topic Re: USAA ROCKS.......... in Credit Cards

USAA ROCKS..........

knoxman — Wed, 16 Oct 2013 08:07:31 GMT

I recently went on an app spree that added 7 new accounts. The highest limit accounts were Best Buy and Barclays at 2k each. I did get a USAA visa with only a lowly 1k limit. The new accounts did dramatically reduce my utilization which resulted in a net 20 point gain in my EQ fico which as of today is 681. I logged into my USAA account and noticed I had an offer for the USAA rewards Amex @ 16.90 and 0% til may 2015. I thought what the heck, whats one more inquiry, right? Put down my phone and walked away while it processed. Came back and was pleasantly surprised to see it was approved. As i read the approval I nearly dropped my phone when I saw the $7000 credit limit. My current high non store card is a the new barclays apple card. USAA is AWESOME!

Re: USAA ROCKS..........

DigitalArk — Wed, 16 Oct 2013 08:27:48 GMT

Congrats! Guard it well, it will grow with you.

Re: USAA ROCKS..........

knoxman — Wed, 16 Oct 2013 16:05:53 GMT

Thanks.... I can finally say good bye to my two cap 1 cards with AF. Off to the garden for a very long time.

Re: USAA ROCKS..........

lhcole77 — Wed, 16 Oct 2013 16:09:49 GMT

@knoxman wrote:
@I recently went on an app spree that added 7 new accounts. The highest limit accounts were Best Buy and Barclays at 2k each. I did get a USAA visa with only a lowly 1k limit. The new accounts did dramatically reduce my utilization which resulted in a net 20 point gain in my EQ fico which as of today is 681. I logged into my USAA account and noticed I had an offer for the USAA rewards Amex @ 16.90 and 0% til may 2015. I thought what the heck, whats one more inquiry, right? Put down my phone and walked away while it processed. Came back and was pleasantly surprised to see it was approved. As i read the approval I nearly dropped my phone when I saw the $7000 credit limit. My current high non store card is a the new barclays apple card. USAA is AWESOME!

YAY! Congrats. That is so awesome.

Are you a full or limited member?

Re: USAA ROCKS..........

Kenny — Wed, 16 Oct 2013 16:10:56 GMT

@knoxman wrote:
@I recently went on an app spree that added 7 new accounts. The highest limit accounts were Best Buy and Barclays at 2k each. I did get a USAA visa with only a lowly 1k limit. The new accounts did dramatically reduce my utilization which resulted in a net 20 point gain in my EQ fico which as of today is 681. I logged into my USAA account and noticed I had an offer for the USAA rewards Amex @ 16.90 and 0% til may 2015. I thought what the heck, whats one more inquiry, right? Put down my phone and walked away while it processed. Came back and was pleasantly surprised to see it was approved. As i read the approval I nearly dropped my phone when I saw the $7000 credit limit. My current high non store card is a the new barclays apple card. USAA is AWESOME!

I'm shocked.. they gave me a big fat NO the last time I applied with them.. Guess I think my credit is better than they do.

But my inquiries are roughest on EQ.

CONGRATS!

Re: USAA ROCKS..........

knoxman — Wed, 16 Oct 2013 16:55:40 GMT

Full member. I have had my auto insurance with them fir about a year.

Re: USAA ROCKS..........

Kenny — Thu, 17 Oct 2013 01:46:15 GMT

@knoxman wrote:
Full member. I have had my auto insurance with them fir about a year.

Wonder if that factors in for them...??

Re: USAA ROCKS..........

mgs2010 — Thu, 17 Oct 2013 01:51:00 GMT

Congrats! I love USAA as well. I have 3 cards with them - they're my favorite next to Navy Federal.

Re: USAA ROCKS..........

brindle26 — Fri, 20 Dec 2013 12:04:44 GMT

How long does it take before a new card is reported by USAA?

Re: USAA ROCKS..........

coldnmn — Fri, 20 Dec 2013 14:46:04 GMT

Congrats! Thanks for sharing.