APR?

L-TWT — Sun, 13 Oct 2013 01:52:02 GMT

Was your acct opened initially with 8.4% APR, or was it reduced over time?

Re: If u have a Cap1 CC, what is your APR?

CreditJim — Sun, 13 Oct 2013 02:48:14 GMT

My Quicksilver is 5.9%. It started out 5 years ago as a $300 limit Platinum Mastercard.

Re: If u have a Cap1 CC, what is your APR?

Scott90 — Sun, 13 Oct 2013 02:53:12 GMT

4% thanks to service member civil relief act. Love it!

Re: If u have a Cap1 CC, what is your APR?

SisterGirl — Sun, 13 Oct 2013 03:07:05 GMT

@L-TWT wrote:
Was your acct opened initially with 8.4% APR, or was it reduced over time?

It was opened that way & never changed over the years....and I've never had an annual fee !

SisterGirl

Re: If u have a Cap1 CC, what is your APR?

sunkissed — Sun, 13 Oct 2013 11:51:56 GMT

Mine is 13.99%.

Re: If u have a Cap1 CC, what is your APR?

Anonymous — Sun, 13 Oct 2013 12:51:52 GMT

19.8%!

Re: If u have a Cap1 CC, what is your APR?

Anonymous — Sun, 13 Oct 2013 13:14:52 GMT

8.9% for me. Why? Have no idea. I dont have excellent credit and never requested an apr reduction.