topic Amex platinum. in Credit Cards

Amex platinum.

Anonymous — Thu, 17 Oct 2013 16:55:10 GMT

I was wondering if I would be approved for an Amex Platinum. I already have the Amex SPG and the Green card but I want the MB platinum instead of the Green. I'm not eligible for an green card upgrade since I just received it in august. If I apply for the MB platinum do you think I will be approved. That way I can just cancel the green card if approved. Thanks

Re: Amex platinum.

parakleet — Thu, 17 Oct 2013 16:59:18 GMT

No one is going to give you any informed opinion in the information you have provided - which isn't much. Since you already have Amex TLs, if you're denied, it won't be a HP. As for approval, it's hard to say without more information. What's your current UTL, aaoa, UTL, number of inqs, age of current Amex CCs, etc.

Re: Amex platinum.

koalablue — Thu, 17 Oct 2013 17:15:13 GMT

Like parakleet said, we'd need a bit more info. However, since you've been approved for the SPG and the Green, I'd say you have a good shot at the Plat. The requirements are pretty much the same for all their charge cards. Can't hurt to try since its a SP if declined.

Re: Amex platinum.

iwazl71 — Thu, 17 Oct 2013 17:24:59 GMT

Yeah, you should not have a problem if you are a current cardholder. I got my MB platinum about 2 months ago. I had PRG, hilton, and BCE already. all four within the last 8 months with 28 EX inq and still got it. My EX FICO is around the 750 so YMMV. btw, the 50k MR points hit right after I met the 3k spend.

Re: Amex platinum.

Anonymous — Thu, 17 Oct 2013 17:30:10 GMT

My UTL is 0%. I pay all cards off in full each month. Aaoa is 3.5 years, 7 inquiries. I'm only 22 so I didn't know if that would play a big part in it.

Re: Amex platinum.

Anonymous — Thu, 17 Oct 2013 17:32:09 GMT

Great. I think I'll get great use out of it since I travel a lot. But I didn't want to be declined since I just received my green and SPG cards from them