topic Re: Question for all you NFCU experts. in Credit Cards

Question for all you NFCU experts.

brcamacho — Thu, 17 Oct 2013 19:00:21 GMT

After hearing so many good things about them and getting myself on the road to responsible credit use. I would really like to become a member. The only military association I have is both of my Grand fathers were in the Army. Sadly bolth of them are no longer with us. Am i still able to join or did I miss out.

Thanks

Re: Question for all you NFCU experts.

simi_go — Thu, 17 Oct 2013 19:14:20 GMT

If either of them were memebers you are good to go, otherwise they would have had to retire from the military and it is a much tougher journey that way since they are no longer here.

Re: Question for all you NFCU experts.

brcamacho — Thu, 17 Oct 2013 19:37:33 GMT

My brother in Law is active Army but he is not a member, so im not sure that helps me either?

Re: Question for all you NFCU experts.

Creditaddict — Thu, 17 Oct 2013 19:54:47 GMT

you could call in and talk to a rep about your grandfathers being in before they died... many posts on here state that over the phone the reps will open the account OR have your brother in law join and then your sibling join from him and then you can join!

They should join anyway, who doesn't want a fab credit union around giving out great rate loans and credit cards!

Re: Question for all you NFCU experts.

Duncanrr — Thu, 17 Oct 2013 20:14:20 GMT

***Cough cough*****

ROOMMATE

**Cough***

Re: Question for all you NFCU experts.

theBeardedNerd — Thu, 17 Oct 2013 20:42:57 GMT

@brcamacho wrote:
My brother in Law is active Army but he is not a member, so im not sure that helps me either?

Since your brother in law is active Army, just ask him to join and then have your sister to join. That way you can join. You just have to prove to NFCU your relationship with your brother in law.

Re: Question for all you NFCU experts.

martinkk — Thu, 17 Oct 2013 20:54:18 GMT

I joined through my father who was deceased at the time I joined. He was never a member that I know of. I did not have his SSN. I called and they looked him up by name and DOB, I guess. I have been a member for about a year now.

Re: Question for all you NFCU experts.

brcamacho — Thu, 17 Oct 2013 21:55:35 GMT

I will give them a call after work and see what they say. My brother in law is deployed at the moment so if all else fails i can join next year.

Re: Question for all you NFCU experts.

brcamacho — Fri, 18 Oct 2013 16:11:59 GMT

Well i called and no luck. I guess i will have to wait until my brother in law gets back.

Re: Question for all you NFCU experts.

fishbjc — Fri, 18 Oct 2013 17:32:49 GMT

it's worth the wait!

Re: Question for all you NFCU experts.

DigitalArk — Sun, 20 Oct 2013 18:49:35 GMT

@brcamacho

Your brother-in-law does NOT need to be a member and you are qualified through him as siblings. You do NOT need to have your sister join first, either. You are also qualified through your grandfathers as well even though they were NOT members and already passed away. This info is verified by one of their CR's manager. You just need to keep calling their customer service hot line till you talk to the right person who knows their policies well.

Re: Question for all you NFCU experts.

09Lexie — Sun, 20 Oct 2013 17:54:04 GMT

A brother-in-law is not considered a sibling.

Re: Question for all you NFCU experts.

Anonymous — Sun, 20 Oct 2013 18:12:53 GMT

Lexie is correct. OP can have his sister join. Since she is the wife to the brother-in-law who is active duty, then she is eligible to join WITHOUT the BIL being member. OP can then join after his sister is a member because her siblings will be eligible to join based on her membership. The active duty spouse does not need to join. He just needs to be eligible to join, but the sister has to be a member, so OP can join. No need to wait for the BIL to get back home.

So OP, call your sister! She will need to know her husband's last 4 SSN, DOB, service branch, his rank and grade. It's just to verify that the husband is actually a service member.

Re: Question for all you NFCU experts.

DigitalArk — Sun, 20 Oct 2013 18:53:00 GMT

It was from their manager who told me the in-law siblings were considered siblings. The matter is some reps let you skip the middle person step, some don't. In the end, you are qualified anyway. If NFCU wants to have more ppl to join, it seems like that is the case, then they will not let you skip the middle person step.

I joined through my sis-in-law without her or my wife being members.

Re: Question for all you NFCU experts.

09Lexie — Sun, 20 Oct 2013 19:05:16 GMT

@DigitalArk

Then you were lucky. When or if security reviews your account for eligibility, your accounts will be frozen and proof of eligibility will be required. In laws, cousins, etc are not immediate family members.

Re: Question for all you NFCU experts.

Anonymous — Sun, 20 Oct 2013 19:20:17 GMT

DigitalArk, I believe you lucked out. Unfortunately, conflicting info on eligibility does happen with NFCU reps especially on the branch level.

DH has some business at Great Lakes this week and I'll be tagging along. I'll stop in the one NFCU branch around while up there and ask about eligibility just to see what kind of response I get for data purposes... I'm mainly going so I can ask if they have any "I Love NFCU" t-shirts I can wear

Re: Question for all you NFCU experts.

DigitalArk — Sun, 20 Oct 2013 19:24:56 GMT

@09Lexie

No worries, my eligibility have already been reviewed and verified through the local branch as well as their headquarter. Again, it was their manager who proofed my membership.

Re: Question for all you NFCU experts.

09Lexie — Sun, 20 Oct 2013 19:50:49 GMT

@DigitalArk

There have been posts of people being able to join through deceased veterans. I believe you are the first IIRC that joined as using an 'in law' as a sibling.

Re: Question for all you NFCU experts.

j_casteel — Sun, 20 Oct 2013 22:15:21 GMT

I couldn't join through my brother in law who is active USAF. So my wife joined and then I joined through her.

Re: Question for all you NFCU experts.

DigitalArk — Tue, 22 Oct 2013 03:48:43 GMT

@Anonymous wrote:
DigitalArk, I believe you lucked out. Unfortunately, conflicting info on eligibility does happen with NFCU reps especially on the branch level.

DH has some business at Great Lakes this week and I'll be tagging along. I'll stop in the one NFCU branch around while up there and ask about eligibility just to see what kind of response I get for data purposes... I'm mainly going so I can ask if they have any "I Love NFCU" t-shirts I can wear

Hehe, maybe...

How did it go?